Best Cheap Auto Insurance in Danville, KY (2021)

The average Danville, KY auto insurance rates are $353 per month. The minimum auto insurance in Danville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Danville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Danville is 17.4 minutes
  • The minimum auto insurance required in Danville, Kentucky is 25/50/25
  • The most expensive auto insurance company in Danville for teen drivers is Allstate

Danville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Danville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Danville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Danville to other Kentucky cities, including Bowling Green auto insurance rates, Hopkinsville auto insurance rates, and Nicholasville auto insurance rates to see how Danville, Kentucky auto insurance rates stack up.

Before you buy Danville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Danville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Danville, Kentucky

Danville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Danville, Kentucky.

Minimum Required Auto Insurance Coverage in Danville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Danville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Danville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,110 $2,856 $3,045 $11,930 $13,392 $3,471 $3,660
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,539 $2,745 $2,150 $2,399 $11,079 $12,261 $2,653 $2,758
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,101 $1,982 $1,902 $1,900 $10,648 $12,067 $2,604 $2,650
State Farm $1,859 $1,859 $1,659 $1,659 $5,354 $6,797 $2,070 $2,296
Travelers $1,681 $1,708 $1,664 $1,665 $8,016 $12,847 $1,761 $1,997
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

Cheap Danville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Danville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Danville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Danville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,930 $13,392
GEICO $6,749 $7,991
Liberty Mutual $11,079 $12,261
Nationwide $7,948 $9,875
Progressive $10,648 $12,067
State Farm $5,354 $6,797
Travelers $8,016 $12,847
USAA $5,707 $5,992

Cheap Danville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Danville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Danville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $3,045
GEICO $3,436 $3,112
Liberty Mutual $2,150 $2,399
Nationwide $3,188 $3,325
Progressive $1,902 $1,900
State Farm $1,659 $1,659
Travelers $1,664 $1,665
USAA $1,884 $1,906

Cheap Danville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Danville, Kentucky compared to the annual auto insurance rates with a clean record in Danville, Kentucky.

Annual Danville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,604 $6,035 $6,458 $5,210
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,016 $6,192 $4,812 $4,272
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,702 $5,512 $4,220 $4,493
State Farm $2,702 $3,186 $2,944 $2,944
Travelers $3,423 $3,517 $5,067 $3,662
USAA $2,363 $3,346 $4,020 $2,849

Cheap Danville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Danville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Danville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Danville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,458
GEICO $6,581
Liberty Mutual $4,812
Nationwide $6,470
Progressive $4,220
State Farm $2,944
Travelers $5,067
USAA $4,020

Cheap Danville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Danville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Danville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,379 $5,104 $4,248
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,879 $4,245 $3,345
Nationwide $6,028 $4,724 $4,097
Progressive $4,981 $4,375 $4,089
State Farm $4,244 $2,574 $2,014
Travelers $4,355 $3,705 $3,692
USAA $4,670 $2,624 $2,139

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Cheap Danville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Danville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Danville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Danville, Kentucky

ZIP Code Average Annual Rates
40422 $3,783

Cheap Danville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Danville, Kentucky auto insurance. Find the cheapest annual Danville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Danville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,577 $5,577
GEICO $4,038 $4,114
Liberty Mutual $4,823 $4,823
Nationwide $4,949 $4,949
Progressive $4,482 $4,482
State Farm $2,871 $3,017
Travelers $3,917 $3,917
USAA $3,029 $3,260

Cheap Danville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Danville, Kentucky? Check out the comparison of annual Danville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danville, Kentucky

Insurance Company Low Medium High
Allstate $5,173 $5,554 $6,004
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,591 $4,793 $5,084
Nationwide $5,017 $4,889 $4,942
Progressive $4,102 $4,416 $4,927
State Farm $2,753 $2,940 $3,139
Travelers $3,694 $3,935 $4,122
USAA $2,998 $3,137 $3,299

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Best By Category: Cheapest Auto Insurance in Danville, Kentucky

Compare the cheapest auto insurance companies in Danville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Danville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Danville, Kentucky Auto Insurance Companies

What auto insurance companies in Danville, Kentucky are the cheapest? Compare the top Danville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Danville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,577
GEICO $4,076
Liberty Mutual $4,823
Nationwide $4,949
Progressive $4,482
State Farm $2,944
Travelers $3,917
USAA $3,145

What affects auto insurance rates in Danville, Kentucky?

There are a lot of reasons why auto insurance rates in Danville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Danville, Kentucky. Many local factors may affect your Danville auto insurance rates.

Danville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Danville, Kentucky commute length is 17.4 minutes according to City-Data.

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Compare Danville, Kentucky Auto Insurance Quotes

Before you buy Danville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Danville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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