Best Cheap Auto Insurance in Chippewa Falls, WI (2021)

The average Chippewa Falls, WI auto insurance rates are $228 per month. The minimum auto insurance in Chippewa Falls is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Chippewa Falls, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Chippewa Falls is American Family
  • Average auto insurance rates in Chippewa Falls, WI for senior drivers are $1,529 per year
  • The minimum auto insurance required in Chippewa Falls, Wisconsin is 25/50/10

Chippewa Falls, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Chippewa Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chippewa Falls, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Chippewa Falls to other Wisconsin cities, including Racine auto insurance rates, Madison auto insurance rates, and Green Bay auto insurance rates to see how Chippewa Falls, Wisconsin auto insurance rates stack up.

Before you buy Chippewa Falls, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chippewa Falls, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Chippewa Falls, Wisconsin

Chippewa Falls, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chippewa Falls, Wisconsin.

Minimum Required Auto Insurance Coverage in Chippewa Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chippewa Falls, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chippewa Falls, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chippewa Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,145 $2,266 $1,976 $2,186 $6,747 $8,658 $2,186 $2,374
American Family $971 $1,016 $916 $924 $2,840 $3,136 $1,149 $1,224
Farmers $1,787 $1,787 $1,587 $1,680 $8,320 $8,602 $2,028 $2,127
GEICO $1,180 $1,317 $1,250 $1,459 $4,064 $4,378 $1,089 $1,112
Liberty Mutual $1,619 $1,764 $1,308 $1,483 $5,530 $6,195 $1,723 $1,868
Nationwide $3,384 $3,559 $2,808 $2,957 $6,993 $10,736 $4,123 $4,878
Progressive $1,424 $1,354 $1,168 $1,218 $5,488 $6,185 $1,711 $1,861
State Farm $1,283 $1,283 $1,139 $1,139 $3,639 $4,602 $1,446 $1,650
USAA $1,271 $1,270 $1,150 $1,173 $3,205 $3,721 $1,650 $1,813

Cheap Chippewa Falls, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chippewa Falls, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Chippewa Falls, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Chippewa Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,747 $8,658
American Family $2,840 $3,136
Farmers $8,320 $8,602
GEICO $4,064 $4,378
Liberty Mutual $5,530 $6,195
Nationwide $6,993 $10,736
Progressive $5,488 $6,185
State Farm $3,639 $4,602
USAA $3,205 $3,721

Cheap Chippewa Falls, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Chippewa Falls, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chippewa Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $2,186
American Family $916 $924
Farmers $1,587 $1,680
GEICO $1,250 $1,459
Liberty Mutual $1,308 $1,483
Nationwide $2,808 $2,957
Progressive $1,168 $1,218
State Farm $1,139 $1,139
USAA $1,150 $1,173

Cheap Chippewa Falls, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chippewa Falls, Wisconsin compared to the annual auto insurance rates with a clean record in Chippewa Falls, Wisconsin.

Annual Chippewa Falls, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,930 $4,004 $3,730 $3,604
American Family $1,456 $1,544 $1,544 $1,544
Farmers $3,044 $3,838 $3,632 $3,445
GEICO $1,354 $2,224 $2,601 $1,746
Liberty Mutual $2,052 $2,922 $3,030 $2,742
Nationwide $4,168 $4,821 $5,908 $4,821
Progressive $2,336 $2,832 $2,424 $2,613
State Farm $1,862 $2,184 $2,023 $2,023
USAA $1,496 $1,881 $2,543 $1,706

Cheap Chippewa Falls, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chippewa Falls, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Chippewa Falls, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Chippewa Falls, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,730
American Family $1,544
Farmers $3,632
GEICO $2,601
Liberty Mutual $3,030
Nationwide $5,908
Progressive $2,424
State Farm $2,023
USAA $2,543

Cheap Chippewa Falls, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chippewa Falls, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chippewa Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,682 $3,224 $2,796
American Family $2,039 $1,342 $1,185
Farmers $3,953 $3,331 $3,185
GEICO $2,598 $1,855 $1,491
Liberty Mutual $3,872 $2,342 $1,845
Nationwide $5,542 $4,624 $4,624
Progressive $2,898 $2,464 $2,292
State Farm $3,017 $1,732 $1,319
USAA $2,937 $1,548 $1,236

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Cheap Chippewa Falls, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chippewa Falls, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Chippewa Falls, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chippewa Falls, Wisconsin

ZIP Code Average Annual Rates
54729 $2,661

Cheap Chippewa Falls, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Chippewa Falls, Wisconsin auto insurance. Find the cheapest annual Chippewa Falls, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chippewa Falls, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,482 $3,653
American Family $1,496 $1,548
Farmers $3,490 $3,490
GEICO $1,944 $2,018
Liberty Mutual $2,686 $2,686
Nationwide $4,930 $4,930
Progressive $2,551 $2,551
State Farm $1,973 $2,073
USAA $1,882 $1,932

Cheap Chippewa Falls, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chippewa Falls, Wisconsin? Check out the comparison of annual Chippewa Falls, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chippewa Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,413 $3,558 $3,730
American Family $1,503 $1,536 $1,527
Farmers $3,231 $3,462 $3,776
GEICO $1,830 $1,982 $2,131
Liberty Mutual $2,489 $2,710 $2,860
Nationwide $4,777 $4,926 $5,086
Progressive $2,403 $2,572 $2,678
State Farm $1,912 $2,029 $2,128
USAA $1,838 $1,908 $1,974

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Best By Category: Cheapest Auto Insurance in Chippewa Falls, Wisconsin

Compare the cheapest auto insurance companies in Chippewa Falls, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chippewa Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Chippewa Falls, Wisconsin Auto Insurance Companies

What auto insurance companies in Chippewa Falls, Wisconsin are the cheapest? Compare the top Chippewa Falls, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chippewa Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,567
American Family $1,522
Farmers $3,490
GEICO $1,981
Liberty Mutual $2,686
Nationwide $4,930
Progressive $2,551
State Farm $2,023
USAA $1,907

What affects auto insurance rates in Chippewa Falls, Wisconsin?

There are a lot of reasons why auto insurance rates in Chippewa Falls, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chippewa Falls, Wisconsin. Many local factors may affect your Chippewa Falls auto insurance rates.

Chippewa Falls Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Chippewa Falls, Wisconsin auto theft statistics, there have been 11 auto thefts in the city.

Chippewa Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chippewa Falls, Wisconsin commute length is 20.5 minutes according to City-Data.

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Compare Chippewa Falls, Wisconsin Auto Insurance Quotes

Before you buy Chippewa Falls, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chippewa Falls, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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