Lexus LS 460 Insurance Quotes [Comprehensive Guide]

Lexus LS 460 insurance rates are $143 per month ($1,710 per year) on average. Finding Lexus LS 460 teenager insurance rates can cost on average $6,250 a year, so shop around to find cheap coverage.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,710 a year or $143 each month
  • A liability-only policy costs around $685 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,250 a year or $521 each month
  • Good drivers can save as much as $705 a year by earning policy discounts
  • Lexus LS 460 insurance costs around $191 more per year than the average vehicle

Lexus LS 460 insurance rates are $191 more expensive than the average vehicle. The best way to save money on Lexus LS 460 insurance rates is through policy discounts. Continue reading to learn how you can save money on Lexus LS 460 insurance rates.

You can start comparing quotes for Lexus LS 460 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Lexus LS 460 Insurance Cost

The average Lexus LS 460 auto insurance costs are $1,710 a year or $143 a month.

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Are Lexus LS 460s Expensive to Insure?

The chart below details how Lexus LS 460 insurance rates compare to other luxury cars like the Acura TLX, Lexus IS 350, and Lexus ES 350.

Vehicle Comprehensive Collision Liability Total
Acura TLX $332 $686 $398 $1,574
Lexus IS 350 $344 $686 $398 $1,586
Lexus ES 350 $362 $656 $316 $1,470
Mercedes-Benz C300 $404 $718 $372 $1,652
Audi S8 $658 $1368 $398 $2,582
Mercedes-Benz E300 $394 $744 $338 $1,612
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus LS 460 Insurance?

The Lexus LS 460 trim and model you choose can impact the total price you will pay for Lexus LS 460 insurance coverage.

Age of the Vehicle

Older Lexus LS 460 models generally cost less to insure. For example, auto insurance rates for a 2017 Lexus LS 460 are $1,710, while the 2010 Lexus LS 460 rates are $1,334, a difference of $376.

Model Year Comprehensive Collision Liability Total
2017 Lexus LS 460 $406 $814 $354 $1,710
2016 Lexus LS 460 $392 $780 $364 $1,672
2015 Lexus LS 460 $370 $752 $376 $1,634
2014 Lexus LS 460 $356 $698 $384 $1,574
2013 Lexus LS 460 $342 $658 $388 $1,524
2012 Lexus LS 460 $328 $590 $390 $1,444
2011 Lexus LS 460 $306 $542 $390 $1,374
2010 Lexus LS 460 $296 $508 $394 $1,334
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Driver Age

Driver age can have a significant impact on Lexus LS 460 auto insurance rates. As an example, a 40-year-old driver could pay $181 less each month for their Lexus LS 460 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in Jacksonville may pay $1,026 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Lexus LS 460 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 auto insurance rates with violations on their driving record.

Lexus LS 460 Safety Ratings

The Lexus LS 460’s safety ratings will affect your Lexus LS 460 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side Not Tested
Roof strength Not Tested
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Lexus LS 460 Crash Test Ratings

Poor Lexus LS 460 crash test ratings could mean higher Lexus LS 460 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Lexus LS 460 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus LS 460 Safety Features

The more safety features you have on your Lexus LS 460, the more likely it is that you can earn a discount. The Lexus LS 460’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Intuitive Park Assist Front And Rear Parking Sensors
  • Blind Spot Monitor Blind Spot
  • Lexus Safety System+
  • Lane Departure Alert (LDA) with Steering Assist Lane Keeping Assist
  • Lane Departure Alert (LDA) with Steering Assist Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Rear Child Safety Locks
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Lexus LS 460 Insurance Loss Probability

Insurance loss probability on the Lexus LS 460 fluctuates between each type of coverage. The lower percentage means lower Lexus LS 460 auto insurance rates; higher percentages mean higher Lexus LS 460 auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 55%
Property Damage -24%
Comprehensive 103%
Personal Injury -48%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lexus LS 460 Finance and Insurance Cost

If you are financing a Lexus LS 460, you will pay more if you purchase Lexus LS 460 auto insurance at the dealership, so be sure to shop around and compare Lexus LS 460 auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Lexus LS 460 Insurance

You have more options at your disposal to save money on your Lexus LS 460 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus LS 460 auto insurance rates

  • Carpool to Work Instead of Driving Your Lexus LS 460
  • Consider Ride Sharing Services to Lower Your Lexus LS 460 Mileage
  • Consider Renting a Car Instead of Buying a Second Lexus LS 460
  • Take a Refresher Course as an Older Driver
  • Reduce Modifications on Your Lexus LS 460

Top Lexus LS 460 Insurance Companies

Several top auto insurance companies offer competitive rates for the Lexus LS 460 rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Lexus LS 460 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus LS 460 Insurance Quotes Online

You can start comparing quotes for Lexus LS 460 insurance from some of the top auto insurance companies by using our free online tool today.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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