Best Cheap Auto Insurance in Mcminnville, OR (2021)

The average Mcminnville, OR auto insurance rates are $307 per month. The minimum auto insurance in Mcminnville is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Mcminnville, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in McMinnville, OR for senior drivers are $2,140 per year
  • The most expensive auto insurance company in McMinnville for teen drivers is Allstate
  • The average commute length in McMinnville is 21.7 minutes

McMinnville, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in McMinnville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in McMinnville, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in McMinnville to other Oregon cities, including Eugene auto insurance rates, Beaverton auto insurance rates, and Corvallis auto insurance rates to see how McMinnville, Oregon auto insurance rates stack up.

Before you buy McMinnville, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free McMinnville, Oregon auto insurance quotes.

Minimum Auto Insurance in McMinnville, Oregon

McMinnville, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in McMinnville, Oregon.

Minimum Required Auto Insurance Coverage in McMinnville, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap McMinnville, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in McMinnville, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in McMinnville, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,279 $3,040 $3,003 $3,035 $10,111 $11,259 $3,409 $3,408
American Family $2,468 $2,468 $2,200 $2,200 $6,134 $9,646 $2,468 $2,579
Farmers $2,317 $2,268 $2,041 $2,176 $9,841 $10,089 $2,588 $2,641
GEICO $2,572 $2,487 $2,431 $2,476 $6,738 $6,098 $2,735 $2,329
Liberty Mutual $2,823 $2,969 $2,460 $2,735 $8,986 $9,657 $2,677 $2,676
Nationwide $2,398 $2,372 $2,142 $2,229 $5,509 $6,841 $2,801 $2,930
Progressive $2,026 $1,824 $1,763 $1,819 $8,801 $9,666 $2,410 $2,258
State Farm $1,728 $1,728 $1,589 $1,589 $5,557 $6,988 $1,963 $2,239
Travelers $1,987 $1,998 $1,802 $1,872 $5,690 $6,944 $2,068 $2,097
USAA $1,662 $1,612 $1,645 $1,586 $5,100 $5,474 $2,138 $2,221

Cheap McMinnville, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in McMinnville, Oregon is a challenge. Take a look at the annual teen auto insurance rates in McMinnville, Oregon.

Annual Auto Insurance Rates for Teen Drivers in McMinnville, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $11,259
American Family $6,134 $9,646
Farmers $9,841 $10,089
GEICO $6,738 $6,098
Liberty Mutual $8,986 $9,657
Nationwide $5,509 $6,841
Progressive $8,801 $9,666
State Farm $5,557 $6,988
Travelers $5,690 $6,944
USAA $5,100 $5,474

Cheap McMinnville, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in McMinnville, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in McMinnville, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,003 $3,035
American Family $2,200 $2,200
Farmers $2,041 $2,176
GEICO $2,431 $2,476
Liberty Mutual $2,460 $2,735
Nationwide $2,142 $2,229
Progressive $1,763 $1,819
State Farm $1,589 $1,589
Travelers $1,802 $1,872
USAA $1,645 $1,586

Cheap McMinnville, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in McMinnville, Oregon compared to the annual auto insurance rates with a clean record in McMinnville, Oregon.

Annual McMinnville, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,055 $5,512 $5,721 $4,984
American Family $2,625 $4,009 $5,081 $3,366
Farmers $3,582 $4,618 $4,517 $4,264
GEICO $2,276 $3,666 $4,859 $3,132
Liberty Mutual $3,875 $4,338 $4,970 $4,309
Nationwide $2,886 $3,091 $4,372 $3,263
Progressive $2,874 $5,271 $3,712 $3,427
State Farm $2,587 $3,393 $2,856 $2,856
Travelers $2,472 $3,169 $3,572 $3,016
USAA $1,943 $2,717 $3,784 $2,275

Cheap McMinnville, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in McMinnville, Oregon is not easy. Compare the annual rates for DUI auto insurance in McMinnville, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in McMinnville, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,721
American Family $5,081
Farmers $4,517
GEICO $4,859
Liberty Mutual $4,970
Nationwide $4,372
Progressive $3,712
State Farm $2,856
Travelers $3,572
USAA $3,784

Cheap McMinnville, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how McMinnville, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in McMinnville, Oregon

Insurance Company Poor Fair Good
Allstate $6,662 $4,683 $3,860
American Family $4,786 $3,538 $2,986
Farmers $4,899 $4,023 $3,813
GEICO $4,204 $3,483 $2,763
Liberty Mutual $6,432 $3,777 $2,909
Nationwide $4,123 $3,264 $2,822
Progressive $4,289 $3,714 $3,460
State Farm $4,083 $2,603 $2,082
Travelers $3,819 $2,999 $2,354
USAA $4,011 $2,242 $1,787

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Cheap McMinnville, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in McMinnville, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in McMinnville, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in McMinnville, Oregon

ZIP Code Average Annual Rates
97128 $3,470

Cheap McMinnville, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect McMinnville, Oregon auto insurance. Find the cheapest annual McMinnville, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in McMinnville, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,068 $5,068
American Family $3,712 $3,829
Farmers $4,245 $4,245
GEICO $3,427 $3,540
Liberty Mutual $4,373 $4,373
Nationwide $3,403 $3,403
Progressive $3,821 $3,821
State Farm $2,845 $3,000
Travelers $2,935 $3,180
USAA $2,603 $2,757

Cheap McMinnville, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in McMinnville, Oregon? Check out the comparison of annual McMinnville, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in McMinnville, Oregon

Insurance Company Low Medium High
Allstate $4,848 $5,057 $5,299
American Family $3,740 $3,990 $3,581
Farmers $3,950 $4,184 $4,602
GEICO $3,138 $3,504 $3,807
Liberty Mutual $4,080 $4,360 $4,679
Nationwide $3,217 $3,493 $3,499
Progressive $3,674 $3,801 $3,987
State Farm $2,745 $2,928 $3,095
Travelers $2,852 $3,040 $3,281
USAA $2,563 $2,683 $2,794

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Best By Category: Cheapest Auto Insurance in McMinnville, Oregon

Compare the cheapest auto insurance companies in McMinnville, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in McMinnville, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest McMinnville, Oregon Auto Insurance Companies

What auto insurance companies in McMinnville, Oregon are the cheapest? Compare the top McMinnville, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in McMinnville, Oregon

Insurance Company Average Annual Rates
Allstate $5,068
American Family $3,770
Farmers $4,245
GEICO $3,483
Liberty Mutual $4,373
Nationwide $3,403
Progressive $3,821
State Farm $2,923
Travelers $3,057
USAA $2,680

What affects auto insurance rates in McMinnville, Oregon?

There are a lot of reasons why auto insurance rates in McMinnville, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in McMinnville, Oregon. Many local factors may affect your McMinnville auto insurance rates.

McMinnville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual McMinnville, Oregon auto theft statistics, there have been 42 auto thefts in the city.

McMinnville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average McMinnville, Oregon commute length is 21.7 minutes according to City-Data.

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Compare McMinnville, Oregon Auto Insurance Quotes

Before you buy McMinnville, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free McMinnville, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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