Best Cheap Auto Insurance in Lambertville, MI (2021)

The average Lambertville, MI auto insurance rates are $844 per month. The minimum auto insurance in Lambertville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lambertville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lambertville, MI for senior drivers are $6,689 per year
  • The average commute length in Lambertville is 24.7 minutes
  • The most expensive auto insurance company in Lambertville for teen drivers is Allstate

Lambertville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lambertville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lambertville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lambertville to other Michigan cities, including Detroit auto insurance rates, Flint auto insurance rates, and Sterling Heights auto insurance rates to see how Lambertville, Michigan auto insurance rates stack up.

Before you buy Lambertville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lambertville, Michigan auto insurance quotes.

Minimum Auto Insurance in Lambertville, Michigan

Lambertville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lambertville, Michigan.

Minimum Required Auto Insurance Coverage in Lambertville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lambertville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lambertville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lambertville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,884 $15,884 $14,787 $14,787 $39,019 $39,019 $16,726 $16,726
Farmers $4,382 $4,382 $4,098 $4,098 $9,437 $9,437 $4,913 $4,913
GEICO $4,771 $4,771 $4,890 $4,890 $12,915 $12,915 $4,537 $4,537
Liberty Mutual $14,345 $14,345 $14,206 $14,206 $33,321 $33,321 $14,345 $14,345
Nationwide $3,550 $3,550 $3,173 $3,173 $9,174 $9,174 $3,883 $3,883
Progressive $3,289 $2,996 $2,911 $3,311 $11,902 $12,453 $3,803 $3,381
State Farm $9,413 $9,413 $8,837 $8,837 $34,043 $34,043 $11,062 $11,062
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,713 $2,556 $2,554 $2,399 $6,743 $6,381 $3,303 $3,149

Cheap Lambertville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lambertville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lambertville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lambertville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,019 $39,019
Farmers $9,437 $9,437
GEICO $12,915 $12,915
Liberty Mutual $33,321 $33,321
Nationwide $9,174 $9,174
Progressive $11,902 $12,453
State Farm $34,043 $34,043
Travelers $16,180 $16,180
USAA $6,743 $6,381

Cheap Lambertville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lambertville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lambertville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,787 $14,787
Farmers $4,098 $4,098
GEICO $4,890 $4,890
Liberty Mutual $14,206 $14,206
Nationwide $3,173 $3,173
Progressive $2,911 $3,311
State Farm $8,837 $8,837
Travelers $4,626 $4,626
USAA $2,554 $2,399

Cheap Lambertville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lambertville, Michigan compared to the annual auto insurance rates with a clean record in Lambertville, Michigan.

Annual Lambertville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,468 $14,036 $47,226 $14,685
Farmers $4,807 $6,102 $6,038 $5,882
GEICO $2,365 $5,043 $15,319 $4,386
Liberty Mutual $13,026 $15,959 $30,358 $16,873
Nationwide $4,246 $5,637 $5,129 $4,767
Progressive $4,626 $6,159 $5,533 $5,706
State Farm $9,881 $11,953 $26,460 $15,062
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,992 $3,745 $4,900 $3,262

Cheap Lambertville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lambertville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lambertville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lambertville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,226
Farmers $6,038
GEICO $15,319
Liberty Mutual $30,358
Nationwide $5,129
Progressive $5,533
State Farm $26,460
Travelers $12,473
USAA $4,900

Cheap Lambertville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lambertville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lambertville, Michigan

Insurance Company Poor Fair Good
Allstate $32,807 $18,163 $13,842
Farmers $7,633 $4,943 $4,546
GEICO $8,726 $6,405 $5,204
Liberty Mutual $30,138 $17,407 $9,617
Nationwide $6,167 $4,675 $3,992
Progressive $6,386 $5,351 $4,780
State Farm $25,742 $12,984 $8,791
Travelers $8,206 $7,958 $7,858
USAA $5,573 $3,183 $2,419

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Cheap Lambertville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lambertville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Lambertville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lambertville, Michigan

ZIP Code Average Annual Rates
48144 $7,059

Cheap Lambertville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lambertville, Michigan auto insurance. Find the cheapest annual Lambertville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lambertville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,604 $21,604
Farmers $5,707 $5,707
GEICO $6,625 $6,932
Liberty Mutual $18,409 $19,699
Nationwide $4,945 $4,945
Progressive $5,506 $5,506
State Farm $15,381 $16,296
Travelers $7,961 $8,053
USAA $3,682 $3,767

Cheap Lambertville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lambertville, Michigan? Check out the comparison of annual Lambertville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lambertville, Michigan

Insurance Company Low Medium High
Allstate $20,947 $21,662 $22,203
Farmers $5,561 $5,694 $5,867
GEICO $6,257 $6,702 $7,376
Liberty Mutual $18,530 $19,002 $19,630
Nationwide $5,102 $4,881 $4,851
Progressive $5,311 $5,514 $5,692
State Farm $14,872 $15,958 $16,686
Travelers $7,920 $8,016 $8,086
USAA $3,610 $3,735 $3,829

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Best By Category: Cheapest Auto Insurance in Lambertville, Michigan

Compare the cheapest auto insurance companies in Lambertville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lambertville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lambertville, Michigan Auto Insurance Companies

What auto insurance companies in Lambertville, Michigan are the cheapest? Compare the top Lambertville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lambertville, Michigan

Insurance Company Average Annual Rates
Allstate $21,604
Farmers $5,707
GEICO $6,778
Liberty Mutual $19,054
Nationwide $4,945
Progressive $5,506
State Farm $15,839
Travelers $8,007
USAA $3,725

What affects auto insurance rates in Lambertville, Michigan?

There are a lot of reasons why auto insurance rates in Lambertville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lambertville, Michigan. Many local factors may affect your Lambertville auto insurance rates.

Lambertville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lambertville, Michigan commute length is 24.7 minutes according to City-Data.

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Compare Lambertville, Michigan Auto Insurance Quotes

Before you buy Lambertville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lambertville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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