Best Auto Insurance Companies That Don’t Penalize You if an Accident Isn’t Your Fault (2022)

The best auto insurance companies that don't penalize you if an accident isn't your fault will vary depending on the rules of your state. You may want to opt for an insurance provider that offers accident forgiveness. State Farm is one company that, on average, has zero penalties against drivers that didn’t cause an accident. Auto insurance companies that may penalize you if the accident is not your fault include Progressive, GEICO, Farmers, and Allstate

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UPDATED: Jun 29, 2022

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