Compare Honda Insight Insurance Rates [How to Find Cheap Rates]

Average Honda Insight insurance rates cost $107 per month ($1,278 per year). You can find cheap Honda Insight insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $751 a year.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,278 a year or $107 each month
  • A liability-only policy costs around $513 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,671 a year or $389 each month
  • Good drivers can save as much as $527 a year by earning policy discounts
  • Honda Insight insurance costs around $241 less per year than the average vehicle

Honda Insight insurance rates are around $241 less than the average vehicle, with full coverage costing about $1,278 a year or $107 a month. Good drivers can get discounts totaling up to $527 a year by practicing safe driving habits. Let’s take a look at Honda Insight insurance rates, safety ratings, and more.

You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Insight Insurance Cost

The average Honda Insight car insurance rates are $1,278 a year or $107 a month.

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Are Honda Insights Expensive to Insure?

The chart below details how Honda Insight insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Toyota Prius, and Honda Accord Hybrid.

Vehicle Comprehensive Collision Liability Total
Ford C-Max Hybrid $282 $566 $398 $1,404
Toyota Prius $306 $512 $332 $1,286
Honda Accord Hybrid $362 $718 $316 $1,532
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Buick LaCrosse $320 $566 $338 $1,360
Ford Fusion Hybrid $322 $656 $466 $1,644
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Insight Insurance?

Even though the average annual rate for the Honda Insight is $1,278, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda Insight.

Age of the Vehicle

The average Honda Insight auto insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Honda Insight cost $1,278, while 2010 Honda Insight rates are $1,130, a difference of $148.

Model Year Comprehensive Collision Liability Total
2014 Honda Insight $218 $450 $452 $1,278
2013 Honda Insight $208 $424 $456 $1,246
2012 Honda Insight $200 $380 $460 $1,198
2011 Honda Insight $188 $350 $460 $1,156
2010 Honda Insight $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant effect on the cost of Honda Insight car insurance. For example, a 20-year-old driver could pay around $130 more each month for their Honda Insight car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Honda Insight insurance rates. For example, drivers in Phoenix may pay $703 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Honda Insight auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Insight auto insurance rates with violations on their driving record.

Honda Insight Safety Ratings

The Honda Insight’s safety ratings will affect your Honda Insight car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Insight Crash Test Ratings

Poor Honda Insight crash test ratings could mean higher Honda Insight car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Insight 4 DR FWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Insight Safety Features

Having a variety of safety features on your Honda Insight can help lower your insurance costs. According to AutoBlog, the 2020 Honda Insight’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Insight Finance and Insurance Cost

When financing a Honda Insight, most lenders will require your carry higher Honda Insight coverage options including comprehensive coverage, so be sure to shop around and compare Honda Insight car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda Insight Insurance

If you want to reduce the cost of your Honda Insight insurance rates, follow these tips below:

  • Don’t Assume your Honda Insight is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Spy on Your Teen Driver
  • Drive Your Honda Insight Safely
  • Don’t Skimp On Honda Insight Liability Coverage
  • Ask About Honda Insight Low Mileage Discounts

Top Honda Insight Insurance Companies

Who is the top auto insurance company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Insight offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Insight Insurance Quotes Online

To start comparing Honda Insight car insurance quotes for free, use our online car insurance comparison tool.

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