Best Cheap Auto Insurance in Gilbert, PA (2021)

The average Gilbert, PA auto insurance rates are $377 per month. The minimum auto insurance in Gilbert is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Gilbert, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Gilbert for teen drivers is Travelers
  • The cheapest auto insurance company in Gilbert is USAA
  • The minimum auto insurance required in Gilbert, Pennsylvania is 15/30/5

Gilbert, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Gilbert can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gilbert, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Gilbert to other Pennsylvania cities, including Bethlehem auto insurance rates, Harrisburg auto insurance rates, and Allen auto insurance rates to see how Gilbert, Pennsylvania auto insurance rates stack up.

Before you buy Gilbert, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gilbert, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Gilbert, Pennsylvania

Gilbert, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gilbert, Pennsylvania.

Minimum Required Auto Insurance Coverage in Gilbert, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gilbert, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gilbert, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilbert, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,746 $2,746 $2,533 $2,533 $9,363 $9,363 $3,023 $3,023
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $4,990 $4,990 $4,569 $4,569 $14,625 $14,625 $6,343 $6,343
Nationwide $1,994 $1,994 $1,894 $1,894 $5,570 $5,570 $2,235 $2,235
Progressive $3,218 $3,218 $2,873 $2,873 $10,354 $10,354 $4,084 $4,084
State Farm $2,018 $2,018 $1,783 $1,783 $7,221 $7,221 $2,227 $2,227
Travelers $1,838 $1,838 $1,976 $1,976 $27,030 $27,030 $2,218 $2,218
USAA $1,267 $1,267 $1,143 $1,143 $3,791 $3,791 $1,688 $1,688

Cheap Gilbert, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gilbert, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Gilbert, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Gilbert, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,363 $9,363
GEICO $5,010 $4,346
Liberty Mutual $14,625 $14,625
Nationwide $5,570 $5,570
Progressive $10,354 $10,354
State Farm $7,221 $7,221
Travelers $27,030 $27,030
USAA $3,791 $3,791

Cheap Gilbert, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Gilbert, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gilbert, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,533
GEICO $1,904 $1,649
Liberty Mutual $4,569 $4,569
Nationwide $1,894 $1,894
Progressive $2,873 $2,873
State Farm $1,783 $1,783
Travelers $1,976 $1,976
USAA $1,143 $1,143

Cheap Gilbert, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gilbert, Pennsylvania compared to the annual auto insurance rates with a clean record in Gilbert, Pennsylvania.

Annual Gilbert, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,223 $4,997 $4,223 $4,223
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $6,968 $7,970 $7,794 $7,794
Nationwide $2,115 $2,831 $3,927 $2,821
Progressive $4,644 $6,437 $4,789 $4,659
State Farm $3,029 $3,595 $3,312 $3,312
Travelers $5,871 $8,338 $10,516 $8,338
USAA $1,588 $2,189 $2,337 $1,775

Cheap Gilbert, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gilbert, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Gilbert, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Gilbert, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,223
GEICO $2,504
Liberty Mutual $7,794
Nationwide $3,927
Progressive $4,789
State Farm $3,312
Travelers $10,516
USAA $2,337

Cheap Gilbert, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gilbert, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gilbert, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,636 $4,216 $3,396
GEICO $3,822 $2,153 $1,664
Liberty Mutual $9,747 $6,984 $6,164
Nationwide $3,435 $2,822 $2,513
Progressive $6,801 $4,770 $3,827
State Farm $4,713 $2,919 $2,304
Travelers $9,004 $8,125 $7,667
USAA $2,471 $1,828 $1,617

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gilbert, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gilbert, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Gilbert, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gilbert, Pennsylvania

ZIP Code Average Annual Rates
18331 $5,588

Cheap Gilbert, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Gilbert, Pennsylvania auto insurance. Find the cheapest annual Gilbert, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gilbert, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,326 $4,506
GEICO $2,507 $2,586
Liberty Mutual $7,436 $7,828
Nationwide $2,923 $2,923
Progressive $5,132 $5,132
State Farm $3,214 $3,410
Travelers $8,265 $8,265
USAA $1,915 $2,029

Cheap Gilbert, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gilbert, Pennsylvania? Check out the comparison of annual Gilbert, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilbert, Pennsylvania

Insurance Company Low Medium High
Allstate $4,207 $4,446 $4,596
GEICO $2,300 $2,572 $2,768
Liberty Mutual $7,321 $7,678 $7,896
Nationwide $2,928 $2,961 $2,881
Progressive $4,652 $5,162 $5,583
State Farm $3,088 $3,358 $3,491
Travelers $8,306 $8,269 $8,221
USAA $1,835 $1,989 $2,092

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Gilbert, Pennsylvania

Compare the cheapest auto insurance companies in Gilbert, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gilbert, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gilbert, Pennsylvania Auto Insurance Companies

What auto insurance companies in Gilbert, Pennsylvania are the cheapest? Compare the top Gilbert, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gilbert, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,416
GEICO $2,546
Liberty Mutual $7,632
Nationwide $2,923
Progressive $5,132
State Farm $3,312
Travelers $8,265
USAA $1,972

What affects auto insurance rates in Gilbert, Pennsylvania?

There are a lot of reasons why auto insurance rates in Gilbert, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gilbert, Pennsylvania. Many local factors may affect your Gilbert auto insurance rates.

Gilbert Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gilbert, Pennsylvania commute length is 29.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Gilbert, Pennsylvania Auto Insurance Quotes

Before you buy Gilbert, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gilbert, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption