Honda Odyssey Insurance Rates [How to Find Cheap Rates]

Honda Odyssey insurance rates cost $1,342 a year, or around $112 a month. Finding Honda Odyssey teenager insurance coverage can cost on average $4,905 a year, so shop around to find cheap rates.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 20, 2020

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Key takeaways:

  • Full coverage costs around $1,342 a year or $112 each month
  • A liability-only policy costs around $538 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,905 a year or $409 each month
  • Good drivers can save as much as $553 a year by earning policy discounts
  • Honda Odyssey insurance costs around $177 less per year than the average vehicle

Honda Odyssey insurance rates for teen drivers are $409 per month, but the average full coverage insurance rate per month is $112. Continue reading to learn how you can save $553 per year on Honda Odyssey insurance rates.

You can start comparing quotes for Honda Odyssey auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Honda Odyssey Insurance Cost

The average Honda Odyssey auto insurance rates are $1,342 a year or $112 a month.

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Are Honda Odysseys Expensive to Insure?

The chart below details how Honda Odyssey insurance rates compare to other vans like the Kia Sedona, Dodge Grand Caravan, and Toyota Sienna.

Vehicle Comprehensive Collision Liability Total
Honda Odyssey $280 $532 $372 $1,342
Kia Sedona $282 $448 $338 $1,204
Dodge Grand Caravan $308 $438 $372 $1,276
Toyota Sienna $294 $532 $372 $1,356
Chrysler Pacifica $348 $532 $316 $1,332
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Odyssey Insurance?

You might have noticed that there is a multitude of factors that impact Honda Odyssey auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda Odyssey.

Age of the Vehicle

The average Honda Odyssey auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Honda Odyssey are $1,342, while the 2010 Honda Odyssey rates are $1,112, a difference of $230.

Model Year Comprehensive Collision Liability Total
2020 Honda Odyssey $280 $532 $372 $1,342
2019 Honda Odyssey $268 $512 $390 $1,328
2018 Honda Odyssey $256 $506 $398 $1,318
2017 Honda Odyssey $248 $494 $416 $1,316
2016 Honda Odyssey $240 $474 $430 $1,302
2015 Honda Odyssey $226 $458 $442 $1,284
2014 Honda Odyssey $218 $424 $452 $1,252
2013 Honda Odyssey $208 $400 $456 $1,222
2012 Honda Odyssey $200 $358 $460 $1,176
2011 Honda Odyssey $188 $330 $460 $1,136
2010 Honda Odyssey $180 $310 $464 $1,112
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Driver Age

Driver age can have a significant impact on Honda Odyssey auto insurance rates. As an example, a 40-year-old driver could pay $142 less each month for their Honda Odyssey auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Houston may pay $989 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Honda Odyssey auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey auto insurance rates with violations on their driving record.

Honda Odyssey Safety Ratings

Your Honda Odyssey auto insurance rates are influenced by the safety ratings of the Honda Odyssey. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Odyssey Crash Test Ratings

Good Honda Odyssey crash test ratings can lower your Honda Odyssey auto insurance rates. See Honda Odyssey crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Odyssey Safety Features

Having a variety of safety features on your Honda Odyssey can help lower your insurance costs. According to AutoBlog, the 2020 Honda Odyssey’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda Odyssey Insurance Loss Probability

Another contributing factor that affects Honda Odyssey auto insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -22%
Property Damage -17%
Comprehensive -25%
Personal Injury -18%
Medical Payment -22%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety
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Honda Odyssey Finance and Insurance Cost

When financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda Odyssey Insurance

Drivers can end up saving more money on their Honda Odyssey auto insurance rates by employing any one of the following strategies.

  • Understand that Your Insurer Can Change Your Honda Odyssey Insurance Rates Mid-Term for Other Reasons
  • Carpool to Work Instead of Driving Your Honda Odyssey
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Honda Odyssey
  • Start Searching for New Honda Odyssey Insurance Rates a Month Before Your Renewal
  • Pay Your Bills On Time — Especially Honda Odyssey Payments and Insurance

Top Honda Odyssey Insurance Companies

Several top auto insurance companies offer competitive rates for the Honda Odyssey rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Honda Odyssey drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Odyssey Insurance Quotes Online

You can start comparing quotes for Honda Odyssey auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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