Best Cheap Auto Insurance in Perry, MI (2021)

The average Perry, MI auto insurance rates are $771 per month. The minimum auto insurance in Perry is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Perry, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Perry for teen drivers is Allstate
  • Average auto insurance rates in Perry, MI for senior drivers are $6,108 per year
  • The cheapest auto insurance company in Perry is USAA

Perry, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Perry can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perry, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Perry to other Michigan cities, including Dearborn auto insurance rates, Livonia auto insurance rates, and Sterling Heights auto insurance rates to see how Perry, Michigan auto insurance rates stack up.

Before you buy Perry, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perry, Michigan auto insurance quotes.

Minimum Auto Insurance in Perry, Michigan

Perry, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perry, Michigan.

Minimum Required Auto Insurance Coverage in Perry, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Perry, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perry, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perry, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,558 $14,558 $13,464 $13,464 $37,027 $37,027 $15,355 $15,355
Farmers $4,106 $4,106 $3,833 $3,833 $9,011 $9,011 $4,612 $4,612
GEICO $3,982 $3,982 $4,063 $4,063 $11,317 $11,317 $3,812 $3,812
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $2,608 $2,441 $2,312 $2,559 $9,469 $10,135 $3,032 $2,836
State Farm $7,457 $7,457 $6,899 $6,899 $25,867 $25,867 $8,745 $8,745
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,717 $2,583 $2,551 $2,414 $6,728 $6,426 $3,329 $3,209

Cheap Perry, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perry, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Perry, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Perry, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,027 $37,027
Farmers $9,011 $9,011
GEICO $11,317 $11,317
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $9,469 $10,135
State Farm $25,867 $25,867
Travelers $13,395 $13,395
USAA $6,728 $6,426

Cheap Perry, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Perry, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perry, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,464 $13,464
Farmers $3,833 $3,833
GEICO $4,063 $4,063
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $2,312 $2,559
State Farm $6,899 $6,899
Travelers $3,858 $3,858
USAA $2,551 $2,414

Cheap Perry, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perry, Michigan compared to the annual auto insurance rates with a clean record in Perry, Michigan.

Annual Perry, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,825 $13,071 $43,774 $13,733
Farmers $4,534 $5,767 $5,694 $5,567
GEICO $2,028 $4,310 $13,072 $3,764
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $3,770 $4,913 $4,426 $4,587
State Farm $7,852 $9,379 $20,068 $11,669
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,010 $3,757 $4,929 $3,283

Cheap Perry, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perry, Michigan is not easy. Compare the annual rates for DUI auto insurance in Perry, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Perry, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,774
Farmers $5,694
GEICO $13,072
Liberty Mutual $30,178
Nationwide $5,684
Progressive $4,426
State Farm $20,068
Travelers $10,331
USAA $4,929

Cheap Perry, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perry, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perry, Michigan

Insurance Company Poor Fair Good
Allstate $30,398 $16,872 $13,033
Farmers $7,120 $4,706 $4,345
GEICO $7,449 $5,476 $4,455
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $5,087 $4,297 $3,887
State Farm $19,866 $10,044 $6,816
Travelers $6,813 $6,608 $6,525
USAA $5,615 $3,189 $2,430

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Cheap Perry, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perry, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Perry, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perry, Michigan

ZIP Code Average Annual Rates
48872 $6,440

Cheap Perry, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Perry, Michigan auto insurance. Find the cheapest annual Perry, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perry, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,101 $20,101
Farmers $5,390 $5,390
GEICO $5,662 $5,925
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $4,424 $4,424
State Farm $11,909 $12,575
Travelers $6,611 $6,686
USAA $3,702 $3,787

Cheap Perry, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perry, Michigan? Check out the comparison of annual Perry, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perry, Michigan

Insurance Company Low Medium High
Allstate $19,590 $20,146 $20,566
Farmers $5,274 $5,381 $5,516
GEICO $5,458 $5,748 $6,174
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $4,288 $4,430 $4,554
State Farm $11,628 $12,318 $12,780
Travelers $6,575 $6,656 $6,715
USAA $3,641 $3,753 $3,839

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Best By Category: Cheapest Auto Insurance in Perry, Michigan

Compare the cheapest auto insurance companies in Perry, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perry, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Perry, Michigan Auto Insurance Companies

What auto insurance companies in Perry, Michigan are the cheapest? Compare the top Perry, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perry, Michigan

Insurance Company Average Annual Rates
Allstate $20,101
Farmers $5,390
GEICO $5,793
Liberty Mutual $19,428
Nationwide $5,468
Progressive $4,424
State Farm $12,242
Travelers $6,649
USAA $3,744

What affects auto insurance rates in Perry, Michigan?

There are a lot of reasons why auto insurance rates in Perry, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perry, Michigan. Many local factors may affect your Perry auto insurance rates.

Perry Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Perry, Michigan auto theft statistics, there have been 3 auto thefts in the city.

Perry Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perry, Michigan commute length is 30.3 minutes according to City-Data.

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Compare Perry, Michigan Auto Insurance Quotes

Before you buy Perry, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perry, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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