How Much is Insurance on a FIAT 500? [How to Find Cheap Rates]

Average FIAT 500 car insurance rates cost $113 per month ($1,352 per year). You can find cheap FIAT 500 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $795 a year.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,352 a year or $113 each month
  • A liability-only policy costs around $542 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,942 a year or $412 each month
  • Good drivers can save as much as $557 a year by earning policy discounts
  • FIAT 500 insurance costs around $167 less per year than the average vehicle

FIAT 500 insurance rates are around $167 less than the average vehicle in the U.S. Full coverage costs about $1,352 a year or $113 a month, but you may only need liability coverage for older FIAT 500s which will set you back about $542 a year or $45 a month.

Good drivers can save up to $557 a year by practicing safe driving habits. Let’s look at FIAT 500 insurance rates, crash test ratings, and more.

You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500 Insurance Cost

The average FIAT 500 auto insurance costs are $1,352 a year or $113 a month.

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Are FIAT 500s Expensive to Insure?

The chart below details how FIAT 500 insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Volkswagen Golf.

Vehicle Comprehensive Collision Liability Total
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Beetle $280 $542 $332 $1,290
Volkswagen Golf $306 $600 $390 $1,454
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf R $372 $660 $390 $1,580
Honda Fit $268 $512 $258 $1,148
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However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500 Insurance?

The FIAT 500 trim and model you choose can impact the total price you will pay for FIAT 500 insurance coverage.

Age of the Vehicle

Older FIAT 500 models generally cost less to insure. For example, auto insurance rates for a 2017 FIAT 500 are $1,352, while 2012 FIAT 500 rates are $1,228, a difference of $124.

Model Year Comprehensive Collision Liability Total
2017 FIAT 500 $236 $466 $470 $1,352
2016 FIAT 500 $228 $446 $486 $1,340
2015 FIAT 500 $216 $430 $500 $1,326
2014 FIAT 500 $206 $400 $510 $1,296
2013 FIAT 500 $198 $376 $514 $1,268
2012 FIAT 500 $190 $338 $520 $1,228
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Driver Age

Driver age can have a significant impact on the cost of FIAT 500 auto insurance. For example, 20-year-old drivers pay approximately $1,654 each year for their FIAT 500 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500 insurance rates. For example, drivers in New York may pay $825 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of FIAT 500 auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500 car insurance with violations on their driving record.

FIAT 500 Crash Test Ratings

FIAT 500 crash test ratings can impact the cost of your FIAT 500 car insurance. See FIAT 500 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 FIAT 500 CABRIO 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 BEV 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 ABARTH CABRIO 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 ABARTH 3 HB FWD N/R N/R N/R N/R
2019 FIAT 500 3 HB FWD N/R 4 stars N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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FIAT 500 Safety Features

FIAT 500 safety features can lower the cost of your insurance. The safety features for the 2020 FIAT 500 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

FIAT 500 Finance and Insurance Cost

If you are financing a FIAT 500, most lenders will require your carry higher FIAT 500 coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on FIAT 500 Insurance

There are many ways that you can save on FIAT 500 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your FIAT 500 car insurance rates low.

  • Pay Your Bills On Time — Especially FIAT 500 Payments and Insurance
  • Don’t Always Pick the Cheapest FIAT 500 Insurance Policy
  • Compare Apples to Apples When Comparing FIAT 500 Insurance Quotes and Policies
  • Get FIAT 500 Auto Insurance Through Costco
  • Audit Your FIAT 500 Driving When You Move to a New Location or Start a New Job

Top FIAT 500 Insurance Companies

Several top car insurance companies offer competitive rates for the FIAT 500 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with FIAT 500 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free FIAT 500 Insurance Quotes Online

You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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