Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 23, 2020

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Things to Remember...

  • Defensive driving classes will teach you not only how to avoid an accident, but they will teach you how to handle your car sliding out of control
  • The money you spend on the class will more than pay for itself when you see just how low your auto insurance rates will go
  • Defensive driving can also teach you how to handle situations such as carjackers and medical emergencies that may come up while driving
  • While you might not need crazy defensive driving skills every single day, knowing that you can handle scary driving situations if and when they do come up will make you and your auto insurance agent feel better

Just about every article in existence on ways to save money on auto insurance includes the idea of taking a defensive driving class. Many drivers scoff at the idea of taking a defensive driving class. However, if you are serious about finding cheaper car insurance rates, you really should.

Compare auto insurance rates online from competing insurance companies. Simply enter your zip code on this page to get started right now!

If you think you are a reasonably safe driver, you might not have ever considered taking a course like this. In fact, the most common excuse that drivers give is they already know all they need to for safe driving.

You Don’t Really Know Everything There is to Know

The biggest excuse people produce for not taking a defensive driving class is they already know all the rules of the road. While you may know the rules of the road, do you know how these rules change per circumstance?

Defensive driving classes will teach you not only how to avoid an accident, but they will teach you how to handle your car sliding out of control.

You may know how to handle bad weather, but defensive driving classes will teach you how to safely navigate situations that arise during these driving conditions.

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They are Cheap

Defensive driving classes are on the cheaper side of the educational scale. You won’t need a student loan to take these classes. The money you spend on the class will more than pay for itself when you see just how low your auto insurance rates will go.

You don’t even need to travel three states away to takes these courses. Many local colleges, schools, and independent driving facilities host defensive driving classes throughout the year.

Talk with your auto insurance agent to find out if they have any they would recommend.

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You Become Safer for Everyone

The more you learn the safer you become. Defensive driving classes give you the skills you need to become the safest driver you can be.

This not only makes you safe, but it increases the safety of your passengers and everyone on the road with you, as well as pleasing your auto insurance company.

It Helps With More than Just Avoiding an Accident

There is more to a defensive driving class than just learning how to handle adverse weather conditions and oncoming auto accidents.

Defensive driving can also teach you how to handle situations like carjackers and medical emergencies that may come up while driving. You may live in an area where auto theft is a part of everyday life.

While each of these situations is different, you will be armed with the knowledge of how to handle the situation and walk away alive. This one fact should be worth the price of admission.

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There is More than Just Lowering Auto Insurance

If safety is just not enough for you, here is one more reason to take that defensive driving class. Some states will dismiss a traffic ticket if you can prove you were using those mad defensive skills to avoid a potential accident.

You will need to check with your state on this, but having a ticket dismissed means cheap auto insurance rates that stay low, you avoid the black mark on your driving record, and you live to drive another day.

Defensive driving classes are one of the most recommended ways to drop auto insurance. You may feel you know everything there is to know about driving. Spend a few days and see if you really do. The worst that happens is you drop your auto insurance rates.

Save Money on Your Auto Insurance!

While you might not need crazy defensive driving skills every single day, knowing that you can handle scary driving situations if and when they do come up will make you and your auto insurance agent feel better.

In the meantime, enter your zip code in on this page to get started comparing free auto insurance rates and start saving some money!