Compare Lexus IS 350 Insurance Quotes [Guide + Free Quotes]

Lexus IS 350 insurance rates cost $132 per month ($1,586 per year) on average. On average, comprehensive coverage costs $386, collision coverage costs $564, and liability coverage costs $447 for Lexus IS 350 insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Lexus IS 350 insurance costs around $67 more per year than the average vehicle

Lexus IS 350 insurance rates are $132 per month for full coverage and $53 per month for liability-only coverage. Teen drivers could have insurance rates close to $500 per month. Continue reading to learn how you can save money on Lexus IS 350 insurance rates.

You can start comparing quotes for Lexus IS 350 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Lexus IS 350 Insurance Cost

The average Lexus IS 350 auto insurance costs are $1,586 a year or $132 a month.

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Are Lexus IS 350s Expensive to Insure?

The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Mercedes-Benz C300, Lexus GS 350, and BMW M3.

Vehicle Comprehensive Collision Liability Total
Lexus IS 350 $344 $686 $398 $1,586
Mercedes-Benz C300 $404 $718 $372 $1,652
Lexus GS 350 $370 $714 $338 $1,558
BMW M3 $406 $804 $398 $1,766
Jaguar XF $406 $804 $398 $1,766
Acura TLX $332 $686 $398 $1,574
Audi A7 $406 $834 $398 $1,796
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus IS 350 Insurance?

You might have noticed that there is a multitude of factors that impact Lexus IS 350 auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Lexus IS 350.

Age of the Vehicle

Older Lexus IS 350 models generally cost less to insure. For example, auto insurance for a 2018 Lexus IS 350 costs $1,586, while 2010 Lexus IS 350 insurance costs are $1,282, a difference of $304.

Model Year Comprehensive Collision Liability Total
2018 Lexus IS 350 $344 $686 $398 $1,586
2017 Lexus IS 350 $332 $668 $416 $1,574
2016 Lexus IS 350 $320 $640 $430 $1,548
2015 Lexus IS 350 $304 $618 $442 $1,522
2014 Lexus IS 350 $292 $574 $452 $1,476
2013 Lexus IS 350 $280 $540 $456 $1,434
2012 Lexus IS 350 $268 $484 $460 $1,370
2011 Lexus IS 350 $250 $446 $460 $1,314
2010 Lexus IS 350 $242 $418 $464 $1,282
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Driver Age

Driver age can have a significant effect on the cost of Lexus IS 350 auto insurance. For example, 30-year-old drivers pay approximately $70 more for their Lexus IS 350 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in Houston may pay $1,169 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Lexus IS 350 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 auto insurance rates with violations on their driving record.

Lexus IS 350 Safety Ratings

Your Lexus IS 350 auto insurance rates are influenced by the Lexus IS 350’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Lexus IS 350 Crash Test Ratings

The crash test ratings of the Lexus IS 350 can impact your Lexus IS 350 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus IS 350 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2020 Lexus IS 350 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus IS 350 Safety Features

The numerous safety features of the Lexus IS 350 help contribute to lower insurance rates. The 2020 Lexus IS 350 has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Safety Connect Emergency Sos
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners

Lexus IS 350 Insurance Loss Probability

Another contributing factor that affects Lexus IS 350 auto insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 65%
Property Damage -12%
Comprehensive 86%
Personal Injury 1%
Medical Payment N/A
Bodily Injury N/A
Source: Insurance Institute for Highway Safety
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Lexus IS 350 Finance and Insurance Cost

If you are financing a Lexus IS 350, you will pay more if you purchase Lexus IS 350 auto insurance at the dealership, so be sure to shop around and compare Lexus IS 350 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lexus IS 350 Insurance

If you want to reduce the cost of your Lexus IS 350 insurance rates, follow these tips below:

  • Purchase a Roadside Assistance Program for Your Lexus IS 350
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Get Married and Ask for a Discount
  • Tell Your Insurer About Different Drivers or Uses for Your Lexus IS 350
  • Save Money on Young Driver Lexus IS 350 Insurance By Mentioning Grades or GPA

Top Lexus IS 350 Insurance Companies

Who is the top auto insurance company for Lexus IS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus IS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus IS 350 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus IS 350 Insurance Quotes Online

Save money by comparing Lexus IS 350 insurance rates with free quotes online now!

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