Best Cheap Auto Insurance in Elkridge, MD (2021)

The average Elkridge, MD auto insurance rates are $404 per month. The minimum auto insurance in Elkridge is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Elkridge, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Elkridge, MD for senior drivers are $3,150 per year
  • The cheapest auto insurance company in Elkridge is USAA
  • The most expensive auto insurance company in Elkridge for teen drivers is Liberty Mutual

Elkridge, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Elkridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elkridge, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Elkridge to other Maryland cities, including Frederick auto insurance rates, Bowie auto insurance rates, and Gaithersburg auto insurance rates to see how Elkridge, Maryland auto insurance rates stack up.

Before you buy Elkridge, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elkridge, Maryland auto insurance quotes.

Minimum Auto Insurance in Elkridge, Maryland

Elkridge, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elkridge, Maryland.

Minimum Required Auto Insurance Coverage in Elkridge, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Elkridge, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elkridge, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elkridge, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,994 $3,823 $3,825 $3,926 $11,875 $13,975 $3,588 $3,621
GEICO $2,660 $2,915 $3,041 $3,523 $8,062 $9,149 $2,278 $2,384
Liberty Mutual $6,594 $6,594 $6,519 $6,519 $12,768 $18,907 $6,594 $8,869
Nationwide $2,126 $2,130 $1,923 $1,976 $5,045 $6,626 $2,468 $2,655
Progressive $2,631 $2,357 $2,290 $2,345 $9,614 $10,492 $3,061 $2,971
State Farm $2,377 $2,377 $2,194 $2,194 $7,642 $9,800 $2,662 $3,001
USAA $2,050 $2,011 $1,917 $1,908 $4,565 $5,383 $2,354 $2,622

Cheap Elkridge, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elkridge, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Elkridge, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Elkridge, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,875 $13,975
GEICO $8,062 $9,149
Liberty Mutual $12,768 $18,907
Nationwide $5,045 $6,626
Progressive $9,614 $10,492
State Farm $7,642 $9,800
USAA $4,565 $5,383

Cheap Elkridge, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Elkridge, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elkridge, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,825 $3,926
GEICO $3,041 $3,523
Liberty Mutual $6,519 $6,519
Nationwide $1,923 $1,976
Progressive $2,290 $2,345
State Farm $2,194 $2,194
USAA $1,917 $1,908

Cheap Elkridge, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elkridge, Maryland compared to the annual auto insurance rates with a clean record in Elkridge, Maryland.

Annual Elkridge, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,373 $7,169 $5,373 $6,400
GEICO $3,007 $4,699 $5,734 $3,566
Liberty Mutual $6,588 $8,680 $13,076 $8,337
Nationwide $2,743 $3,685 $2,936 $3,111
Progressive $3,809 $5,080 $4,606 $4,386
State Farm $3,606 $4,550 $3,984 $3,984
USAA $2,241 $2,753 $3,999 $2,413

Cheap Elkridge, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elkridge, Maryland is not easy. Compare the annual rates for DUI auto insurance in Elkridge, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Elkridge, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,373
GEICO $5,734
Liberty Mutual $13,076
Nationwide $2,936
Progressive $4,606
State Farm $3,984
USAA $3,999

Cheap Elkridge, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elkridge, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elkridge, Maryland

Insurance Company Poor Fair Good
Allstate $7,887 $5,493 $4,855
GEICO $4,820 $3,991 $3,943
Liberty Mutual $13,109 $8,446 $5,956
Nationwide $3,991 $2,819 $2,547
Progressive $5,619 $4,240 $3,552
State Farm $5,902 $3,497 $2,694
USAA $3,800 $2,609 $2,146

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Cheap Elkridge, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elkridge, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Elkridge, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elkridge, Maryland

ZIP Code Average Annual Rates
21075 $4,146

Cheap Elkridge, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Elkridge, Maryland auto insurance. Find the cheapest annual Elkridge, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elkridge, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,992 $6,165
GEICO $4,181 $4,322
Liberty Mutual $8,926 $9,415
Nationwide $3,119 $3,119
Progressive $4,470 $4,470
State Farm $3,927 $4,134
USAA $2,763 $2,940

Cheap Elkridge, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elkridge, Maryland? Check out the comparison of annual Elkridge, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elkridge, Maryland

Insurance Company Low Medium High
Allstate $5,892 $6,027 $6,317
GEICO $4,088 $4,223 $4,443
Liberty Mutual $8,891 $9,147 $9,473
Nationwide $2,985 $3,128 $3,243
Progressive $4,250 $4,472 $4,689
State Farm $3,809 $4,045 $4,239
USAA $2,701 $2,861 $2,992

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Best By Category: Cheapest Auto Insurance in Elkridge, Maryland

Compare the cheapest auto insurance companies in Elkridge, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elkridge, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Elkridge, Maryland Auto Insurance Companies

What auto insurance companies in Elkridge, Maryland are the cheapest? Compare the top Elkridge, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elkridge, Maryland

Insurance Company Average Annual Rates
Allstate $6,079
GEICO $4,251
Liberty Mutual $9,170
Nationwide $3,119
Progressive $4,470
State Farm $4,031
USAA $2,851

What affects auto insurance rates in Elkridge, Maryland?

There are a lot of reasons why auto insurance rates in Elkridge, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elkridge, Maryland. Many local factors may affect your Elkridge auto insurance rates.

Elkridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elkridge, Maryland commute length is 29.4 minutes according to City-Data.

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Compare Elkridge, Maryland Auto Insurance Quotes

Before you buy Elkridge, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elkridge, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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