Best Cheap Auto Insurance in Provo, UT (2021)

The average Provo, UT auto insurance rates are $328 per month. The minimum auto insurance in Provo is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Provo, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Provo, UT for senior drivers are $2,136 per year
  • The average commute length in Provo is 18.5 minutes
  • The minimum auto insurance required in Provo, Utah is 25/65/15

Provo, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Provo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Provo, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Provo to other Utah cities, including Salt Lake City auto insurance rates, Layton auto insurance rates, and South Jordan auto insurance rates to see how Provo, Utah auto insurance rates stack up.

Before you buy Provo, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Provo, Utah auto insurance quotes.

Minimum Auto Insurance in Provo, Utah

Provo, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Provo, Utah.

Minimum Required Auto Insurance Coverage in Provo, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Provo, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Provo, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Provo, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,617 $2,413 $2,381 $2,379 $8,378 $9,387 $2,767 $2,743
American Family $2,271 $2,271 $2,095 $2,095 $8,288 $10,741 $2,271 $2,660
Farmers $2,069 $2,041 $1,827 $1,950 $8,859 $9,113 $2,339 $2,409
GEICO $1,975 $2,202 $2,202 $2,596 $5,975 $6,347 $1,707 $1,689
Liberty Mutual $2,596 $2,793 $2,147 $2,394 $10,624 $11,793 $2,731 $2,893
Nationwide $2,087 $2,104 $1,866 $1,959 $5,807 $7,365 $2,426 $2,595
Progressive $2,261 $2,086 $1,851 $1,983 $9,342 $10,361 $2,588 $2,690
State Farm $3,262 $3,262 $2,988 $2,988 $10,293 $12,792 $3,708 $4,248
USAA $1,534 $1,505 $1,379 $1,374 $5,479 $6,399 $1,863 $2,038

Cheap Provo, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Provo, Utah is a challenge. Take a look at the annual teen auto insurance rates in Provo, Utah.

Annual Auto Insurance Rates for Teen Drivers in Provo, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,378 $9,387
American Family $8,288 $10,741
Farmers $8,859 $9,113
GEICO $5,975 $6,347
Liberty Mutual $10,624 $11,793
Nationwide $5,807 $7,365
Progressive $9,342 $10,361
State Farm $10,293 $12,792
USAA $5,479 $6,399

Cheap Provo, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Provo, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Provo, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,381 $2,379
American Family $2,095 $2,095
Farmers $1,827 $1,950
GEICO $2,202 $2,596
Liberty Mutual $2,147 $2,394
Nationwide $1,866 $1,959
Progressive $1,851 $1,983
State Farm $2,988 $2,988
USAA $1,379 $1,374

Cheap Provo, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Provo, Utah compared to the annual auto insurance rates with a clean record in Provo, Utah.

Annual Provo, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,469 $4,205 $4,931 $3,927
American Family $3,359 $4,210 $4,989 $3,787
Farmers $3,254 $4,238 $4,114 $3,699
GEICO $2,203 $3,465 $4,112 $2,566
Liberty Mutual $3,706 $5,113 $5,494 $4,673
Nationwide $2,601 $3,501 $4,102 $2,901
Progressive $3,505 $5,308 $3,673 $4,095
State Farm $4,929 $5,956 $5,443 $5,443
USAA $2,114 $2,683 $3,617 $2,371

Cheap Provo, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Provo, Utah is not easy. Compare the annual rates for DUI auto insurance in Provo, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Provo, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,931
American Family $4,989
Farmers $4,114
GEICO $4,112
Liberty Mutual $5,494
Nationwide $4,102
Progressive $3,673
State Farm $5,443
USAA $3,617

Cheap Provo, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Provo, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Provo, Utah

Insurance Company Poor Fair Good
Allstate $5,538 $3,706 $3,154
American Family $5,139 $3,854 $3,266
Farmers $4,376 $3,643 $3,459
GEICO $4,707 $2,604 $1,948
Liberty Mutual $6,763 $4,183 $3,293
Nationwide $4,040 $3,077 $2,712
Progressive $4,675 $4,020 $3,742
State Farm $8,865 $4,456 $3,007
USAA $3,864 $2,466 $1,759

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Cheap Provo, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Provo, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Provo, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Provo, Utah

ZIP Code Average Annual Rates
84601 $3,895
84602 $3,922
84604 $3,962
84606 $3,972

Cheap Provo, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Provo, Utah auto insurance. Find the cheapest annual Provo, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Provo, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,133 $4,133
American Family $4,084 $4,089
Farmers $3,826 $3,826
GEICO $3,036 $3,137
Liberty Mutual $4,671 $4,822
Nationwide $3,276 $3,276
Progressive $4,145 $4,145
State Farm $5,302 $5,584
USAA $2,667 $2,726

Cheap Provo, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Provo, Utah? Check out the comparison of annual Provo, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Provo, Utah

Insurance Company Low Medium High
Allstate $3,928 $4,124 $4,347
American Family $3,954 $4,140 $4,165
Farmers $3,488 $3,770 $4,220
GEICO $2,840 $3,077 $3,343
Liberty Mutual $4,499 $4,727 $5,012
Nationwide $3,578 $3,114 $3,136
Progressive $3,735 $3,972 $4,729
State Farm $5,073 $5,461 $5,793
USAA $2,572 $2,699 $2,818

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Best By Category: Cheapest Auto Insurance in Provo, Utah

Compare the cheapest auto insurance companies in Provo, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Provo, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Provo, Utah Auto Insurance Companies

What auto insurance companies in Provo, Utah are the cheapest? Compare the top Provo, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Provo, Utah

Insurance Company Average Annual Rates
Allstate $4,133
American Family $4,086
Farmers $3,826
GEICO $3,087
Liberty Mutual $4,746
Nationwide $3,276
Progressive $4,145
State Farm $5,443
USAA $2,696

What affects auto insurance rates in Provo, Utah?

There are a lot of reasons why auto insurance rates in Provo, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Provo, Utah. Many local factors may affect your Provo auto insurance rates.

Provo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Provo, Utah commute length is 18.5 minutes according to City-Data.

Provo Traffic

How does Provo, Utah rank for traffic? According to Inrix Provo, Utah is the 784th most congested worldwide.

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Compare Provo, Utah Auto Insurance Quotes

Before you buy Provo, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Provo, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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