Best Cheap Auto Insurance in Cynthiana, KY (2021)

The average Cynthiana, KY auto insurance rates are $362 per month. The minimum auto insurance in Cynthiana is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Cynthiana, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Cynthiana is 20.8 minutes
  • The minimum auto insurance required in Cynthiana, Kentucky is 25/50/25
  • The cheapest auto insurance company in Cynthiana is USAA

Cynthiana, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Cynthiana can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cynthiana, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Cynthiana to other Kentucky cities, including Hopkinsville auto insurance rates, George auto insurance rates, and Elizabeth auto insurance rates to see how Cynthiana, Kentucky auto insurance rates stack up.

Before you buy Cynthiana, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cynthiana, Kentucky auto insurance quotes.

Minimum Auto Insurance in Cynthiana, Kentucky

Cynthiana, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cynthiana, Kentucky.

Minimum Required Auto Insurance Coverage in Cynthiana, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cynthiana, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cynthiana, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cynthiana, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,061 $3,012 $2,781 $2,963 $11,775 $13,236 $3,353 $3,529
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,720 $2,944 $2,304 $2,570 $11,621 $12,855 $2,851 $2,975
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,185 $2,066 $1,967 $1,969 $10,918 $12,377 $2,711 $2,775
State Farm $1,773 $1,773 $1,588 $1,588 $5,277 $6,704 $1,980 $2,199
Travelers $2,232 $2,271 $2,195 $2,193 $10,487 $16,600 $2,338 $2,716
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

Cheap Cynthiana, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cynthiana, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Cynthiana, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Cynthiana, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,775 $13,236
GEICO $7,170 $8,568
Liberty Mutual $11,621 $12,855
Nationwide $7,042 $8,761
Progressive $10,918 $12,377
State Farm $5,277 $6,704
Travelers $10,487 $16,600
USAA $4,978 $5,238

Cheap Cynthiana, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Cynthiana, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cynthiana, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,781 $2,963
GEICO $3,742 $3,389
Liberty Mutual $2,304 $2,570
Nationwide $2,775 $2,893
Progressive $1,967 $1,969
State Farm $1,588 $1,588
Travelers $2,195 $2,193
USAA $1,674 $1,700

Cheap Cynthiana, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cynthiana, Kentucky compared to the annual auto insurance rates with a clean record in Cynthiana, Kentucky.

Annual Cynthiana, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,493 $5,915 $6,348 $5,099
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,253 $6,551 $5,094 $4,522
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,819 $5,667 $4,359 $4,640
State Farm $2,615 $3,106 $2,861 $2,861
Travelers $4,465 $4,596 $6,653 $4,802
USAA $2,091 $2,955 $3,535 $2,517

Cheap Cynthiana, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cynthiana, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Cynthiana, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Cynthiana, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,348
GEICO $7,199
Liberty Mutual $5,094
Nationwide $5,633
Progressive $4,359
State Farm $2,861
Travelers $6,653
USAA $3,535

Cheap Cynthiana, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cynthiana, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cynthiana, Kentucky

Insurance Company Poor Fair Good
Allstate $7,221 $5,007 $4,163
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,294 $4,486 $3,536
Nationwide $5,260 $4,162 $3,616
Progressive $5,147 $4,508 $4,208
State Farm $4,136 $2,497 $1,949
Travelers $5,730 $4,839 $4,817
USAA $4,125 $2,313 $1,885

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Cheap Cynthiana, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cynthiana, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Cynthiana, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cynthiana, Kentucky

ZIP Code Average Annual Rates
41031 $3,898

Cheap Cynthiana, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Cynthiana, Kentucky auto insurance. Find the cheapest annual Cynthiana, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cynthiana, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,464 $5,464
GEICO $4,371 $4,456
Liberty Mutual $5,105 $5,105
Nationwide $4,346 $4,346
Progressive $4,621 $4,621
State Farm $2,788 $2,933
Travelers $5,129 $5,129
USAA $2,672 $2,877

Cheap Cynthiana, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cynthiana, Kentucky? Check out the comparison of annual Cynthiana, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cynthiana, Kentucky

Insurance Company Low Medium High
Allstate $5,082 $5,442 $5,867
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,884 $5,076 $5,355
Nationwide $4,367 $4,301 $4,370
Progressive $4,297 $4,570 $4,996
State Farm $2,674 $2,861 $3,047
Travelers $4,923 $5,160 $5,304
USAA $2,650 $2,768 $2,906

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Best By Category: Cheapest Auto Insurance in Cynthiana, Kentucky

Compare the cheapest auto insurance companies in Cynthiana, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cynthiana, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cynthiana, Kentucky Auto Insurance Companies

What auto insurance companies in Cynthiana, Kentucky are the cheapest? Compare the top Cynthiana, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cynthiana, Kentucky

Insurance Company Average Annual Rates
Allstate $5,464
GEICO $4,413
Liberty Mutual $5,105
Nationwide $4,346
Progressive $4,621
State Farm $2,861
Travelers $5,129
USAA $2,775

What affects auto insurance rates in Cynthiana, Kentucky?

There are a lot of reasons why auto insurance rates in Cynthiana, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cynthiana, Kentucky. Many local factors may affect your Cynthiana auto insurance rates.

Cynthiana Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cynthiana, Kentucky commute length is 20.8 minutes according to City-Data.

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Compare Cynthiana, Kentucky Auto Insurance Quotes

Before you buy Cynthiana, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cynthiana, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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