Honda HR-V Auto Insurance (2023)
Honda HR-V auto insurance costs around $136 a month. Finding Honda HR-V coverage is possible, so shop around to find Honda HR-V insurance coverage options for you. Read on to learn more about the best HR-V insurance companies and how much it costs to insure a Honda HR-V.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Honda HR-V auto insurance costs around $136 monthly
- Honda HR-V insurance premiums vary depending on several driving-related and policy factors, so compare HR-V insurance quotes to find a policy for youy
- Honda HR-V insurance costs around $14 less monthly than the average vehicle
Honda HR-V auto insurance rates are about $14 less per month than the average vehicle with full coverage at around $136 a month. However, since there are various factors that affect auto insurance rates, you can save up to $47 monthly on your Honda HR-V insurance policy with policy discounts and safe driving.
Let’s take a look at Honda HR-V insurance rates, crash test ratings, and more. You can start comparing quotes for Honda HR-V auto insurance rates from some of the best car insurance companies by using our free online tool now.
Honda HR-V Auto Insurance Cost
The average Honda HR-V auto insurance rates are $136 a month. The chart below details how monthly Honda HR-V insurance rates compare to other crossovers like the Nissan Murano, Chevrolet Equinox, and Mazda CX-5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda HR-V | $29 | $53 | $37 | $136 |
| Nissan Murano | $31 | $53 | $37 | $137 |
| Chevrolet Equinox | $31 | $53 | $37 | $137 |
| Mazda CX-5 | $32 | $53 | $37 | $138 |
| Subaru Crosstrek | $34 | $53 | $32 | $132 |
| Lincoln MKC | $30 | $58 | $42 | $145 |
| Audi SQ5 | $38 | $76 | $27 | $152 |
However, there are a few things you can do to find the cheapest Honda auto insurance quotes online.
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Factors Affecting Honda HR-V Auto Insurance Rates
The Honda HR-V trim and model you choose can impact the total price you will pay for Honda HR-V insurance coverage.
Age of the Vehicle
Older Honda HR-V models generally cost less to insure. For example, car insurance for a 2020 Honda HR-V costs $113 monthly, while 2016 Honda HR-V insurance costs are $109.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda HR-V | $25 | $44 | $31 | $113 |
| 2019 Honda HR-V | $23 | $43 | $33 | $112 |
| 2018 Honda HR-V | $23 | $42 | $33 | $111 |
| 2017 Honda HR-V | $22 | $41 | $35 | $111 |
| 2016 Honda HR-V | $21 | $40 | $36 | $109 |
If you want a lower Honda HR-V car insurance quote, consider purchasing an older model for lower auto insurance rates.
Driver Age
Driver age can have a significant effect on Honda HR-V car insurance rates, making it good to compare average auto insurance rates by age.
As you can see, 30-year-old drivers pay $60 more for Honda HR-V car insurance than 40-year-old drivers. Read how you can find affordable HR-V auto insurance for young adults.
Driver Location
Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in Jacksonville may pay $813 a year more than drivers in Indianapolis.
Always compare auto insurance rates by ZIP code to find affordable Honda HR-V auto insurance.
Your Driving Record
Your driving record can have an impact on the cost of Honda HR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.
Finding auto insurance for drivers with a bad driving record might sound difficult, but it’s not impossible if you compare HR-V insurance quotes.
Honda HR-V Safety Ratings
Your Honda HR-V car insurance rates are tied to the safety ratings of the Honda HR-V. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Insurance companies offer auto insurance discounts to vehicles with certain safety features like lane assist or daytime running lights.
Honda HR-V Auto Insurance Crash Test Ratings
Good Honda HR-V crash test ratings could mean cheaper Honda HR-V car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Of course, you can compare crash test ratings of other vehicle models against a Honda HR-V to find one with better ratings.
Honda HR-V Safety Features
Various safety features on your Honda HR-V can help lower your Honda HR-V insurance costs. The Honda HR-V’s safety features include:
- Driver air bag
- Passenger air bag
- Front head air bag
- Rear head air bag
- Front side air bag
- 4-wheel ABS
- 4-wheel disc brakes
- Brake assist
- Electronic stability control
- Daytime running lights
- Child safety locks
- Traction control
Read on to learn whether Honda’s safety rating on small SUVs is better than Subaru’s.
Ways to Save on Honda HR-V Auto Insurance
Although it may seem like your Honda HR-V car insurance rates are set, there are a few measures that you can take to secure the best Honda HR-V car insurance rates possible. Take a look at the list below if you’re curious how to lower your HR-V auto insurance:
- Check for organization-based discounts, like alumni or employer discounts
- Ask about seasonal insurance for your Honda HR-V
- Pay your Honda HR-V auto insurance upfront
- Reduce modifications on your Honda HR-V
- Buy a dashcam for your Honda HR-V
- Reduce unnecessary HR-V auto insurance coverages
There are always ways to save on Honda HR-V auto insurance rates. For example, if you have an older HR-V, you could drop full coverage auto insurance and only carry liability auto insurance.
Best Honda HR-V Auto Insurance Companies
Several insurance companies offer competitive rates for the Honda HR-V based on factors like discounts for safety features. Below is a list of the best auto insurance companies for Honda HR-V drivers organized by market share:
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Take a look at the table below to compare rates from some of the best auto insurance companies:
Full Coverage Auto Insurance Monthly Rates by Company
| Companies | Average Rates |
|---|---|
| Allstate | $227 |
| Geico | $130 |
| Liberty Mutual | $361 |
| Nationwide | $207 |
| Progressive | $264 |
| Safeco | $706 |
| State Farm | $183 |
| Travelers | $188 |
While comparing average rates is good, you should get a Honda HR-V insurance quote to know what you’ll pay.
Frequently Asked Questions
What Honda HR-V auto insurance coverages should I consider?
Experts recommend you carry full coverage auto insurance consisting of liability, collision, and comprehensive coverage. However, if your car is older, you could find cheaper HR-V insurance premiums.
How can I get affordable Honda HR-V auto insurance?
Compare HR-V insurance rates, increase your deductible, and locate auto insurance discounts if you want cheap Honda HR-V auto insurance quotes.
Why does Honda HR-V trim affect auto insurance rates?
Newer HR-V models and trim levels affect auto insurance rates, since these cars may have higher repair or replacement costs.
How does my credit score affect Honda HR-V auto insurance rates?
You’ll pay higher Honda HR-V auto insurance rates if you have poor credit. So, if you want affordable Honda HR-V insurance quotes, improve your credit score. Learn more about the best auto insurance companies that use credit scores.
Are there specific auto insurance discounts for Honda HR-V drivers?
Honda’s are safe cars, so there could be safety feature discounts available to find a more affordable Honda HR-V insurance policy.
What happens if I let my Honda HR-V insurance policy lapse?
Driving without Honda HR-V auto insurance could result in penalties like fines, license suspension, and difficulty obtaining insurance.
Can I transfer my current insurance policy to a new Honda HR-V?
Yes, call your auto insurance company to transfer your Honda HR-V insurance policy to a new vehicle.
Will my Honda HR-V insurance cover me if I travel out of state or internationally?
Your Honda HR-V insurance coverage will generally follow you if you travel out of state. However, it typically doesn’t extend to international travel.
How much does insurance for a Honda HR-V (2023) cost?
The cost of insurance for a Honda HR-V (2023) can vary based on several factors, including your location, driving history, age, coverage options, and the insurance provider you choose. It is best to request quotes from multiple insurers to get an accurate estimate of the cost.
What are the common insurance coverage options for a Honda HR-V (2023)?
Five common insurance coverage options for a Honda HR-V (2023) include:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Personal injury protection (PIP)
- Uninsured/underinsured motorist coverage
Is auto insurance mandatory for a Honda HR-V (2023)?
Yes, auto insurance is generally mandatory for all vehicles, including the Honda HR-V (2023), in most jurisdictions. The specific requirements may vary depending on your location, but liability insurance is typically required as a minimum.
Are there any specific safety features in the Honda HR-V (2023) that can lower insurance premiums?
Yes, certain safety features in the Honda HR-V (2023) may help lower insurance premiums. Here are the six included features like:
- Anti-lock braking system (ABS)
- Electronic stability control (ESC)
- Lane departure warning (LDW)
- Forward collision warning (FCW)
- Adaptive cruise control (ACC)
- Blind-spot monitoring (BSM)
Can I get discounts on insurance for a Honda HR-V (2023)?
Yes, insurance providers often offer various discounts that you may be eligible for when insuring a Honda HR-V (2023). Five common discounts include:
- Multi-policy discount
- Good driver discount
- Safety feature discount
- Good student discount
- Low mileage discount
How can I find the best insurance rates for my Honda HR-V (2023)?
To find the best insurance rates for your Honda HR-V (2023), you can follow these seven steps:
- Shop around: Obtain quotes from multiple insurance providers. Insurance rates can vary significantly between companies, so it’s essential to compare options.
- Utilize online comparison tools: There are various online platforms that allow you to compare insurance quotes from different providers. These tools streamline the process and help you find competitive rates quickly.
- Provide accurate information: When requesting quotes, make sure to provide accurate and complete information about yourself, your Honda HR-V, and your driving history. Inaccurate or incomplete information may lead to inaccurate quotes.
- Evaluate coverage options: Compare the coverage options offered by different insurers. Ensure that the policies provide adequate protection and meet your specific needs. Pay attention to deductibles, limits, and any additional benefits or features.
- Consider discounts: Inquire about available discounts and see if you qualify for any. Many insurance companies offer discounts for factors such as safe driving records, multiple policies, bundled insurance, good student discounts, and more.
- Review customer reviews and ratings: Research the reputation and customer service of the insurance providers you are considering. Read reviews, check online ratings, and seek feedback from family or friends who may have experience with the insurers.
- Seek professional advice: If you find the process overwhelming or want expert guidance, consider consulting with an insurance agent or broker. They can help navigate the options, explain coverage terms, and assist in finding the best rates for your Honda HR-V.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.