Honda HR-V Auto Insurance (2023)
Average Honda HR-V car insurance rates cost $1,356 a year, or around $113 a month. Finding Honda HR-V teenager insurance coverage can cost on average $4,956 a year, so shop around to find cheap rates.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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UPDATED: Jul 25, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 25, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,356 a year or $113 each month
- A liability-only policy costs around $544 a year or $45 each month
- Highest rates are for teenage drivers at around $4,956 a year or $413 each month
- Good drivers can save as much as $559 a year by earning policy discounts
- Honda HR-V insurance costs around $163 less per year than the average vehicle
Honda HR-V insurance rates are about $163 less per year than the average vehicle with full coverage around $1,356 a year or $113 a month. Good drivers can get up to $559 a year in policy discounts by practicing safe driving habits. Let’s take a look at Honda HR-V insurance rates, crash test ratings, and more.
You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Honda HR-V Insurance Cost
The average Honda HR-V auto insurance rates are $1,356 a year or $113 a month.
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Are Honda HR-Vs Expensive to Insure?
The chart below details how Honda HR-V insurance rates compare to other crossovers like the Nissan Murano, Chevrolet Equinox, and Mazda CX-5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda HR-V Insurance?
The Honda HR-V trim and model you choose can impact the total price you will pay for Honda HR-V insurance coverage.
Age of the Vehicle
Older Honda HR-V models generally cost less to insure. For example, car insurance for a 2020 Honda HR-V costs $1,356, while 2016 Honda HR-V insurance costs are $1,312, a difference of $44.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda HR-V | $294 | $532 | $372 | $1,356 |
| 2019 Honda HR-V | $280 | $512 | $390 | $1,340 |
| 2018 Honda HR-V | $270 | $506 | $398 | $1,332 |
| 2017 Honda HR-V | $260 | $494 | $416 | $1,328 |
| 2016 Honda HR-V | $250 | $474 | $430 | $1,312 |
Driver Age
Driver age can have a significant effect on Honda HR-V car insurance rates. For example, 30-year-old drivers pay $60 more for Honda HR-V car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in Jacksonville may pay $813 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Honda HR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.
Honda HR-V Safety Ratings
Your Honda HR-V car insurance rates are tied to the safety ratings of the Honda HR-V. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda HR-V Crash Test Ratings
Good Honda HR-V crash test ratings mean the VW is safer, which could mean cheaper Honda HR-V car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda HR-V Safety Features
Having a variety of safety features on your Honda HR-V can help lower your Honda HR-V insurance costs. The Honda HR-V’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Honda HR-V Finance and Insurance Cost
If you are financing a Honda HR-V, most lenders will require your carry higher Honda HR-V coverages including comprehensive coverage, so be sure to compare Honda HR-V car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda HR-V Insurance
Although it may seem like your Honda HR-V car insurance rates are set, there are a few measures that you can take to secure the best Honda HR-V car insurance rates possible. Take a look at the following five ways to save on Honda HR-V auto insurance.
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Ask About Seasonal Insurance for Your Honda HR-V
- Pay Your Honda HR-V Insurance Upfront
- Reduce Modifications on Your Honda HR-V
- Buy a Dashcam for Your Honda HR-V
Top Honda HR-V Insurance Companies
Several insurance companies offer competitive rates for the Honda HR-V based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda HR-V drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda HR-V Insurance Quotes Online
You can start comparing quotes for Honda HR-V auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Rachel Bodine |
|
Reviewed by
Daniel Walker
|