Best Cheap Auto Insurance in Inez, KY (2021)

The average Inez, KY auto insurance rates are $578 per month. The minimum auto insurance in Inez is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Inez, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Inez is 18.6 minutes
  • Average auto insurance rates in Inez, KY for senior drivers are $3,744 per year
  • The minimum auto insurance required in Inez, Kentucky is 25/50/25

Inez, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Inez can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Inez, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Inez to other Kentucky cities, including Elizabeth auto insurance rates, Independence auto insurance rates, and George auto insurance rates to see how Inez, Kentucky auto insurance rates stack up.

Before you buy Inez, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Inez, Kentucky auto insurance quotes.

Minimum Auto Insurance in Inez, Kentucky

Inez, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Inez, Kentucky.

Minimum Required Auto Insurance Coverage in Inez, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Inez, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Inez, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Inez, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,656 $5,562 $5,196 $5,514 $21,020 $23,290 $6,123 $6,397
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,533 $4,948 $3,750 $4,247 $19,608 $21,908 $4,782 $5,072
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,170 $2,989 $2,888 $2,885 $16,316 $18,490 $3,933 $3,944
State Farm $2,464 $2,464 $2,183 $2,183 $6,624 $8,407 $2,730 $3,012
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

Cheap Inez, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Inez, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Inez, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Inez, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,020 $23,290
GEICO $8,902 $10,417
Liberty Mutual $19,608 $21,908
Nationwide $12,513 $15,335
Progressive $16,316 $18,490
State Farm $6,624 $8,407
Travelers $20,585 $33,458
USAA $6,138 $6,430

Cheap Inez, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Inez, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Inez, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,196 $5,514
GEICO $4,595 $4,158
Liberty Mutual $3,750 $4,247
Nationwide $5,076 $5,251
Progressive $2,888 $2,885
State Farm $2,183 $2,183
Travelers $3,958 $3,966
USAA $2,016 $2,039

Cheap Inez, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Inez, Kentucky compared to the annual auto insurance rates with a clean record in Inez, Kentucky.

Annual Inez, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,137 $10,633 $11,404 $9,205
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,159 $11,077 $8,580 $7,609
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,624 $8,452 $6,400 $6,832
State Farm $3,477 $4,039 $3,758 $3,758
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,526 $3,582 $4,312 $3,049

Cheap Inez, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Inez, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Inez, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Inez, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,404
GEICO $8,597
Liberty Mutual $8,580
Nationwide $10,201
Progressive $6,400
State Farm $3,758
Travelers $12,895
USAA $4,312

Cheap Inez, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Inez, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Inez, Kentucky

Insurance Company Poor Fair Good
Allstate $13,267 $8,927 $7,340
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,402 $7,518 $5,898
Nationwide $9,567 $7,412 $6,376
Progressive $7,601 $6,661 $6,219
State Farm $5,387 $3,295 $2,594
Travelers $11,053 $9,330 $9,300
USAA $4,983 $2,817 $2,301

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Cheap Inez, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Inez, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Inez, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Inez, Kentucky

ZIP Code Average Annual Rates
41224 $6,319

Cheap Inez, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Inez, Kentucky auto insurance. Find the cheapest annual Inez, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Inez, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,845 $9,845
GEICO $5,341 $5,438
Liberty Mutual $8,606 $8,606
Nationwide $7,785 $7,785
Progressive $6,827 $6,827
State Farm $3,668 $3,849
Travelers $9,894 $9,894
USAA $3,241 $3,494

Cheap Inez, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Inez, Kentucky? Check out the comparison of annual Inez, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Inez, Kentucky

Insurance Company Low Medium High
Allstate $8,617 $9,766 $11,151
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,109 $8,548 $9,162
Nationwide $7,752 $7,650 $7,952
Progressive $6,016 $6,649 $7,815
State Farm $3,519 $3,745 $4,011
Travelers $9,340 $9,923 $10,419
USAA $3,184 $3,358 $3,560

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Best By Category: Cheapest Auto Insurance in Inez, Kentucky

Compare the cheapest auto insurance companies in Inez, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Inez, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Inez, Kentucky Auto Insurance Companies

What auto insurance companies in Inez, Kentucky are the cheapest? Compare the top Inez, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Inez, Kentucky

Insurance Company Average Annual Rates
Allstate $9,845
GEICO $5,390
Liberty Mutual $8,606
Nationwide $7,785
Progressive $6,827
State Farm $3,758
Travelers $9,894
USAA $3,367

What affects auto insurance rates in Inez, Kentucky?

There are a lot of reasons why auto insurance rates in Inez, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Inez, Kentucky. Many local factors may affect your Inez auto insurance rates.

Inez Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Inez, Kentucky commute length is 18.6 minutes according to City-Data.

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Compare Inez, Kentucky Auto Insurance Quotes

Before you buy Inez, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Inez, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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