Compare Hyundai Elantra Insurance Rates [How to Find Cheap Rates]

Average auto insurance rates for a Hyundai Elantra cost $1,372 a year, or around $114 a month. Finding Hyundai Elantra teenager insurance rates can cost on average $5,015 a year, so shop around to find cheap coverage.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Hyundai Elantra insurance costs around $147 less per year than the average vehicle

Hyundai Elantra insurance rates are approximately $147 less per year than the average vehicle. Full coverage costs around $1,372 a year or $114 a month.

Good drivers can save up to $566 in policy discounts by following safe driving behaviors. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.

You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Elantra Insurance Cost

The average Hyundai Elantra car insurance rates are $1,372 a year or $114 a month.

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Are Hyundai Elantras Expensive to Insure?

The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Honda Accord, Kia Forte, and Chevrolet Sonic.

Vehicle Comprehensive Collision Liability Total
Hyundai Elantra $280 $562 $372 $1,372
Honda Accord $280 $500 $372 $1,310
Kia Forte $322 $500 $372 $1,352
Chevrolet Sonic $270 $536 $398 $1,362
Toyota Corolla $294 $542 $390 $1,384
Kia Optima $322 $532 $420 $1,454
Honda Civic $280 $656 $420 $1,536
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Elantra Insurance?

The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.

Age of the Vehicle

Older Hyundai Elantra models generally cost less to insure. For example, car insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Elantra $280 $562 $372 $1,372
2019 Hyundai Elantra $268 $542 $390 $1,358
2018 Hyundai Elantra $256 $536 $398 $1,348
2017 Hyundai Elantra $248 $524 $416 $1,346
2016 Hyundai Elantra $240 $502 $430 $1,330
2015 Hyundai Elantra $226 $484 $442 $1,310
2014 Hyundai Elantra $218 $450 $452 $1,278
2013 Hyundai Elantra $208 $424 $456 $1,246
2012 Hyundai Elantra $200 $380 $460 $1,198
2011 Hyundai Elantra $188 $350 $460 $1,156
2010 Hyundai Elantra $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant effect on Hyundai Elantra car insurance rates. For example, 20-year-old drivers pay $1,678 more for their Hyundai Elantra car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Los Angeles may pay $508 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Elantra auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra car insurance with violations on their driving record.

Hyundai Elantra Safety Ratings

The Hyundai Elantra’s safety ratings will affect your Hyundai Elantra car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Elantra Crash Test Ratings

Not only do good Hyundai Elantra crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Hyundai Elantra auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Elantra GT 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2020 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Later Release 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Early Release 4 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Elantra Safety Features

Having a variety of safety features on your Hyundai Elantra can help lower your Hyundai Elantra insurance costs. The Hyundai Elantra’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Elantra Insurance Loss Probability

Another contributing factor that plays a direct role in Hyundai Elantra insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage 2%
Comprehensive -10%
Personal Injury 33%
Medical Payment 37%
Bodily Injury 17%
Source: Insurance Institute for Highway Safety
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Hyundai Elantra Finance and Insurance Cost

If you are financing a Hyundai Elantra, you will pay more if you purchase Hyundai Elantra car insurance at the dealership, so be sure to shop around and compare Hyundai Elantra car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Hyundai Elantra Insurance

Although it may seem like your Hyundai Elantra car insurance rates are set, there are a few measures that you can take to secure the best Hyundai Elantra car insurance rates possible. Take a look at the following five ways to save on Hyundai Elantra auto insurance.

  • Make Sure You’re Raising a Safe Driver
  • Ask About Farm and Ranch Vehicle Discounts
  • Ask Your Insurance Company About Hyundai Elantra Discounts
  • Buy a Hyundai Elantra with an Anti-Theft Device
  • Don’t Always Pick the Cheapest Hyundai Elantra Insurance Policy

Top Hyundai Elantra Insurance Companies

Who is the best auto insurance company for Hyundai Elantra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Elantra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Elantra offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Elantra Insurance Quotes Online

To start comparing Hyundai Elantra car insurance quotes for free, use our online car insurance comparison tool.

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