Hutchinson, KS Auto Insurance (2024)
The average Hutchinson, KS auto insurance rates are $267 per month. The minimum auto insurance in Hutchinson is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Hutchinson, Kansas, compare quotes from multiple companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Mar 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Hutchinson, Kansas is 25/50/25
- The cheapest auto insurance company in Hutchinson is American Family
- The most expensive auto insurance company in Hutchinson for teen drivers is Liberty Mutual
Hutchinson, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Hutchinson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hutchinson, Kansas, including driving record, credit, commute time, and more.
Compare auto insurance in Hutchinson to other Kansas cities, including Salina auto insurance rates, Overland Park auto insurance rates, and Olathe auto insurance rates to see how Hutchinson, Kansas auto insurance rates stack up.
Before you buy Hutchinson, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hutchinson, Kansas auto insurance quotes.
Minimum Auto Insurance in Hutchinson, Kansas
Hutchinson, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hutchinson, Kansas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Hutchinson, Kansas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Hutchinson, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,804 | $2,733 | $2,495 | $2,567 | $7,537 | $8,389 | $2,893 | $2,997 |
| American Family | $1,618 | $1,618 | $1,462 | $1,462 | $3,126 | $3,749 | $1,618 | $1,818 |
| Farmers | $2,340 | $2,320 | $2,087 | $2,184 | $6,477 | $6,704 | $2,634 | $2,763 |
| Geico | $2,366 | $2,313 | $2,389 | $2,223 | $4,378 | $5,894 | $2,754 | $1,995 |
| Liberty Mutual | $2,116 | $2,285 | $2,026 | $2,260 | $9,804 | $10,951 | $2,307 | $2,492 |
| Nationwide | $1,809 | $1,866 | $1,608 | $1,736 | $3,684 | $4,515 | $2,099 | $2,235 |
| Progressive | $2,176 | $2,068 | $1,757 | $1,832 | $8,045 | $9,061 | $2,567 | $2,745 |
| State Farm | $1,702 | $1,702 | $1,508 | $1,508 | $4,755 | $6,044 | $1,918 | $2,170 |
| Travelers | $1,932 | $1,965 | $1,891 | $1,911 | $7,858 | $12,243 | $1,980 | $2,328 |
| USAA | $1,335 | $1,358 | $1,226 | $1,238 | $4,520 | $4,736 | $1,761 | $1,837 |
Cheap Hutchinson, Kansas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Hutchinson, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Hutchinson, Kansas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,537 | $8,389 |
| American Family | $3,126 | $3,749 |
| Farmers | $6,477 | $6,704 |
| Geico | $4,378 | $5,894 |
| Liberty Mutual | $9,804 | $10,951 |
| Nationwide | $3,684 | $4,515 |
| Progressive | $8,045 | $9,061 |
| State Farm | $4,755 | $6,044 |
| Travelers | $7,858 | $12,243 |
| USAA | $4,520 | $4,736 |
Cheap Hutchinson, Kansas Auto Insurance for Seniors
What are senior auto insurance rates in Hutchinson, Kansas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,495 | $2,567 |
| American Family | $1,462 | $1,462 |
| Farmers | $2,087 | $2,184 |
| Geico | $2,389 | $2,223 |
| Liberty Mutual | $2,026 | $2,260 |
| Nationwide | $1,608 | $1,736 |
| Progressive | $1,757 | $1,832 |
| State Farm | $1,508 | $1,508 |
| Travelers | $1,891 | $1,911 |
| USAA | $1,226 | $1,238 |
Cheap Hutchinson, Kansas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hutchinson, Kansas compared to the annual auto insurance rates with a clean record in Hutchinson, Kansas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,510 | $4,086 | $4,686 | $3,925 |
| American Family | $2,021 | $2,171 | $2,021 | $2,021 |
| Farmers | $2,896 | $3,733 | $3,638 | $3,487 |
| Geico | $1,915 | $3,133 | $4,828 | $2,280 |
| Liberty Mutual | $3,230 | $4,854 | $4,767 | $4,270 |
| Nationwide | $1,833 | $2,110 | $3,733 | $2,100 |
| Progressive | $3,489 | $4,092 | $3,649 | $3,896 |
| State Farm | $2,456 | $2,871 | $2,664 | $2,664 |
| Travelers | $2,919 | $3,815 | $5,266 | $4,055 |
| USAA | $1,648 | $2,218 | $3,252 | $1,888 |
Cheap Hutchinson, Kansas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Hutchinson, Kansas is not easy. Compare the annual rates for DUI auto insurance in Hutchinson, Kansas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,686 |
| American Family | $2,021 |
| Farmers | $3,638 |
| Geico | $4,828 |
| Liberty Mutual | $4,767 |
| Nationwide | $3,733 |
| Progressive | $3,649 |
| State Farm | $2,664 |
| Travelers | $5,266 |
| USAA | $3,252 |
Cheap Hutchinson, Kansas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Hutchinson, Kansas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,024 | $3,810 | $3,321 |
| American Family | $2,687 | $1,903 | $1,586 |
| Farmers | $4,045 | $3,227 | $3,043 |
| Geico | $4,723 | $2,498 | $1,896 |
| Liberty Mutual | $4,280 | $4,280 | $4,280 |
| Nationwide | $2,715 | $2,389 | $2,228 |
| Progressive | $4,334 | $3,644 | $3,367 |
| State Farm | $3,878 | $2,318 | $1,795 |
| Travelers | $4,634 | $3,778 | $3,629 |
| USAA | $3,069 | $2,021 | $1,665 |
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Cheap Hutchinson, Kansas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Hutchinson, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Hutchinson, Kansas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 67501 | $3,416 |
| 67502 | $3,327 |
Cheap Hutchinson, Kansas Auto Insurance Rates By Commute
Commute length and annual mileage affect Hutchinson, Kansas auto insurance. Find the cheapest annual Hutchinson, Kansas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,052 | $4,052 |
| American Family | $2,032 | $2,085 |
| Farmers | $3,439 | $3,439 |
| Geico | $2,975 | $3,103 |
| Liberty Mutual | $4,280 | $4,280 |
| Nationwide | $2,444 | $2,444 |
| Progressive | $3,782 | $3,782 |
| State Farm | $2,596 | $2,731 |
| Travelers | $4,014 | $4,014 |
| USAA | $2,186 | $2,317 |
Cheap Hutchinson, Kansas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Hutchinson, Kansas? Check out the comparison of annual Hutchinson, Kansas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,935 | $4,043 | $4,177 |
| American Family | $2,079 | $2,163 | $1,935 |
| Farmers | $3,289 | $3,418 | $3,608 |
| Geico | $2,963 | $3,035 | $3,119 |
| Liberty Mutual | $4,175 | $4,270 | $4,395 |
| Nationwide | $2,574 | $2,417 | $2,340 |
| Progressive | $3,582 | $3,751 | $4,012 |
| State Farm | $2,551 | $2,672 | $2,768 |
| Travelers | $3,812 | $4,020 | $4,209 |
| USAA | $2,169 | $2,245 | $2,340 |
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Best By Category: Cheapest Auto Insurance in Hutchinson, Kansas
Compare the cheapest auto insurance companies in Hutchinson, Kansas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
The Cheapest Hutchinson, Kansas Auto Insurance Companies
What auto insurance companies in Hutchinson, Kansas are the cheapest? Compare the top Hutchinson, Kansas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,052 |
| American Family | $2,059 |
| Farmers | $3,439 |
| Geico | $3,039 |
| Liberty Mutual | $4,280 |
| Nationwide | $2,444 |
| Progressive | $3,782 |
| State Farm | $2,664 |
| Travelers | $4,014 |
| USAA | $2,251 |
What affects auto insurance rates in Hutchinson, Kansas?
There are a lot of reasons why auto insurance rates in Hutchinson, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hutchinson, Kansas. Many local factors may affect your Hutchinson auto insurance rates.
Hutchinson Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hutchinson, Kansas auto theft statistics, there have been 117 auto thefts in the city.
Hutchinson Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hutchinson, Kansas commute length is 16.8 minutes according to City-Data.
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Compare Hutchinson, Kansas Auto Insurance Quotes
Before you buy Hutchinson, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hutchinson, Kansas auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Hutchinson, KS?
Yes, auto insurance is mandatory in Hutchinson, KS, as it is in most states. The Kansas law requires all drivers to carry a minimum amount of liability insurance coverage. Failure to have valid auto insurance can result in fines, license suspension, and other penalties.
How can I find affordable auto insurance in Hutchinson, KS?
To find affordable auto insurance in Hutchinson, KS, consider the following tips:
- Shop around and compare quotes from multiple insurance companies to find the best rates.
- Increase your deductibles, but make sure you can afford to pay them in the event of a claim.
- Ask about available discounts and see if you qualify for any.
- Maintain a good driving record to avoid potential rate increases.
- Consider bundling your auto insurance with other policies from the same company for potential discounts.
- Review your coverage periodically to ensure it aligns with your needs and budget.
What should I do if I’m involved in a car accident in Hutchinson, KS?
If you’re involved in a car accident in Hutchinson, KS, take the following steps:
- Ensure your safety and the safety of others involved. Move your vehicle out of traffic if possible and turn on hazard lights.
- Call the police to report the accident and request medical assistance if needed.
- Exchange information with the other driver(s) involved, including names, contact details, insurance information, and vehicle details.
- Document the accident scene by taking photos and making notes about the location, damage, and any injuries.
- Notify your insurance company about the accident as soon as possible and provide them with accurate information.
- Cooperate with the insurance company’s investigation process and provide any requested documentation or statements.
Can I cancel my auto insurance policy in Hutchinson, KS?
Yes, you can cancel your auto insurance policy in Hutchinson, KS. However, it is important to review the terms and conditions of your policy as well as any potential penalties or fees for cancellation. Contact your insurance company directly to initiate the cancellation process and ensure you have alternative coverage in place if necessary.
What is an SR-22 filing, and when is it required in Hutchinson, KS?
An SR-22 filing is a document that demonstrates proof of financial responsibility. It is often required for high-risk drivers, such as those with a history of accidents, DUI convictions, or driving without insurance. If required, you must obtain an SR-22 from an insurance company authorized to issue them and maintain it for a specified period. Failure to maintain the SR-22 can result in license suspension.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.