Best Cheap Auto Insurance in Paintsville, KY (2021)

The average Paintsville, KY auto insurance rates are $574 per month. The minimum auto insurance in Paintsville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Paintsville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Paintsville, Kentucky is 25/50/25
  • The most expensive auto insurance company in Paintsville for teen drivers is Travelers
  • The cheapest auto insurance company in Paintsville is USAA

Paintsville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Paintsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paintsville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Paintsville to other Kentucky cities, including Florence auto insurance rates, Owensboro auto insurance rates, and Covington auto insurance rates to see how Paintsville, Kentucky auto insurance rates stack up.

Before you buy Paintsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paintsville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Paintsville, Kentucky

Paintsville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paintsville, Kentucky.

Minimum Required Auto Insurance Coverage in Paintsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Paintsville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paintsville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paintsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,510 $5,417 $5,059 $5,378 $20,908 $23,174 $5,965 $6,227
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,614 $5,030 $3,854 $4,350 $20,069 $22,349 $4,840 $5,084
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,145 $2,967 $2,860 $2,859 $16,104 $18,241 $3,902 $3,920
State Farm $2,431 $2,431 $2,154 $2,154 $6,535 $8,290 $2,692 $2,973
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

Cheap Paintsville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paintsville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Paintsville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Paintsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,908 $23,174
GEICO $8,902 $10,417
Liberty Mutual $20,069 $22,349
Nationwide $12,513 $15,335
Progressive $16,104 $18,241
State Farm $6,535 $8,290
Travelers $20,585 $33,458
USAA $5,515 $5,811

Cheap Paintsville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Paintsville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paintsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,378
GEICO $4,595 $4,158
Liberty Mutual $3,854 $4,350
Nationwide $5,076 $5,251
Progressive $2,860 $2,859
State Farm $2,154 $2,154
Travelers $3,958 $3,966
USAA $1,883 $1,927

Cheap Paintsville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paintsville, Kentucky compared to the annual auto insurance rates with a clean record in Paintsville, Kentucky.

Annual Paintsville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,002 $10,491 $11,259 $9,067
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,284 $11,303 $8,750 $7,758
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,562 $8,347 $6,333 $6,757
State Farm $3,430 $3,985 $3,707 $3,707
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,341 $3,319 $3,962 $2,818

Cheap Paintsville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paintsville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Paintsville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Paintsville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,259
GEICO $8,597
Liberty Mutual $8,750
Nationwide $10,201
Progressive $6,333
State Farm $3,707
Travelers $12,895
USAA $3,962

Cheap Paintsville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paintsville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paintsville, Kentucky

Insurance Company Poor Fair Good
Allstate $13,051 $8,812 $7,251
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,642 $7,672 $6,008
Nationwide $9,567 $7,412 $6,376
Progressive $7,518 $6,585 $6,146
State Farm $5,313 $3,250 $2,559
Travelers $11,053 $9,330 $9,300
USAA $4,625 $2,592 $2,113

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Cheap Paintsville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paintsville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Paintsville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paintsville, Kentucky

ZIP Code Average Annual Rates
41240 $6,281

Cheap Paintsville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Paintsville, Kentucky auto insurance. Find the cheapest annual Paintsville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paintsville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,705 $9,705
GEICO $5,341 $5,438
Liberty Mutual $8,774 $8,774
Nationwide $7,785 $7,785
Progressive $6,750 $6,750
State Farm $3,619 $3,796
Travelers $9,894 $9,894
USAA $2,991 $3,229

Cheap Paintsville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paintsville, Kentucky? Check out the comparison of annual Paintsville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paintsville, Kentucky

Insurance Company Low Medium High
Allstate $8,461 $9,627 $11,026
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,243 $8,709 $9,370
Nationwide $7,752 $7,650 $7,952
Progressive $5,991 $6,588 $7,670
State Farm $3,472 $3,694 $3,956
Travelers $9,340 $9,923 $10,419
USAA $2,950 $3,102 $3,279

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Best By Category: Cheapest Auto Insurance in Paintsville, Kentucky

Compare the cheapest auto insurance companies in Paintsville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paintsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Paintsville, Kentucky Auto Insurance Companies

What auto insurance companies in Paintsville, Kentucky are the cheapest? Compare the top Paintsville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paintsville, Kentucky

Insurance Company Average Annual Rates
Allstate $9,705
GEICO $5,390
Liberty Mutual $8,774
Nationwide $7,785
Progressive $6,750
State Farm $3,707
Travelers $9,894
USAA $3,110

What affects auto insurance rates in Paintsville, Kentucky?

There are a lot of reasons why auto insurance rates in Paintsville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Paintsville, Kentucky. Many local factors may affect your Paintsville auto insurance rates.

Paintsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Paintsville, Kentucky commute length is 18.7 minutes according to City-Data.

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Compare Paintsville, Kentucky Auto Insurance Quotes

Before you buy Paintsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paintsville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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