Best Cheap Auto Insurance in Baxter Springs, KS (2021)

The average Baxter Springs, KS auto insurance rates are $284 per month. The minimum auto insurance in Baxter Springs is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Baxter Springs, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Baxter Springs is American Family
  • The most expensive auto insurance company in Baxter Springs for teen drivers is Liberty Mutual
  • The average commute length in Baxter Springs is 19.3 minutes

Baxter Springs, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Baxter Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baxter Springs, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Baxter Springs to other Kansas cities, including Manhattan auto insurance rates, Kansas City auto insurance rates, and Shawnee auto insurance rates to see how Baxter Springs, Kansas auto insurance rates stack up.

Before you buy Baxter Springs, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baxter Springs, Kansas auto insurance quotes.

Minimum Auto Insurance in Baxter Springs, Kansas

Baxter Springs, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baxter Springs, Kansas.

Minimum Required Auto Insurance Coverage in Baxter Springs, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Baxter Springs, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baxter Springs, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baxter Springs, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,724 $1,724 $1,556 $1,556 $3,322 $3,982 $1,724 $1,936
Farmers $2,551 $2,535 $2,281 $2,380 $6,812 $7,054 $2,868 $3,019
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,830 $1,888 $1,627 $1,756 $3,743 $4,595 $2,126 $2,265
Progressive $2,518 $2,403 $2,031 $2,117 $9,178 $10,361 $2,971 $3,183
State Farm $1,846 $1,846 $1,614 $1,614 $4,883 $6,231 $2,073 $2,340
Travelers $2,098 $2,134 $2,043 $2,069 $8,427 $13,104 $2,145 $2,531
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Baxter Springs, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baxter Springs, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Baxter Springs, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Baxter Springs, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,322 $3,982
Farmers $6,812 $7,054
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,743 $4,595
Progressive $9,178 $10,361
State Farm $4,883 $6,231
Travelers $8,427 $13,104
USAA $4,807 $5,062

Cheap Baxter Springs, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Baxter Springs, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baxter Springs, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,556 $1,556
Farmers $2,281 $2,380
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,627 $1,756
Progressive $2,031 $2,117
State Farm $1,614 $1,614
Travelers $2,043 $2,069
USAA $1,313 $1,333

Cheap Baxter Springs, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baxter Springs, Kansas compared to the annual auto insurance rates with a clean record in Baxter Springs, Kansas.

Annual Baxter Springs, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,153 $2,303 $2,153 $2,153
Farmers $3,113 $3,996 $3,895 $3,747
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,860 $2,141 $3,785 $2,130
Progressive $4,013 $4,696 $4,191 $4,480
State Farm $2,605 $3,006 $2,806 $2,806
Travelers $3,148 $4,103 $5,661 $4,363
USAA $1,765 $2,373 $3,494 $2,020

Cheap Baxter Springs, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baxter Springs, Kansas is not easy. Compare the annual rates for DUI auto insurance in Baxter Springs, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Baxter Springs, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,153
Farmers $3,895
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,785
Progressive $4,191
State Farm $2,806
Travelers $5,661
USAA $3,494

Cheap Baxter Springs, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baxter Springs, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baxter Springs, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,860 $2,025 $1,687
Farmers $4,348 $3,455 $3,260
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,753 $2,424 $2,259
Progressive $4,990 $4,184 $3,862
State Farm $4,086 $2,441 $1,891
Travelers $4,996 $4,061 $3,899
USAA $3,299 $2,163 $1,778

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Cheap Baxter Springs, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baxter Springs, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Baxter Springs, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baxter Springs, Kansas

ZIP Code Average Annual Rates
66713 $3,592

Cheap Baxter Springs, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Baxter Springs, Kansas auto insurance. Find the cheapest annual Baxter Springs, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baxter Springs, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,162 $2,219
Farmers $3,688 $3,688
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,479 $2,479
Progressive $4,345 $4,345
State Farm $2,736 $2,876
Travelers $4,319 $4,319
USAA $2,341 $2,485

Cheap Baxter Springs, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baxter Springs, Kansas? Check out the comparison of annual Baxter Springs, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baxter Springs, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,214 $2,301 $2,056
Farmers $3,540 $3,668 $3,855
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,608 $2,451 $2,378
Progressive $4,107 $4,312 $4,616
State Farm $2,706 $2,813 $2,899
Travelers $4,103 $4,324 $4,529
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Baxter Springs, Kansas

Compare the cheapest auto insurance companies in Baxter Springs, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baxter Springs, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Baxter Springs, Kansas Auto Insurance Companies

What auto insurance companies in Baxter Springs, Kansas are the cheapest? Compare the top Baxter Springs, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baxter Springs, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,191
Farmers $3,688
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,479
Progressive $4,345
State Farm $2,806
Travelers $4,319
USAA $2,413

What affects auto insurance rates in Baxter Springs, Kansas?

There are a lot of reasons why auto insurance rates in Baxter Springs, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baxter Springs, Kansas. Many local factors may affect your Baxter Springs auto insurance rates.

Baxter Springs Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Baxter Springs, Kansas auto theft statistics, there have been 8 auto thefts in the city.

Baxter Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baxter Springs, Kansas commute length is 19.3 minutes according to City-Data.

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Compare Baxter Springs, Kansas Auto Insurance Quotes

Before you buy Baxter Springs, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baxter Springs, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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