Best Cheap Auto Insurance in Aberdeen, MD (2021)

The average Aberdeen, MD auto insurance rates are $384 per month. The minimum auto insurance in Aberdeen is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Aberdeen, Maryland, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Aberdeen for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Aberdeen, Maryland is 30/60/15
  • Average auto insurance rates in Aberdeen, MD for senior drivers are $3,002 per year

Aberdeen, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Aberdeen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aberdeen, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Aberdeen to other Maryland cities, including Baltimore auto insurance rates, Annapolis auto insurance rates, and Salisbury auto insurance rates to see how Aberdeen, Maryland auto insurance rates stack up.

Before you buy Aberdeen, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aberdeen, Maryland auto insurance quotes.

Minimum Auto Insurance in Aberdeen, Maryland

Aberdeen, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aberdeen, Maryland.

Minimum Required Auto Insurance Coverage in Aberdeen, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Aberdeen, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aberdeen, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aberdeen, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,920 $11,615 $3,092 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,038 $2,044 $1,845 $1,896 $4,815 $6,328 $2,364 $2,545
Progressive $2,477 $2,226 $2,155 $2,205 $8,938 $9,774 $2,884 $2,815
State Farm $2,468 $2,468 $2,278 $2,278 $7,827 $10,042 $2,762 $3,103
USAA $2,008 $1,971 $1,875 $1,870 $4,461 $5,264 $2,311 $2,577

Cheap Aberdeen, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aberdeen, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Aberdeen, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Aberdeen, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,920 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,715 $18,821
Nationwide $4,815 $6,328
Progressive $8,938 $9,774
State Farm $7,827 $10,042
USAA $4,461 $5,264

Cheap Aberdeen, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Aberdeen, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aberdeen, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,499 $6,499
Nationwide $1,845 $1,896
Progressive $2,155 $2,205
State Farm $2,278 $2,278
USAA $1,875 $1,870

Cheap Aberdeen, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aberdeen, Maryland compared to the annual auto insurance rates with a clean record in Aberdeen, Maryland.

Annual Aberdeen, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,411
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,627 $3,524 $2,810 $2,977
Progressive $3,568 $4,743 $4,321 $4,105
State Farm $3,722 $4,681 $4,105 $4,105
USAA $2,195 $2,693 $3,918 $2,363

Cheap Aberdeen, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aberdeen, Maryland is not easy. Compare the annual rates for DUI auto insurance in Aberdeen, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Aberdeen, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,060
Nationwide $2,810
Progressive $4,321
State Farm $4,105
USAA $3,918

Cheap Aberdeen, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aberdeen, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aberdeen, Maryland

Insurance Company Poor Fair Good
Allstate $6,650 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $3,815 $2,699 $2,439
Progressive $5,265 $3,965 $3,323
State Farm $6,072 $3,606 $2,782
USAA $3,724 $2,554 $2,099

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Cheap Aberdeen, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aberdeen, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Aberdeen, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aberdeen, Maryland

ZIP Code Average Annual Rates
21001 $3,971
21078 $3,889

Cheap Aberdeen, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Aberdeen, Maryland auto insurance. Find the cheapest annual Aberdeen, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aberdeen, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $8,894 $9,380
Nationwide $2,984 $2,984
Progressive $4,184 $4,184
State Farm $4,046 $4,261
USAA $2,706 $2,879

Cheap Aberdeen, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aberdeen, Maryland? Check out the comparison of annual Aberdeen, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aberdeen, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $2,854 $2,993 $3,106
Progressive $3,986 $4,184 $4,382
State Farm $3,915 $4,166 $4,379
USAA $2,647 $2,801 $2,929

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Best By Category: Cheapest Auto Insurance in Aberdeen, Maryland

Compare the cheapest auto insurance companies in Aberdeen, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aberdeen, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Aberdeen, Maryland Auto Insurance Companies

What auto insurance companies in Aberdeen, Maryland are the cheapest? Compare the top Aberdeen, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aberdeen, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,137
Nationwide $2,984
Progressive $4,184
State Farm $4,153
USAA $2,792

What affects auto insurance rates in Aberdeen, Maryland?

There are a lot of reasons why auto insurance rates in Aberdeen, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aberdeen, Maryland. Many local factors may affect your Aberdeen auto insurance rates.

Aberdeen Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Aberdeen, Maryland auto theft statistics, there have been 10 auto thefts in the city.

Aberdeen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aberdeen, Maryland commute length is 26.4 minutes according to City-Data.

Aberdeen Traffic

How does Aberdeen, Maryland rank for traffic? According to Inrix Aberdeen, Maryland is the 278th most congested worldwide.

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Compare Aberdeen, Maryland Auto Insurance Quotes

Before you buy Aberdeen, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aberdeen, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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