Best Cheap Auto Insurance in Frankfort, KY (2021)

The average Frankfort, KY auto insurance rates are $341 per month. The minimum auto insurance in Frankfort is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Frankfort, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Frankfort for teen drivers is Allstate
  • The average commute length in Frankfort is 17.3 minutes
  • The cheapest auto insurance company in Frankfort is USAA

Frankfort, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Frankfort can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frankfort, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Frankfort to other Kentucky cities, including Nicholasville auto insurance rates, Bowling Green auto insurance rates, and Richmond auto insurance rates to see how Frankfort, Kentucky auto insurance rates stack up.

Before you buy Frankfort, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frankfort, Kentucky auto insurance quotes.

Minimum Auto Insurance in Frankfort, Kentucky

Frankfort, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frankfort, Kentucky.

Minimum Required Auto Insurance Coverage in Frankfort, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Frankfort, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frankfort, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frankfort, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,157 $3,115 $2,860 $3,050 $11,975 $13,475 $3,478 $3,667
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,496 $2,696 $2,115 $2,361 $10,940 $12,106 $2,604 $2,700
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $1,918 $1,816 $1,730 $1,732 $9,547 $10,798 $2,376 $2,426
State Farm $1,674 $1,674 $1,499 $1,499 $5,041 $6,391 $1,870 $2,088
Travelers $1,904 $1,936 $1,882 $1,884 $9,234 $14,829 $1,996 $2,272
USAA $1,807 $1,803 $1,640 $1,658 $4,872 $5,119 $2,270 $2,474

Cheap Frankfort, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frankfort, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Frankfort, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Frankfort, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,975 $13,475
GEICO $6,749 $7,991
Liberty Mutual $10,940 $12,106
Nationwide $7,042 $8,761
Progressive $9,547 $10,798
State Farm $5,041 $6,391
Travelers $9,234 $14,829
USAA $4,872 $5,119

Cheap Frankfort, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Frankfort, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frankfort, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,860 $3,050
GEICO $3,436 $3,112
Liberty Mutual $2,115 $2,361
Nationwide $2,775 $2,893
Progressive $1,730 $1,732
State Farm $1,499 $1,499
Travelers $1,882 $1,884
USAA $1,640 $1,658

Cheap Frankfort, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frankfort, Kentucky compared to the annual auto insurance rates with a clean record in Frankfort, Kentucky.

Annual Frankfort, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,621 $6,057 $6,481 $5,229
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $3,959 $6,101 $4,740 $4,208
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,344 $4,957 $3,813 $4,057
State Farm $2,480 $2,953 $2,717 $2,717
Travelers $3,920 $4,029 $5,823 $4,196
USAA $2,040 $2,880 $3,443 $2,459

Cheap Frankfort, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frankfort, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Frankfort, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Frankfort, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,481
GEICO $6,581
Liberty Mutual $4,740
Nationwide $5,633
Progressive $3,813
State Farm $2,717
Travelers $5,823
USAA $3,443

Cheap Frankfort, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frankfort, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frankfort, Kentucky

Insurance Company Poor Fair Good
Allstate $7,398 $5,126 $4,267
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,764 $4,189 $3,304
Nationwide $5,260 $4,162 $3,616
Progressive $4,496 $3,945 $3,687
State Farm $3,932 $2,371 $1,848
Travelers $4,997 $4,247 $4,233
USAA $4,009 $2,261 $1,846

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Cheap Frankfort, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frankfort, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Frankfort, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frankfort, Kentucky

ZIP Code Average Annual Rates
40601 $3,672

Cheap Frankfort, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Frankfort, Kentucky auto insurance. Find the cheapest annual Frankfort, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frankfort, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,597 $5,597
GEICO $4,038 $4,114
Liberty Mutual $4,752 $4,752
Nationwide $4,346 $4,346
Progressive $4,043 $4,043
State Farm $2,649 $2,785
Travelers $4,492 $4,492
USAA $2,605 $2,806

Cheap Frankfort, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frankfort, Kentucky? Check out the comparison of annual Frankfort, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frankfort, Kentucky

Insurance Company Low Medium High
Allstate $5,215 $5,576 $6,000
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,524 $4,723 $5,009
Nationwide $4,367 $4,301 $4,370
Progressive $3,736 $4,001 $4,392
State Farm $2,551 $2,716 $2,884
Travelers $4,244 $4,514 $4,719
USAA $2,569 $2,699 $2,849

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Best By Category: Cheapest Auto Insurance in Frankfort, Kentucky

Compare the cheapest auto insurance companies in Frankfort, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frankfort, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Frankfort, Kentucky Auto Insurance Companies

What auto insurance companies in Frankfort, Kentucky are the cheapest? Compare the top Frankfort, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frankfort, Kentucky

Insurance Company Average Annual Rates
Allstate $5,597
GEICO $4,076
Liberty Mutual $4,752
Nationwide $4,346
Progressive $4,043
State Farm $2,717
Travelers $4,492
USAA $2,706

What affects auto insurance rates in Frankfort, Kentucky?

There are a lot of reasons why auto insurance rates in Frankfort, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Frankfort, Kentucky. Many local factors may affect your Frankfort auto insurance rates.

Frankfort Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Frankfort, Kentucky commute length is 17.3 minutes according to City-Data.

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Compare Frankfort, Kentucky Auto Insurance Quotes

Before you buy Frankfort, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frankfort, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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