Best Cheap Auto Insurance in Magnolia, KY (2021)

The average Magnolia, KY auto insurance rates are $373 per month. The minimum auto insurance in Magnolia is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Magnolia, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Magnolia for teen drivers is Travelers
  • The average commute length in Magnolia is 28.2 minutes
  • The cheapest auto insurance company in Magnolia is USAA

Magnolia, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Magnolia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Magnolia, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Magnolia to other Kentucky cities, including Elizabeth auto insurance rates, Independence auto insurance rates, and Richmond auto insurance rates to see how Magnolia, Kentucky auto insurance rates stack up.

Before you buy Magnolia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Magnolia, Kentucky auto insurance quotes.

Minimum Auto Insurance in Magnolia, Kentucky

Magnolia, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Magnolia, Kentucky.

Minimum Required Auto Insurance Coverage in Magnolia, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Magnolia, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Magnolia, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Magnolia, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,066 $3,033 $2,776 $2,959 $11,358 $12,734 $3,389 $3,577
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,860 $3,112 $2,465 $2,761 $10,468 $11,562 $2,976 $3,077
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,345 $2,240 $2,090 $2,107 $11,152 $12,625 $2,912 $2,987
State Farm $2,184 $2,184 $1,951 $1,951 $6,548 $8,276 $2,436 $2,734
Travelers $2,500 $2,544 $2,459 $2,463 $12,234 $19,687 $2,614 $3,017
USAA $1,890 $1,896 $1,703 $1,736 $5,010 $5,281 $2,389 $2,619

Cheap Magnolia, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Magnolia, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Magnolia, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Magnolia, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,358 $12,734
GEICO $6,851 $8,131
Liberty Mutual $10,468 $11,562
Nationwide $6,819 $8,506
Progressive $11,152 $12,625
State Farm $6,548 $8,276
Travelers $12,234 $19,687
USAA $5,010 $5,281

Cheap Magnolia, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Magnolia, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Magnolia, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,959
GEICO $3,510 $3,179
Liberty Mutual $2,465 $2,761
Nationwide $2,800 $2,930
Progressive $2,090 $2,107
State Farm $1,951 $1,951
Travelers $2,459 $2,463
USAA $1,703 $1,736

Cheap Magnolia, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Magnolia, Kentucky compared to the annual auto insurance rates with a clean record in Magnolia, Kentucky.

Annual Magnolia, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,448 $5,798 $6,185 $5,016
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,113 $6,277 $4,889 $4,361
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,977 $5,870 $4,541 $4,840
State Farm $3,227 $3,839 $3,533 $3,533
Travelers $5,174 $5,323 $7,712 $5,550
USAA $2,123 $3,002 $3,584 $2,554

Cheap Magnolia, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Magnolia, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Magnolia, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Magnolia, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,185
GEICO $6,731
Liberty Mutual $4,889
Nationwide $5,612
Progressive $4,541
State Farm $3,533
Travelers $7,712
USAA $3,584

Cheap Magnolia, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Magnolia, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Magnolia, Kentucky

Insurance Company Poor Fair Good
Allstate $7,098 $4,902 $4,085
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,033 $4,295 $3,402
Nationwide $5,239 $4,104 $3,569
Progressive $5,391 $4,679 $4,352
State Farm $5,109 $3,084 $2,406
Travelers $6,626 $5,607 $5,586
USAA $4,193 $2,344 $1,909

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Cheap Magnolia, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Magnolia, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Magnolia, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Magnolia, Kentucky

ZIP Code Average Annual Rates
42757 $4,029

Cheap Magnolia, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Magnolia, Kentucky auto insurance. Find the cheapest annual Magnolia, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Magnolia, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,362 $5,362
GEICO $4,119 $4,197
Liberty Mutual $4,910 $4,910
Nationwide $4,304 $4,304
Progressive $4,807 $4,807
State Farm $3,448 $3,618
Travelers $5,940 $5,940
USAA $2,711 $2,920

Cheap Magnolia, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Magnolia, Kentucky? Check out the comparison of annual Magnolia, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Magnolia, Kentucky

Insurance Company Low Medium High
Allstate $4,957 $5,339 $5,789
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,644 $4,873 $5,212
Nationwide $4,380 $4,252 $4,281
Progressive $4,474 $4,752 $5,195
State Farm $3,339 $3,529 $3,731
Travelers $5,632 $5,966 $6,221
USAA $2,690 $2,809 $2,948

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Best By Category: Cheapest Auto Insurance in Magnolia, Kentucky

Compare the cheapest auto insurance companies in Magnolia, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Magnolia, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Magnolia, Kentucky Auto Insurance Companies

What auto insurance companies in Magnolia, Kentucky are the cheapest? Compare the top Magnolia, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Magnolia, Kentucky

Insurance Company Average Annual Rates
Allstate $5,362
GEICO $4,158
Liberty Mutual $4,910
Nationwide $4,304
Progressive $4,807
State Farm $3,533
Travelers $5,940
USAA $2,816

What affects auto insurance rates in Magnolia, Kentucky?

There are a lot of reasons why auto insurance rates in Magnolia, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Magnolia, Kentucky. Many local factors may affect your Magnolia auto insurance rates.

Magnolia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Magnolia, Kentucky commute length is 28.2 minutes according to City-Data.

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Compare Magnolia, Kentucky Auto Insurance Quotes

Before you buy Magnolia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Magnolia, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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