Best Cheap Auto Insurance in Hawthorne, NV (2021)

The average Hawthorne, NV auto insurance rates are $291 per month. The minimum auto insurance in Hawthorne is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Hawthorne, Nevada, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hawthorne, NV for senior drivers are $1,953 per year
  • The average commute length in Hawthorne is 9.0 minutes
  • The minimum auto insurance required in Hawthorne, Nevada is 25/50/20

Hawthorne, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Hawthorne can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hawthorne, Nevada, including driving record, credit, commute time, and more.

Compare auto insurance in Hawthorne to other Nevada cities, including Fernley auto insurance rates, Henderson auto insurance rates, and Sparks auto insurance rates to see how Hawthorne, Nevada auto insurance rates stack up.

Before you buy Hawthorne, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hawthorne, Nevada auto insurance quotes.

Minimum Auto Insurance in Hawthorne, Nevada

Hawthorne, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hawthorne, Nevada.

Minimum Required Auto Insurance Coverage in Hawthorne, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Hawthorne, Nevada Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hawthorne, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hawthorne, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,346 $2,342 $2,156 $2,278 $7,458 $8,966 $2,535 $2,714
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $1,863 $1,906 $1,689 $1,881 $6,102 $6,468 $2,485 $2,571
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,312 $2,494 $2,231 $2,495 $9,611 $10,689 $2,605 $2,758
Nationwide $1,765 $1,810 $1,610 $1,706 $4,125 $4,986 $2,072 $2,208
Progressive $1,682 $1,481 $1,473 $1,460 $6,975 $7,602 $1,975 $1,871
State Farm $2,591 $2,591 $2,332 $2,332 $7,877 $10,048 $2,894 $3,246
Travelers $1,671 $1,695 $1,585 $1,578 $8,334 $13,283 $1,846 $2,089
USAA $1,744 $1,718 $1,660 $1,660 $4,363 $4,926 $2,185 $2,333

Cheap Hawthorne, Nevada Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hawthorne, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Hawthorne, Nevada.

Annual Auto Insurance Rates for Teen Drivers in Hawthorne, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,458 $8,966
American Family $8,323 $10,907
Farmers $6,102 $6,468
GEICO $5,460 $4,998
Liberty Mutual $9,611 $10,689
Nationwide $4,125 $4,986
Progressive $6,975 $7,602
State Farm $7,877 $10,048
Travelers $8,334 $13,283
USAA $4,363 $4,926

Cheap Hawthorne, Nevada Auto Insurance for Seniors

What are senior auto insurance rates in Hawthorne, Nevada? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hawthorne, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,156 $2,278
American Family $2,208 $2,208
Farmers $1,689 $1,881
GEICO $2,254 $2,265
Liberty Mutual $2,231 $2,495
Nationwide $1,610 $1,706
Progressive $1,473 $1,460
State Farm $2,332 $2,332
Travelers $1,585 $1,578
USAA $1,660 $1,660

Cheap Hawthorne, Nevada Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hawthorne, Nevada compared to the annual auto insurance rates with a clean record in Hawthorne, Nevada.

Annual Hawthorne, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,277 $3,825 $4,603 $3,693
American Family $3,422 $4,733 $5,084 $3,751
Farmers $2,606 $3,323 $3,417 $3,137
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,236 $5,111 $5,162 $4,089
Nationwide $2,035 $2,616 $3,265 $2,225
Progressive $2,565 $3,478 $3,229 $2,987
State Farm $3,865 $4,613 $4,239 $4,239
Travelers $2,885 $4,275 $5,410 $3,470
USAA $1,983 $2,488 $3,587 $2,238

Cheap Hawthorne, Nevada Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hawthorne, Nevada is not easy. Compare the annual rates for DUI auto insurance in Hawthorne, Nevada to find the best deal.

Annual Auto Insurance Rates After a DUI in Hawthorne, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,603
American Family $5,084
Farmers $3,417
GEICO $3,940
Liberty Mutual $5,162
Nationwide $3,265
Progressive $3,229
State Farm $4,239
Travelers $5,410
USAA $3,587

Cheap Hawthorne, Nevada Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hawthorne, Nevada annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hawthorne, Nevada

Insurance Company Poor Fair Good
Allstate $4,922 $3,572 $3,054
American Family $5,272 $4,013 $3,458
Farmers $3,636 $2,948 $2,779
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,336 $3,845 $3,017
Nationwide $2,997 $2,463 $2,146
Progressive $3,373 $3,010 $2,812
State Farm $7,737 $3,044 $1,936
Travelers $4,399 $3,928 $3,703
USAA $3,706 $2,211 $1,804

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Cheap Hawthorne, Nevada Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hawthorne, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Hawthorne, Nevada to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hawthorne, Nevada

ZIP Code Average Annual Rates
89415 $3,498

Cheap Hawthorne, Nevada Auto Insurance Rates By Commute

Commute length and annual mileage affect Hawthorne, Nevada auto insurance. Find the cheapest annual Hawthorne, Nevada auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hawthorne, Nevada

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,849 $3,849
American Family $4,192 $4,303
Farmers $3,121 $3,121
GEICO $2,886 $2,986
Liberty Mutual $4,399 $4,399
Nationwide $2,535 $2,535
Progressive $3,065 $3,065
State Farm $4,116 $4,362
Travelers $4,010 $4,010
USAA $2,539 $2,608

Cheap Hawthorne, Nevada Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hawthorne, Nevada? Check out the comparison of annual Hawthorne, Nevada auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hawthorne, Nevada

Insurance Company Low Medium High
Allstate $3,500 $3,892 $4,156
American Family $4,079 $4,491 $4,173
Farmers $2,876 $3,092 $3,394
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,076 $4,353 $4,770
Nationwide $2,508 $2,531 $2,568
Progressive $2,774 $2,980 $3,440
State Farm $3,911 $4,223 $4,583
Travelers $3,689 $4,031 $4,310
USAA $2,311 $2,551 $2,859

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Best By Category: Cheapest Auto Insurance in Hawthorne, Nevada

Compare the cheapest auto insurance companies in Hawthorne, Nevada in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hawthorne, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation Nationwide

The Cheapest Hawthorne, Nevada Auto Insurance Companies

What auto insurance companies in Hawthorne, Nevada are the cheapest? Compare the top Hawthorne, Nevada auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hawthorne, Nevada

Insurance Company Average Annual Rates
Allstate $3,849
American Family $4,248
Farmers $3,121
GEICO $2,936
Liberty Mutual $4,399
Nationwide $2,535
Progressive $3,065
State Farm $4,239
Travelers $4,010
USAA $2,574

What affects auto insurance rates in Hawthorne, Nevada?

There are a lot of reasons why auto insurance rates in Hawthorne, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hawthorne, Nevada. Many local factors may affect your Hawthorne auto insurance rates.

Hawthorne Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hawthorne, Nevada commute length is 9.0 minutes according to City-Data.

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Compare Hawthorne, Nevada Auto Insurance Quotes

Before you buy Hawthorne, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hawthorne, Nevada auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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