Best Cheap Auto Insurance in Prescott, WI (2021)

The average Prescott, WI auto insurance rates are $248 per month. The minimum auto insurance in Prescott is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Prescott, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Prescott, WI for senior drivers are $1,664 per year
  • The average commute length in Prescott is 25.1 minutes
  • The most expensive auto insurance company in Prescott for teen drivers is Nationwide

Prescott, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Prescott can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prescott, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Prescott to other Wisconsin cities, including Eau Claire auto insurance rates, Racine auto insurance rates, and Janesville auto insurance rates to see how Prescott, Wisconsin auto insurance rates stack up.

Before you buy Prescott, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prescott, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Prescott, Wisconsin

Prescott, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prescott, Wisconsin.

Minimum Required Auto Insurance Coverage in Prescott, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Prescott, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prescott, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prescott, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,031 $1,079 $975 $983 $3,148 $3,470 $1,226 $1,308
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,960 $4,178 $3,272 $3,454 $7,985 $12,216 $4,812 $5,743
Progressive $1,528 $1,447 $1,252 $1,310 $5,969 $6,722 $1,833 $1,991
State Farm $1,263 $1,263 $1,125 $1,125 $3,617 $4,577 $1,424 $1,621
USAA $1,412 $1,413 $1,275 $1,304 $3,546 $4,124 $1,840 $2,027

Cheap Prescott, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prescott, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Prescott, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Prescott, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,148 $3,470
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,985 $12,216
Progressive $5,969 $6,722
State Farm $3,617 $4,577
USAA $3,546 $4,124

Cheap Prescott, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Prescott, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prescott, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $975 $983
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,272 $3,454
Progressive $1,252 $1,310
State Farm $1,125 $1,125
USAA $1,275 $1,304

Cheap Prescott, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prescott, Wisconsin compared to the annual auto insurance rates with a clean record in Prescott, Wisconsin.

Annual Prescott, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,579 $1,677 $1,677 $1,677
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,821 $5,577 $6,835 $5,577
Progressive $2,521 $3,064 $2,620 $2,821
State Farm $1,840 $2,164 $2,002 $2,002
USAA $1,661 $2,088 $2,826 $1,895

Cheap Prescott, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prescott, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Prescott, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Prescott, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,028
American Family $1,677
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,835
Progressive $2,620
State Farm $2,002
USAA $2,826

Cheap Prescott, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prescott, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prescott, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,210 $1,459 $1,288
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,411 $5,348 $5,348
Progressive $3,125 $2,664 $2,481
State Farm $2,986 $1,714 $1,305
USAA $3,269 $1,716 $1,368

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Cheap Prescott, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prescott, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Prescott, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prescott, Wisconsin

ZIP Code Average Annual Rates
54021 $2,895

Cheap Prescott, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Prescott, Wisconsin auto insurance. Find the cheapest annual Prescott, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prescott, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,624 $1,681
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,702 $5,702
Progressive $2,757 $2,757
State Farm $1,952 $2,052
USAA $2,090 $2,145

Cheap Prescott, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prescott, Wisconsin? Check out the comparison of annual Prescott, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prescott, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,630 $1,668 $1,660
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,533 $5,700 $5,874
Progressive $2,581 $2,780 $2,909
State Farm $1,882 $2,009 $2,115
USAA $2,042 $2,119 $2,192

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Best By Category: Cheapest Auto Insurance in Prescott, Wisconsin

Compare the cheapest auto insurance companies in Prescott, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prescott, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Prescott, Wisconsin Auto Insurance Companies

What auto insurance companies in Prescott, Wisconsin are the cheapest? Compare the top Prescott, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prescott, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,653
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,702
Progressive $2,757
State Farm $2,002
USAA $2,118

What affects auto insurance rates in Prescott, Wisconsin?

There are a lot of reasons why auto insurance rates in Prescott, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prescott, Wisconsin. Many local factors may affect your Prescott auto insurance rates.

Prescott Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Prescott, Wisconsin auto theft statistics, there have been 8 auto thefts in the city.

Prescott Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prescott, Wisconsin commute length is 25.1 minutes according to City-Data.

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Compare Prescott, Wisconsin Auto Insurance Quotes

Before you buy Prescott, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prescott, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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