Best Cheap Auto Insurance in Wichita, KS (2021)

The average Wichita, KS auto insurance rates are $301 per month. The minimum auto insurance in Wichita is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Wichita, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Wichita for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Wichita is American Family
  • Average auto insurance rates in Wichita, KS for senior drivers are $2,051 per year

Wichita, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Wichita can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wichita, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Wichita to other Kansas cities, including Lawrence auto insurance rates, Manhattan auto insurance rates, and Wichita auto insurance rates to see how Wichita, Kansas auto insurance rates stack up.

Before you buy Wichita, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wichita, Kansas auto insurance quotes.

Minimum Auto Insurance in Wichita, Kansas

Wichita, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wichita, Kansas.

Minimum Required Auto Insurance Coverage in Wichita, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wichita, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wichita, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wichita, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,715 $2,623 $2,450 $2,518 $7,858 $8,858 $2,760 $2,842
American Family $1,755 $1,755 $1,588 $1,588 $3,537 $4,280 $1,755 $1,985
Farmers $2,721 $2,691 $2,423 $2,542 $7,819 $8,087 $3,071 $3,212
GEICO $2,488 $2,431 $2,517 $2,342 $4,698 $6,330 $2,934 $2,095
Liberty Mutual $2,419 $2,610 $2,352 $2,628 $12,109 $13,517 $2,604 $2,807
Nationwide $1,933 $1,984 $1,725 $1,853 $4,229 $5,155 $2,283 $2,426
Progressive $2,472 $2,338 $1,998 $2,086 $9,405 $10,590 $2,920 $3,132
State Farm $1,833 $1,833 $1,637 $1,637 $5,360 $6,775 $2,071 $2,364
Travelers $2,216 $2,250 $2,185 $2,207 $9,294 $14,499 $2,277 $2,643
USAA $1,484 $1,499 $1,370 $1,369 $5,348 $5,568 $1,975 $2,042

Cheap Wichita, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wichita, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Wichita, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Wichita, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,858 $8,858
American Family $3,537 $4,280
Farmers $7,819 $8,087
GEICO $4,698 $6,330
Liberty Mutual $12,109 $13,517
Nationwide $4,229 $5,155
Progressive $9,405 $10,590
State Farm $5,360 $6,775
Travelers $9,294 $14,499
USAA $5,348 $5,568

Cheap Wichita, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Wichita, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wichita, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,450 $2,518
American Family $1,588 $1,588
Farmers $2,423 $2,542
GEICO $2,517 $2,342
Liberty Mutual $2,352 $2,628
Nationwide $1,725 $1,853
Progressive $1,998 $2,086
State Farm $1,637 $1,637
Travelers $2,185 $2,207
USAA $1,370 $1,369

Cheap Wichita, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wichita, Kansas compared to the annual auto insurance rates with a clean record in Wichita, Kansas.

Annual Wichita, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,486 $4,081 $4,797 $3,949
American Family $2,243 $2,393 $2,243 $2,243
Farmers $3,421 $4,428 $4,314 $4,120
GEICO $2,042 $3,330 $5,113 $2,432
Liberty Mutual $3,818 $5,853 $5,738 $5,113
Nationwide $2,044 $2,344 $4,079 $2,328
Progressive $4,023 $4,738 $4,215 $4,494
State Farm $2,695 $3,183 $2,939 $2,939
Travelers $3,393 $4,463 $6,181 $4,748
USAA $1,877 $2,552 $3,743 $2,155

Cheap Wichita, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wichita, Kansas is not easy. Compare the annual rates for DUI auto insurance in Wichita, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Wichita, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,797
American Family $2,243
Farmers $4,314
GEICO $5,113
Liberty Mutual $5,738
Nationwide $4,079
Progressive $4,215
State Farm $2,939
Travelers $6,181
USAA $3,743

Cheap Wichita, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wichita, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wichita, Kansas

Insurance Company Poor Fair Good
Allstate $5,042 $3,849 $3,343
American Family $2,982 $2,101 $1,758
Farmers $4,773 $3,830 $3,610
GEICO $5,019 $2,654 $2,015
Liberty Mutual $5,131 $5,131 $5,131
Nationwide $2,978 $2,650 $2,467
Progressive $4,986 $4,214 $3,903
State Farm $4,280 $2,557 $1,980
Travelers $5,412 $4,425 $4,252
USAA $3,509 $2,322 $1,916

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wichita, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wichita, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Wichita, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wichita, Kansas

ZIP Code Average Annual Rates
67202 $3,986
67203 $3,972
67204 $3,946
67205 $3,813
67206 $3,822
67207 $3,807
67208 $3,947
67209 $3,778
67210 $3,915
67211 $3,979
67212 $3,719
67213 $3,951
67214 $3,963
67215 $3,766
67216 $3,922
67217 $3,915
67218 $3,946
67219 $3,914
67220 $3,844
67223 $3,754
67226 $3,787
67227 $3,702
67228 $3,819
67230 $3,769
67232 $3,699
67235 $3,671
67260 $3,914
67276 $4,030

Cheap Wichita, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Wichita, Kansas auto insurance. Find the cheapest annual Wichita, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wichita, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,078 $4,078
American Family $2,252 $2,309
Farmers $4,071 $4,071
GEICO $3,162 $3,297
Liberty Mutual $5,131 $5,131
Nationwide $2,698 $2,698
Progressive $4,368 $4,368
State Farm $2,865 $3,013
Travelers $4,696 $4,696
USAA $2,509 $2,655

Cheap Wichita, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wichita, Kansas? Check out the comparison of annual Wichita, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wichita, Kansas

Insurance Company Low Medium High
Allstate $3,943 $4,069 $4,222
American Family $2,289 $2,395 $2,157
Farmers $3,889 $4,047 $4,276
GEICO $3,128 $3,226 $3,334
Liberty Mutual $4,997 $5,118 $5,277
Nationwide $2,832 $2,671 $2,592
Progressive $4,119 $4,332 $4,652
State Farm $2,813 $2,948 $3,055
Travelers $4,440 $4,706 $4,943
USAA $2,479 $2,574 $2,693

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wichita, Kansas

Compare the cheapest auto insurance companies in Wichita, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wichita, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wichita, Kansas Auto Insurance Companies

What auto insurance companies in Wichita, Kansas are the cheapest? Compare the top Wichita, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wichita, Kansas

Insurance Company Average Annual Rates
Allstate $4,078
American Family $2,280
Farmers $4,071
GEICO $3,229
Liberty Mutual $5,131
Nationwide $2,698
Progressive $4,368
State Farm $2,939
Travelers $4,696
USAA $2,582

What affects auto insurance rates in Wichita, Kansas?

There are a lot of reasons why auto insurance rates in Wichita, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wichita, Kansas. Many local factors may affect your Wichita auto insurance rates.

Wichita Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wichita, Kansas auto theft statistics, there have been 2,773 auto thefts in the city.

Wichita Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wichita, Kansas commute length is 18.6 minutes according to City-Data.

Wichita Traffic

How does Wichita, Kansas rank for traffic? According to Inrix Wichita, Kansas is the 570th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Wichita, Kansas Auto Insurance Quotes

Before you buy Wichita, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wichita, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption