Honda Pilot Insurance Quotes [How to Find Cheap Rates]

Honda Pilot insurance rates cost $1,336 a year, or around $111 a month. Finding Honda Pilot teenager insurance coverage can cost on average $4,883 a year, so shop around to find cheap rates.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,336 a year or $111 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,883 a year or $407 each month
  • Good drivers can save as much as $551 a year by earning policy discounts
  • Honda Pilot insurance costs around $183 less per year than the average vehicle

Honda Pilot insurance rates are $183 cheaper than the average vehicle. Full coverage Honda Pilot insurance rates are $111 per month, while liability-only coverage costs $45 per month. Continue reading to learn how you can save $551 per year on Honda Pilot insurance rates.

You can start comparing quotes for Honda Pilot auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Honda Pilot Insurance Cost

The average Honda Pilot auto insurance costs are $1,336 a year or $111 a month.

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Are Honda Pilots Expensive to Insure?

The chart below details how Honda Pilot insurance rates compare to other SUVs like the Volkswagen Atlas, Ford Expedition, and Jeep Wrangler.

Vehicle Comprehensive Collision Liability Total
Honda Pilot $336 $470 $372 $1,336
Volkswagen Atlas $358 $690 $390 $1,596
Ford Expedition $336 $532 $316 $1,320
Jeep Wrangler $280 $376 $420 $1,256
Toyota Highlander $332 $512 $390 $1,392
Chevrolet Traverse $336 $470 $316 $1,258
Cadillac Escalade ESV $464 $720 $390 $1,732
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Pilot Insurance?

The Honda Pilot trim and model you choose will affect the total price you will pay for Honda Pilot insurance coverage.

Age of the Vehicle

Older Honda Pilot models generally cost less to insure. For example, car insurance rates for a 2020 Honda Pilot are $1,336, while the 2010 Honda Pilot rates are $1,110, a difference of $226.

Model Year Comprehensive Collision Liability Total
2020 Honda Pilot $336 $470 $372 $1,336
2019 Honda Pilot $320 $452 $390 $1,320
2018 Honda Pilot $306 $448 $398 $1,310
2017 Honda Pilot $296 $436 $416 $1,306
2016 Honda Pilot $286 $418 $430 $1,292
2015 Honda Pilot $270 $404 $442 $1,274
2014 Honda Pilot $260 $374 $452 $1,244
2013 Honda Pilot $250 $352 $456 $1,216
2012 Honda Pilot $240 $316 $460 $1,174
2011 Honda Pilot $224 $292 $460 $1,134
2010 Honda Pilot $216 $272 $464 $1,110
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Driver Age

Driver age can have a significant effect on the cost of Honda Pilot auto insurance. For example, a 20-year-old driver could pay around $136 more each month for their Honda Pilot car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in New York may pay $815 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Honda Pilot auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot auto insurance rates with violations on their driving record.

Honda Pilot Safety Ratings

Your Honda Pilot auto insurance rates are tied to the safety ratings of the Honda Pilot. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Pilot Crash Test Ratings

Honda Pilot crash test ratings can impact the cost of your Honda Pilot auto insurance. See Honda Pilot crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Pilot Safety Features

The more safety features you have on your Honda Pilot, the more likely it is that you can earn a discount. The Honda Pilot’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Pilot Insurance Loss Probability

Another contributing factor that plays a direct role in Honda Pilot insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -30%
Property Damage -4%
Comprehensive -31%
Personal Injury -18%
Medical Payment -18%
Bodily Injury -14%
Source: Insurance Institute for Highway Safety
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Honda Pilot Finance and Insurance Cost

If you are financing a Honda Pilot, most lenders will require your carry higher Honda Pilot coverage options including comprehensive coverage, so be sure to shop around and compare Honda Pilot auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Honda Pilot Insurance

You have more options at your disposal to save money on your Honda Pilot auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Honda Pilot auto insurance rates

  • Reduce Your Coverage on an Older Honda Pilot
  • Ask About Honda Pilot Safety Discounts
  • Ask for a New Honda Pilot Auto Insurance Rate Based on Your Improved Credit Score
  • Move to the Countryside
  • Buy An Older Honda Pilot

Top Honda Pilot Insurance Companies

Who is the top auto insurance company for Honda Pilot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Pilot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Pilot offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Pilot Insurance Quotes Online

To start comparing Honda Pilot auto insurance quotes for free, use our online auto insurance comparison tool.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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