Honda Pilot Insurance Quotes [How to Find Cheap Rates]
Honda Pilot insurance rates cost $1,336 a year, or around $111 a month. Finding Honda Pilot teenager insurance coverage can cost on average $4,883 a year, so shop around to find cheap rates.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 22, 2020
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Key takeaways:
- Full coverage costs around $1,336 a year or $111 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,883 a year or $407 each month
- Good drivers can save as much as $551 a year by earning policy discounts
- Honda Pilot insurance costs around $183 less per year than the average vehicle
Honda Pilot insurance rates are $183 cheaper than the average vehicle. Full coverage Honda Pilot insurance rates are $111 per month, while liability-only coverage costs $45 per month. Continue reading to learn how you can save $551 per year on Honda Pilot insurance rates.
You can start comparing quotes for Honda Pilot auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Honda Pilot Insurance Cost
The average Honda Pilot auto insurance costs are $1,336 a year or $111 a month.
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Are Honda Pilots Expensive to Insure?
The chart below details how Honda Pilot insurance rates compare to other SUVs like the Volkswagen Atlas, Ford Expedition, and Jeep Wrangler.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Pilot Insurance?
The Honda Pilot trim and model you choose will affect the total price you will pay for Honda Pilot insurance coverage.
Age of the Vehicle
Older Honda Pilot models generally cost less to insure. For example, car insurance rates for a 2020 Honda Pilot are $1,336, while the 2010 Honda Pilot rates are $1,110, a difference of $226.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Pilot | $336 | $470 | $372 | $1,336 |
| 2019 Honda Pilot | $320 | $452 | $390 | $1,320 |
| 2018 Honda Pilot | $306 | $448 | $398 | $1,310 |
| 2017 Honda Pilot | $296 | $436 | $416 | $1,306 |
| 2016 Honda Pilot | $286 | $418 | $430 | $1,292 |
| 2015 Honda Pilot | $270 | $404 | $442 | $1,274 |
| 2014 Honda Pilot | $260 | $374 | $452 | $1,244 |
| 2013 Honda Pilot | $250 | $352 | $456 | $1,216 |
| 2012 Honda Pilot | $240 | $316 | $460 | $1,174 |
| 2011 Honda Pilot | $224 | $292 | $460 | $1,134 |
| 2010 Honda Pilot | $216 | $272 | $464 | $1,110 |
Driver Age
Driver age can have a significant effect on the cost of Honda Pilot auto insurance. For example, a 20-year-old driver could pay around $136 more each month for their Honda Pilot car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in New York may pay $815 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Honda Pilot auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot auto insurance rates with violations on their driving record.
Honda Pilot Safety Ratings
Your Honda Pilot auto insurance rates are tied to the safety ratings of the Honda Pilot. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Crash Test Ratings
Honda Pilot crash test ratings can impact the cost of your Honda Pilot auto insurance. See Honda Pilot crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Pilot Safety Features
The more safety features you have on your Honda Pilot, the more likely it is that you can earn a discount. The Honda Pilot’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Pilot Insurance Loss Probability
Another contributing factor that plays a direct role in Honda Pilot insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -30% |
|---|---|
| Property Damage | -4% |
| Comprehensive | -31% |
| Personal Injury | -18% |
| Medical Payment | -18% |
| Bodily Injury | -14% |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Finance and Insurance Cost
If you are financing a Honda Pilot, most lenders will require your carry higher Honda Pilot coverage options including comprehensive coverage, so be sure to shop around and compare Honda Pilot auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Honda Pilot Insurance
You have more options at your disposal to save money on your Honda Pilot auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Honda Pilot auto insurance rates
- Reduce Your Coverage on an Older Honda Pilot
- Ask About Honda Pilot Safety Discounts
- Ask for a New Honda Pilot Auto Insurance Rate Based on Your Improved Credit Score
- Move to the Countryside
- Buy An Older Honda Pilot
Top Honda Pilot Insurance Companies
Who is the top auto insurance company for Honda Pilot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Pilot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Pilot offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Pilot Insurance Quotes Online
To start comparing Honda Pilot auto insurance quotes for free, use our online auto insurance comparison tool.