Best Cheap Auto Insurance in Kuttawa, KY (2021)

The average Kuttawa, KY auto insurance rates are $346 per month. The minimum auto insurance in Kuttawa is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Kuttawa, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Kuttawa, KY for senior drivers are $2,317 per year
  • The cheapest auto insurance company in Kuttawa is USAA
  • The average commute length in Kuttawa is 17.1 minutes

Kuttawa, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Kuttawa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kuttawa, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Kuttawa to other Kentucky cities, including George auto insurance rates, Richmond auto insurance rates, and Elizabeth auto insurance rates to see how Kuttawa, Kentucky auto insurance rates stack up.

Before you buy Kuttawa, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kuttawa, Kentucky auto insurance quotes.

Minimum Auto Insurance in Kuttawa, Kentucky

Kuttawa, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kuttawa, Kentucky.

Minimum Required Auto Insurance Coverage in Kuttawa, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kuttawa, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kuttawa, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kuttawa, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,200 $3,192 $2,862 $3,058 $11,282 $12,674 $3,610 $3,845
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,538 $2,756 $2,160 $2,416 $9,773 $10,826 $2,663 $2,788
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,115 $2,036 $1,875 $1,898 $9,692 $10,958 $2,626 $2,702
State Farm $2,132 $2,132 $1,904 $1,904 $6,537 $8,243 $2,382 $2,693
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Cheap Kuttawa, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kuttawa, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Kuttawa, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Kuttawa, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,282 $12,674
GEICO $6,168 $7,329
Liberty Mutual $9,773 $10,826
Nationwide $6,037 $7,550
Progressive $9,692 $10,958
State Farm $6,537 $8,243
Travelers $10,566 $16,949
USAA $4,780 $5,058

Cheap Kuttawa, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Kuttawa, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kuttawa, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,862 $3,058
GEICO $3,218 $2,914
Liberty Mutual $2,160 $2,416
Nationwide $2,519 $2,640
Progressive $1,875 $1,898
State Farm $1,904 $1,904
Travelers $2,176 $2,182
USAA $1,650 $1,692

Cheap Kuttawa, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kuttawa, Kentucky compared to the annual auto insurance rates with a clean record in Kuttawa, Kentucky.

Annual Kuttawa, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,585 $5,908 $6,242 $5,127
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,762 $5,738 $4,474 $3,985
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,512 $5,154 $4,009 $4,276
State Farm $3,181 $3,801 $3,491 $3,491
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,052 $2,905 $3,456 $2,468

Cheap Kuttawa, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kuttawa, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Kuttawa, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Kuttawa, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,242
GEICO $6,130
Liberty Mutual $4,474
Nationwide $4,997
Progressive $4,009
State Farm $3,491
Travelers $6,693
USAA $3,456

Cheap Kuttawa, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kuttawa, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kuttawa, Kentucky

Insurance Company Poor Fair Good
Allstate $7,231 $4,988 $4,177
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,421 $3,932 $3,117
Nationwide $4,672 $3,666 $3,197
Progressive $4,770 $4,119 $3,825
State Farm $5,061 $3,044 $2,368
Travelers $5,768 $4,880 $4,861
USAA $4,057 $2,263 $1,841

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Cheap Kuttawa, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kuttawa, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Kuttawa, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kuttawa, Kentucky

ZIP Code Average Annual Rates
42055 $3,716

Cheap Kuttawa, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Kuttawa, Kentucky auto insurance. Find the cheapest annual Kuttawa, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kuttawa, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,465 $5,465
GEICO $3,750 $3,821
Liberty Mutual $4,490 $4,490
Nationwide $3,845 $3,845
Progressive $4,238 $4,238
State Farm $3,408 $3,574
Travelers $5,169 $5,169
USAA $2,618 $2,822

Cheap Kuttawa, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kuttawa, Kentucky? Check out the comparison of annual Kuttawa, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kuttawa, Kentucky

Insurance Company Low Medium High
Allstate $5,145 $5,447 $5,804
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,290 $4,464 $4,716
Nationwide $3,908 $3,801 $3,826
Progressive $3,958 $4,194 $4,561
State Farm $3,328 $3,490 $3,655
Travelers $4,912 $5,194 $5,403
USAA $2,605 $2,714 $2,841

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Best By Category: Cheapest Auto Insurance in Kuttawa, Kentucky

Compare the cheapest auto insurance companies in Kuttawa, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kuttawa, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kuttawa, Kentucky Auto Insurance Companies

What auto insurance companies in Kuttawa, Kentucky are the cheapest? Compare the top Kuttawa, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kuttawa, Kentucky

Insurance Company Average Annual Rates
Allstate $5,465
GEICO $3,785
Liberty Mutual $4,490
Nationwide $3,845
Progressive $4,238
State Farm $3,491
Travelers $5,169
USAA $2,720

What affects auto insurance rates in Kuttawa, Kentucky?

There are a lot of reasons why auto insurance rates in Kuttawa, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kuttawa, Kentucky. Many local factors may affect your Kuttawa auto insurance rates.

Kuttawa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kuttawa, Kentucky commute length is 17.1 minutes according to City-Data.

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Compare Kuttawa, Kentucky Auto Insurance Quotes

Before you buy Kuttawa, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kuttawa, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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