Best Cheap Auto Insurance in Lebanon, KY (2021)

The average Lebanon, KY auto insurance rates are $383 per month. The minimum auto insurance in Lebanon is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Lebanon, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lebanon is USAA
  • The minimum auto insurance required in Lebanon, Kentucky is 25/50/25
  • The most expensive auto insurance company in Lebanon for teen drivers is Travelers

Lebanon, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Lebanon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lebanon, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Lebanon to other Kentucky cities, including Covington auto insurance rates, George auto insurance rates, and Nicholasville auto insurance rates to see how Lebanon, Kentucky auto insurance rates stack up.

Before you buy Lebanon, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lebanon, Kentucky auto insurance quotes.

Minimum Auto Insurance in Lebanon, Kentucky

Lebanon, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lebanon, Kentucky.

Minimum Required Auto Insurance Coverage in Lebanon, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lebanon, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lebanon, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lebanon, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,080 $2,827 $3,011 $11,592 $12,992 $3,438 $3,627
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,279 $2,169 $2,045 $2,054 $11,111 $12,585 $2,829 $2,893
State Farm $1,935 $1,935 $1,724 $1,724 $5,740 $7,284 $2,160 $2,412
Travelers $2,438 $2,484 $2,387 $2,395 $11,746 $18,908 $2,545 $2,952
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

Cheap Lebanon, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lebanon, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Lebanon, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Lebanon, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,992
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $11,111 $12,585
State Farm $5,740 $7,284
Travelers $11,746 $18,908
USAA $5,340 $5,620

Cheap Lebanon, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Lebanon, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lebanon, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,827 $3,011
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $2,045 $2,054
State Farm $1,724 $1,724
Travelers $2,387 $2,395
USAA $1,791 $1,819

Cheap Lebanon, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lebanon, Kentucky compared to the annual auto insurance rates with a clean record in Lebanon, Kentucky.

Annual Lebanon, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,521 $5,906 $6,310 $5,106
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,924 $5,812 $4,476 $4,770
State Farm $2,849 $3,379 $3,114 $3,114
Travelers $4,998 $5,143 $7,428 $5,358
USAA $2,238 $3,167 $3,791 $2,697

Cheap Lebanon, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lebanon, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Lebanon, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Lebanon, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,310
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $4,476
State Farm $3,114
Travelers $7,428
USAA $3,791

Cheap Lebanon, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lebanon, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lebanon, Kentucky

Insurance Company Poor Fair Good
Allstate $7,235 $4,992 $4,155
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $5,302 $4,624 $4,310
State Farm $4,511 $2,716 $2,115
Travelers $6,396 $5,410 $5,389
USAA $4,419 $2,480 $2,021

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Cheap Lebanon, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lebanon, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Lebanon, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lebanon, Kentucky

ZIP Code Average Annual Rates
40033 $4,125

Cheap Lebanon, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Lebanon, Kentucky auto insurance. Find the cheapest annual Lebanon, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lebanon, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,461 $5,461
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $4,746 $4,746
State Farm $3,037 $3,192
Travelers $5,732 $5,732
USAA $2,863 $3,084

Cheap Lebanon, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lebanon, Kentucky? Check out the comparison of annual Lebanon, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lebanon, Kentucky

Insurance Company Low Medium High
Allstate $5,056 $5,438 $5,888
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $4,374 $4,682 $5,180
State Farm $2,937 $3,114 $3,292
Travelers $5,440 $5,757 $5,998
USAA $2,836 $2,966 $3,118

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Best By Category: Cheapest Auto Insurance in Lebanon, Kentucky

Compare the cheapest auto insurance companies in Lebanon, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lebanon, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lebanon, Kentucky Auto Insurance Companies

What auto insurance companies in Lebanon, Kentucky are the cheapest? Compare the top Lebanon, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lebanon, Kentucky

Insurance Company Average Annual Rates
Allstate $5,461
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $4,746
State Farm $3,114
Travelers $5,732
USAA $2,973

What affects auto insurance rates in Lebanon, Kentucky?

There are a lot of reasons why auto insurance rates in Lebanon, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lebanon, Kentucky. Many local factors may affect your Lebanon auto insurance rates.

Lebanon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lebanon, Kentucky commute length is 16.5 minutes according to City-Data.

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Compare Lebanon, Kentucky Auto Insurance Quotes

Before you buy Lebanon, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lebanon, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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