Best Cheap Auto Insurance in Black River Falls, WI (2021)

The average Black River Falls, WI auto insurance rates are $250 per month. The minimum auto insurance in Black River Falls is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Black River Falls, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Black River Falls for teen drivers is Nationwide
  • The average commute length in Black River Falls is 14.1 minutes
  • The cheapest auto insurance company in Black River Falls is American Family

Black River Falls, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Black River Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Black River Falls, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Black River Falls to other Wisconsin cities, including Appleton auto insurance rates, Waukesha auto insurance rates, and Janesville auto insurance rates to see how Black River Falls, Wisconsin auto insurance rates stack up.

Before you buy Black River Falls, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Black River Falls, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Black River Falls, Wisconsin

Black River Falls, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Black River Falls, Wisconsin.

Minimum Required Auto Insurance Coverage in Black River Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Black River Falls, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Black River Falls, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Black River Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,393 $2,086 $2,309 $7,163 $9,192 $2,309 $2,510
American Family $1,002 $1,050 $938 $948 $2,829 $3,129 $1,181 $1,260
Farmers $1,808 $1,807 $1,605 $1,696 $8,401 $8,695 $2,056 $2,161
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,796 $1,723 $1,470 $1,526 $6,625 $7,493 $2,162 $2,349
State Farm $1,467 $1,467 $1,290 $1,290 $4,011 $5,079 $1,651 $1,886
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Black River Falls, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Black River Falls, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Black River Falls, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Black River Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $9,192
American Family $2,829 $3,129
Farmers $8,401 $8,695
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,768 $11,863
Progressive $6,625 $7,493
State Farm $4,011 $5,079
USAA $3,408 $3,962

Cheap Black River Falls, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Black River Falls, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Black River Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $938 $948
Farmers $1,605 $1,696
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,198 $3,376
Progressive $1,470 $1,526
State Farm $1,290 $1,290
USAA $1,228 $1,256

Cheap Black River Falls, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Black River Falls, Wisconsin compared to the annual auto insurance rates with a clean record in Black River Falls, Wisconsin.

Annual Black River Falls, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,100 $4,243 $3,952 $3,818
American Family $1,475 $1,565 $1,565 $1,565
Farmers $3,079 $3,882 $3,669 $3,485
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $2,882 $3,476 $2,986 $3,228
State Farm $2,097 $2,439 $2,268 $2,268
USAA $1,599 $2,008 $2,717 $1,823

Cheap Black River Falls, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Black River Falls, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Black River Falls, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Black River Falls, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,952
American Family $1,565
Farmers $3,669
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,668
Progressive $2,986
State Farm $2,268
USAA $2,717

Cheap Black River Falls, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Black River Falls, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Black River Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,963 $3,413 $2,958
American Family $2,063 $1,361 $1,202
Farmers $3,995 $3,369 $3,222
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,255 $5,218 $5,218
Progressive $3,592 $3,029 $2,809
State Farm $3,384 $1,942 $1,478
USAA $3,141 $1,652 $1,317

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Cheap Black River Falls, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Black River Falls, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Black River Falls, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Black River Falls, Wisconsin

ZIP Code Average Annual Rates
54615 $2,905

Cheap Black River Falls, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Black River Falls, Wisconsin auto insurance. Find the cheapest annual Black River Falls, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Black River Falls, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,687 $3,869
American Family $1,516 $1,568
Farmers $3,529 $3,529
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,563 $5,563
Progressive $3,143 $3,143
State Farm $2,213 $2,322
USAA $2,010 $2,063

Cheap Black River Falls, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Black River Falls, Wisconsin? Check out the comparison of annual Black River Falls, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Black River Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,616 $3,769 $3,950
American Family $1,526 $1,556 $1,545
Farmers $3,276 $3,504 $3,806
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,417 $5,561 $5,711
Progressive $2,985 $3,165 $3,280
State Farm $2,166 $2,273 $2,364
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Black River Falls, Wisconsin

Compare the cheapest auto insurance companies in Black River Falls, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Black River Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Black River Falls, Wisconsin Auto Insurance Companies

What auto insurance companies in Black River Falls, Wisconsin are the cheapest? Compare the top Black River Falls, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Black River Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,778
American Family $1,542
Farmers $3,529
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,563
Progressive $3,143
State Farm $2,268
USAA $2,037

What affects auto insurance rates in Black River Falls, Wisconsin?

There are a lot of reasons why auto insurance rates in Black River Falls, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Black River Falls, Wisconsin. Many local factors may affect your Black River Falls auto insurance rates.

Black River Falls Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Black River Falls, Wisconsin auto theft statistics, there have been 7 auto thefts in the city.

Black River Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Black River Falls, Wisconsin commute length is 14.1 minutes according to City-Data.

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Compare Black River Falls, Wisconsin Auto Insurance Quotes

Before you buy Black River Falls, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Black River Falls, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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