Bristol West Auto Insurance Review (2022)

Bristol West Rates

Rates with Bristol West depend on several factors including driving history, coverage options, and more. For example, you can expect to pay higher rates if you have a DUI or multiple traffic violations on your driving record.

We’ve put together a list of the top insurance companies in the country and the rates offered if you have a DUI on your record. This will help you get a better idea of what you can expect to pay with Bristol West.

Now let’s take a look at how having a speeding ticket on your record changed your rates.

Rates for drivers involved in an accident will also be higher than those with a clean record. See rates from the top insurance companies below to learn what you can expect.

If you have a clean driving record, you may find cheaper rates with other companies that don’t offer auto insurance to high-risk drivers.

Besides your driving record, the amount of coverage you select will greatly influence your rates. The table below shows the cheapest rates for minimum coverage with the biggest names in the industry.

Rates increase drastically when you add on collision and comprehensive coverages, also known as full coverage.

Shop online and compare car insurance rates with multiple providers to see which company offers the coverage you need at the best price for your unique situation.

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Bristol West Discounts Available

Policyholders can take advantage of several discount options with Bristol West, such as:

• Multi-car
• Multi-policy
• Paid-in-full
• Electronic payments
• Automatic payments
• Homeowner
• Non-owner
• Safe driver
• Paperless

Discounts can help individuals save a significant amount on insurance premiums. If you qualify for one or more discounts listed above, you could speak with a Bristol West agent and ask how much you can save on coverage.

Bristol West Coverage Options

Bristol West offers some standard auto insurance coverages, like:

• Bodily injury liability
• Property damage liability
• Medical payments
• Uninsured/underinsured motorist

While you can’t purchase collision or comprehensive auto insurance to get a full coverage policy with Bristol West, the company offers additional coverage options, including:

• GAP insurance
• Roadside assistance
• Towing
• Rental car reimbursement
• Rideshare coverage
• Rental car coverage

Bristol West may be a good option if you don’t need a full coverage policy but want additional options like Bristol West Insurance roadside assistance. Unfortunately, you’ll have to seek insurance with another provider if you’re looking for collision and comprehensive insurance.

Bristol West vs. Competitors

Bristol West has an A- (excellent) financial strength rating with A.M. Best. The company also has an A rating with the Better Business Bureau (BBB). Unfortunately, the BBB website shows many complaints from Bristol West customers.

According to the National Association of Insurance Commissioners, Bristol West insurance reviews cite poor customer service, inconsistent billing, and a poorly-constructed website as their top issues with the company.

If you’re considering an insurance policy with Bristol West, read customer reviews beforehand to better understand the company’s pros and cons.

What is Bristol West Insurance?

Bristol West Insurance Company is a subsidiary of Farmers Insurance. As a Farmers Insurance subsidiary, Bristol West carries a solid financial strength background and is available in many U.S. states.

Bristol West offers agent-based insurance quotes in most states. So anyone interested in purchasing a policy with Bristol West may have to contact a company agent to get started. Fortunately, with an insurance agent, you have a contact person if you need to file a claim, make a payment, or ask policy questions.

Unfortunately, many agent-based companies offer pricier policies than those without agents. In some cases, interested individuals can find Bristol West insurance quotes online. Still, this option varies based on location and isn’t always accurate.