Best Cheap Auto Insurance in Bethlehem, PA (2021)

The average Bethlehem, PA auto insurance rates are $337 per month. The minimum auto insurance in Bethlehem is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Bethlehem, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Bethlehem for teen drivers is Travelers
  • The average commute length in Bethlehem is 27.4 minutes
  • Average auto insurance rates in Bethlehem, PA for senior drivers are $2,030 per year

Bethlehem, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Bethlehem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bethlehem, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Bethlehem to other Pennsylvania cities, including Allen auto insurance rates, Erie auto insurance rates, and Lancaster auto insurance rates to see how Bethlehem, Pennsylvania auto insurance rates stack up.

Before you buy Bethlehem, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bethlehem, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Bethlehem, Pennsylvania

Bethlehem, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bethlehem, Pennsylvania.

Minimum Required Auto Insurance Coverage in Bethlehem, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Bethlehem, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bethlehem, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bethlehem, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,346 $2,346 $2,177 $2,177 $8,087 $8,087 $2,567 $2,567
GEICO $2,096 $1,813 $2,002 $1,733 $5,236 $4,540 $2,094 $1,812
Liberty Mutual $3,781 $3,781 $3,466 $3,466 $10,985 $10,985 $4,792 $4,792
Nationwide $1,825 $1,825 $1,732 $1,732 $5,191 $5,191 $2,051 $2,051
Progressive $2,753 $2,753 $2,462 $2,462 $9,064 $9,064 $3,512 $3,512
State Farm $1,695 $1,695 $1,506 $1,506 $6,232 $6,232 $1,880 $1,880
Travelers $1,795 $1,795 $1,951 $1,951 $27,153 $27,153 $2,146 $2,146
USAA $1,196 $1,196 $1,083 $1,083 $3,705 $3,705 $1,589 $1,589

Cheap Bethlehem, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bethlehem, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Bethlehem, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Bethlehem, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,087 $8,087
GEICO $5,236 $4,540
Liberty Mutual $10,985 $10,985
Nationwide $5,191 $5,191
Progressive $9,064 $9,064
State Farm $6,232 $6,232
Travelers $27,153 $27,153
USAA $3,705 $3,705

Cheap Bethlehem, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Bethlehem, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bethlehem, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,177
GEICO $2,002 $1,733
Liberty Mutual $3,466 $3,466
Nationwide $1,732 $1,732
Progressive $2,462 $2,462
State Farm $1,506 $1,506
Travelers $1,951 $1,951
USAA $1,083 $1,083

Cheap Bethlehem, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bethlehem, Pennsylvania compared to the annual auto insurance rates with a clean record in Bethlehem, Pennsylvania.

Annual Bethlehem, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $4,290 $3,629 $3,629
GEICO $1,961 $3,371 $2,625 $2,706
Liberty Mutual $5,235 $6,033 $5,878 $5,878
Nationwide $1,951 $2,613 $3,632 $2,602
Progressive $4,023 $5,597 $4,140 $4,031
State Farm $2,572 $3,084 $2,828 $2,828
Travelers $5,825 $8,335 $10,549 $8,335
USAA $1,517 $2,107 $2,253 $1,696

Cheap Bethlehem, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bethlehem, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Bethlehem, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Bethlehem, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,629
GEICO $2,625
Liberty Mutual $5,878
Nationwide $3,632
Progressive $4,140
State Farm $2,828
Travelers $10,549
USAA $2,253

Cheap Bethlehem, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bethlehem, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bethlehem, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,844 $3,621 $2,918
GEICO $4,004 $2,254 $1,740
Liberty Mutual $7,345 $5,269 $4,654
Nationwide $3,163 $2,608 $2,328
Progressive $5,877 $4,139 $3,327
State Farm $4,028 $2,491 $1,965
Travelers $8,970 $8,127 $7,687
USAA $2,362 $1,759 $1,559

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Cheap Bethlehem, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bethlehem, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Bethlehem, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bethlehem, Pennsylvania

ZIP Code Average Annual Rates
18015 $5,238
18016 $5,111
18017 $5,019
18018 $5,049
18020 $4,938

Cheap Bethlehem, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Bethlehem, Pennsylvania auto insurance. Find the cheapest annual Bethlehem, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bethlehem, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,716 $3,872
GEICO $2,625 $2,706
Liberty Mutual $5,609 $5,903
Nationwide $2,700 $2,700
Progressive $4,448 $4,448
State Farm $2,744 $2,912
Travelers $8,261 $8,261
USAA $1,839 $1,947

Cheap Bethlehem, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bethlehem, Pennsylvania? Check out the comparison of annual Bethlehem, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bethlehem, Pennsylvania

Insurance Company Low Medium High
Allstate $3,616 $3,820 $3,946
GEICO $2,401 $2,694 $2,903
Liberty Mutual $5,457 $5,801 $6,009
Nationwide $2,700 $2,739 $2,660
Progressive $4,033 $4,489 $4,821
State Farm $2,616 $2,875 $2,993
Travelers $8,271 $8,283 $8,230
USAA $1,739 $1,914 $2,027

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Best By Category: Cheapest Auto Insurance in Bethlehem, Pennsylvania

Compare the cheapest auto insurance companies in Bethlehem, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bethlehem, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bethlehem, Pennsylvania Auto Insurance Companies

What auto insurance companies in Bethlehem, Pennsylvania are the cheapest? Compare the top Bethlehem, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bethlehem, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,794
GEICO $2,666
Liberty Mutual $5,756
Nationwide $2,700
Progressive $4,448
State Farm $2,828
Travelers $8,261
USAA $1,893

What affects auto insurance rates in Bethlehem, Pennsylvania?

There are a lot of reasons why auto insurance rates in Bethlehem, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bethlehem, Pennsylvania. Many local factors may affect your Bethlehem auto insurance rates.

Bethlehem Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bethlehem, Pennsylvania commute length is 27.4 minutes according to City-Data.

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Compare Bethlehem, Pennsylvania Auto Insurance Quotes

Before you buy Bethlehem, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bethlehem, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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