Best Cheap Auto Insurance in Cascade, IA (2021)

The average Cascade, IA auto insurance rates are $247 per month. The minimum auto insurance in Cascade is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Cascade, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Cascade, Iowa is 20/40/15
  • The average commute length in Cascade is 21.5 minutes
  • The most expensive auto insurance company in Cascade for teen drivers is Travelers

Cascade, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Cascade can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cascade, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Cascade to other Iowa cities, including West Des Moines auto insurance rates, Council Bluffs auto insurance rates, and Des Moines auto insurance rates to see how Cascade, Iowa auto insurance rates stack up.

Before you buy Cascade, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cascade, Iowa auto insurance quotes.

Minimum Auto Insurance in Cascade, Iowa

Cascade, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cascade, Iowa.

Minimum Required Auto Insurance Coverage in Cascade, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cascade, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cascade, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cascade, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,807 $1,682 $1,710 $5,535 $6,244 $2,045 $2,101
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,765 $1,714 $1,457 $1,503 $4,107 $4,647 $2,129 $2,298
State Farm $1,469 $1,469 $1,288 $1,288 $3,947 $5,008 $1,651 $1,880
Travelers $2,463 $2,511 $2,405 $2,410 $11,192 $17,925 $2,565 $3,007
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Cheap Cascade, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cascade, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Cascade, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Cascade, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,535 $6,244
American Family $5,344 $7,497
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $4,107 $4,647
State Farm $3,947 $5,008
Travelers $11,192 $17,925
USAA $3,352 $3,562

Cheap Cascade, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Cascade, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cascade, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,682 $1,710
American Family $1,790 $1,790
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,457 $1,503
State Farm $1,288 $1,288
Travelers $2,405 $2,410
USAA $1,139 $1,163

Cheap Cascade, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cascade, Iowa compared to the annual auto insurance rates with a clean record in Cascade, Iowa.

Annual Cascade, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,438 $2,955 $3,379 $2,733
American Family $2,242 $3,279 $4,262 $2,636
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,979 $3,210 $2,143 $2,478
State Farm $2,085 $2,415 $2,250 $2,250
Travelers $4,044 $5,405 $7,249 $5,542
USAA $1,420 $1,903 $2,478 $1,630

Cheap Cascade, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cascade, Iowa is not easy. Compare the annual rates for DUI auto insurance in Cascade, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Cascade, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,379
American Family $4,262
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $2,143
State Farm $2,250
Travelers $7,249
USAA $2,478

Cheap Cascade, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cascade, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cascade, Iowa

Insurance Company Poor Fair Good
Allstate $3,434 $2,732 $2,462
American Family $3,960 $2,910 $2,445
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $2,916 $2,336 $2,107
State Farm $3,205 $1,982 $1,563
Travelers $6,246 $5,341 $5,093
USAA $2,445 $1,677 $1,452

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Cheap Cascade, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cascade, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Cascade, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cascade, Iowa

ZIP Code Average Annual Rates
52033 $2,505

Cheap Cascade, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Cascade, Iowa auto insurance. Find the cheapest annual Cascade, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cascade, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,808 $2,945
American Family $3,069 $3,141
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,453 $2,453
State Farm $2,196 $2,304
Travelers $5,560 $5,560
USAA $1,790 $1,925

Cheap Cascade, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cascade, Iowa? Check out the comparison of annual Cascade, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cascade, Iowa

Insurance Company Low Medium High
Allstate $2,782 $2,879 $2,967
American Family $3,125 $3,277 $2,913
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,331 $2,461 $2,567
State Farm $2,144 $2,262 $2,344
Travelers $5,196 $5,646 $5,837
USAA $1,768 $1,863 $1,942

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Best By Category: Cheapest Auto Insurance in Cascade, Iowa

Compare the cheapest auto insurance companies in Cascade, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cascade, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Cascade, Iowa Auto Insurance Companies

What auto insurance companies in Cascade, Iowa are the cheapest? Compare the top Cascade, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cascade, Iowa

Insurance Company Average Annual Rates
Allstate $2,876
American Family $3,105
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,453
State Farm $2,250
Travelers $5,560
USAA $1,858

What affects auto insurance rates in Cascade, Iowa?

There are a lot of reasons why auto insurance rates in Cascade, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cascade, Iowa. Many local factors may affect your Cascade auto insurance rates.

Cascade Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cascade, Iowa commute length is 21.5 minutes according to City-Data.

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Compare Cascade, Iowa Auto Insurance Quotes

Before you buy Cascade, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cascade, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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