Best Cheap Auto Insurance in Kenosha, WI (2021)

The average Kenosha, WI auto insurance rates are $270 per month. The minimum auto insurance in Kenosha is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Kenosha, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Kenosha for teen drivers is Farmers
  • The minimum auto insurance required in Kenosha, Wisconsin is 25/50/10
  • Average auto insurance rates in Kenosha, WI for senior drivers are $1,736 per year

Kenosha, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Kenosha can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kenosha, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Kenosha to other Wisconsin cities, including Racine auto insurance rates, Appleton auto insurance rates, and Janesville auto insurance rates to see how Kenosha, Wisconsin auto insurance rates stack up.

Before you buy Kenosha, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kenosha, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Kenosha, Wisconsin

Kenosha, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kenosha, Wisconsin.

Minimum Required Auto Insurance Coverage in Kenosha, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kenosha, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kenosha, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kenosha, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,578 $2,692 $2,414 $2,660 $9,240 $11,878 $2,575 $2,782
American Family $973 $1,013 $956 $952 $3,566 $3,904 $1,186 $1,262
Farmers $2,091 $2,088 $1,844 $1,973 $10,629 $11,002 $2,374 $2,456
GEICO $1,358 $1,535 $1,484 $1,776 $4,814 $5,167 $1,246 $1,254
Liberty Mutual $1,647 $1,785 $1,321 $1,497 $6,552 $7,344 $1,743 $1,870
Nationwide $3,555 $3,713 $2,997 $3,135 $7,908 $12,280 $4,375 $5,052
Progressive $1,747 $1,627 $1,436 $1,517 $7,260 $8,141 $2,082 $2,248
State Farm $1,434 $1,434 $1,310 $1,310 $4,549 $5,703 $1,627 $1,873
USAA $1,446 $1,424 $1,332 $1,326 $3,968 $4,547 $1,857 $2,008

Cheap Kenosha, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kenosha, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Kenosha, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Kenosha, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,240 $11,878
American Family $3,566 $3,904
Farmers $10,629 $11,002
GEICO $4,814 $5,167
Liberty Mutual $6,552 $7,344
Nationwide $7,908 $12,280
Progressive $7,260 $8,141
State Farm $4,549 $5,703
USAA $3,968 $4,547

Cheap Kenosha, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Kenosha, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kenosha, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,414 $2,660
American Family $956 $952
Farmers $1,844 $1,973
GEICO $1,484 $1,776
Liberty Mutual $1,321 $1,497
Nationwide $2,997 $3,135
Progressive $1,436 $1,517
State Farm $1,310 $1,310
USAA $1,332 $1,326

Cheap Kenosha, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kenosha, Wisconsin compared to the annual auto insurance rates with a clean record in Kenosha, Wisconsin.

Annual Kenosha, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,702 $5,164 $4,868 $4,675
American Family $1,650 $1,752 $1,752 $1,752
Farmers $3,742 $4,758 $4,502 $4,226
GEICO $1,569 $2,611 $3,124 $2,012
Liberty Mutual $2,245 $3,270 $3,344 $3,021
Nationwide $4,547 $5,259 $6,444 $5,259
Progressive $2,969 $3,645 $3,098 $3,317
State Farm $2,182 $2,628 $2,405 $2,405
USAA $1,736 $2,219 $3,009 $1,989

Cheap Kenosha, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kenosha, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Kenosha, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Kenosha, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,868
American Family $1,752
Farmers $4,502
GEICO $3,124
Liberty Mutual $3,344
Nationwide $6,444
Progressive $3,098
State Farm $2,405
USAA $3,009

Cheap Kenosha, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kenosha, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kenosha, Wisconsin

Insurance Company Poor Fair Good
Allstate $6,061 $4,146 $3,600
American Family $2,313 $1,523 $1,343
Farmers $4,852 $4,127 $3,943
GEICO $3,060 $2,179 $1,748
Liberty Mutual $4,259 $2,609 $2,041
Nationwide $6,044 $5,043 $5,043
Progressive $3,658 $3,159 $2,955
State Farm $3,584 $2,061 $1,571
USAA $3,409 $1,834 $1,473

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Cheap Kenosha, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kenosha, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Kenosha, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kenosha, Wisconsin

ZIP Code Average Annual Rates
53140 $3,228
53142 $3,243
53143 $3,156
53144 $3,208

Cheap Kenosha, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Kenosha, Wisconsin auto insurance. Find the cheapest annual Kenosha, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kenosha, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,490 $4,714
American Family $1,696 $1,757
Farmers $4,307 $4,307
GEICO $2,286 $2,372
Liberty Mutual $2,970 $2,970
Nationwide $5,377 $5,377
Progressive $3,257 $3,257
State Farm $2,344 $2,466
USAA $2,210 $2,267

Cheap Kenosha, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kenosha, Wisconsin? Check out the comparison of annual Kenosha, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kenosha, Wisconsin

Insurance Company Low Medium High
Allstate $4,350 $4,589 $4,869
American Family $1,690 $1,744 $1,746
Farmers $3,895 $4,265 $4,761
GEICO $2,089 $2,327 $2,571
Liberty Mutual $2,659 $3,000 $3,251
Nationwide $5,157 $5,377 $5,597
Progressive $2,971 $3,294 $3,506
State Farm $2,231 $2,416 $2,568
USAA $2,138 $2,242 $2,336

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Best By Category: Cheapest Auto Insurance in Kenosha, Wisconsin

Compare the cheapest auto insurance companies in Kenosha, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kenosha, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Kenosha, Wisconsin Auto Insurance Companies

What auto insurance companies in Kenosha, Wisconsin are the cheapest? Compare the top Kenosha, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kenosha, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,602
American Family $1,726
Farmers $4,307
GEICO $2,329
Liberty Mutual $2,970
Nationwide $5,377
Progressive $3,257
State Farm $2,405
USAA $2,239

What affects auto insurance rates in Kenosha, Wisconsin?

There are a lot of reasons why auto insurance rates in Kenosha, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kenosha, Wisconsin. Many local factors may affect your Kenosha auto insurance rates.

Kenosha Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kenosha, Wisconsin auto theft statistics, there have been 51 auto thefts in the city.

Kenosha Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kenosha, Wisconsin commute length is 24.0 minutes according to City-Data.

Kenosha Traffic

How does Kenosha, Wisconsin rank for traffic? According to Inrix Kenosha, Wisconsin is the 1003rd most congested worldwide.

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Compare Kenosha, Wisconsin Auto Insurance Quotes

Before you buy Kenosha, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kenosha, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption