Best Cheap Auto Insurance in Severna Park, MD (2021)

The average Severna Park, MD auto insurance rates are $370 per month. The minimum auto insurance in Severna Park is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Severna Park, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Severna Park is 32.5 minutes
  • The minimum auto insurance required in Severna Park, Maryland is 30/60/15
  • The most expensive auto insurance company in Severna Park for teen drivers is Liberty Mutual

Severna Park, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Severna Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Severna Park, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Severna Park to other Maryland cities, including Annapolis auto insurance rates, Baltimore auto insurance rates, and Salisbury auto insurance rates to see how Severna Park, Maryland auto insurance rates stack up.

Before you buy Severna Park, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Severna Park, Maryland auto insurance quotes.

Minimum Auto Insurance in Severna Park, Maryland

Severna Park, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Severna Park, Maryland.

Minimum Required Auto Insurance Coverage in Severna Park, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Severna Park, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Severna Park, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Severna Park, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,753 $3,606 $3,587 $3,681 $11,132 $13,061 $3,384 $3,436
GEICO $2,299 $2,521 $2,628 $3,045 $7,051 $8,053 $1,971 $2,079
Liberty Mutual $5,953 $5,953 $5,885 $5,885 $11,550 $17,115 $5,953 $8,016
Nationwide $1,893 $1,898 $1,717 $1,764 $4,436 $5,809 $2,191 $2,356
Progressive $2,315 $2,087 $2,022 $2,064 $8,278 $9,036 $2,694 $2,629
State Farm $2,371 $2,371 $2,188 $2,188 $7,541 $9,660 $2,651 $2,985
USAA $1,950 $1,914 $1,825 $1,818 $4,342 $5,117 $2,242 $2,499

Cheap Severna Park, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Severna Park, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Severna Park, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Severna Park, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,132 $13,061
GEICO $7,051 $8,053
Liberty Mutual $11,550 $17,115
Nationwide $4,436 $5,809
Progressive $8,278 $9,036
State Farm $7,541 $9,660
USAA $4,342 $5,117

Cheap Severna Park, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Severna Park, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Severna Park, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,587 $3,681
GEICO $2,628 $3,045
Liberty Mutual $5,885 $5,885
Nationwide $1,717 $1,764
Progressive $2,022 $2,064
State Farm $2,188 $2,188
USAA $1,825 $1,818

Cheap Severna Park, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Severna Park, Maryland compared to the annual auto insurance rates with a clean record in Severna Park, Maryland.

Annual Severna Park, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,039 $6,723 $5,039 $6,020
GEICO $2,620 $4,091 $5,011 $3,102
Liberty Mutual $5,975 $7,859 $11,781 $7,541
Nationwide $2,431 $3,251 $2,599 $2,751
Progressive $3,324 $4,402 $4,018 $3,819
State Farm $3,578 $4,504 $3,948 $3,948
USAA $2,133 $2,618 $3,805 $2,296

Cheap Severna Park, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Severna Park, Maryland is not easy. Compare the annual rates for DUI auto insurance in Severna Park, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Severna Park, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,039
GEICO $5,011
Liberty Mutual $11,781
Nationwide $2,599
Progressive $4,018
State Farm $3,948
USAA $3,805

Cheap Severna Park, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Severna Park, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Severna Park, Maryland

Insurance Company Poor Fair Good
Allstate $7,401 $5,155 $4,559
GEICO $4,200 $3,480 $3,438
Liberty Mutual $11,848 $7,635 $5,385
Nationwide $3,518 $2,497 $2,260
Progressive $4,900 $3,683 $3,089
State Farm $5,839 $3,468 $2,677
USAA $3,614 $2,482 $2,043

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Cheap Severna Park, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Severna Park, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Severna Park, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Severna Park, Maryland

ZIP Code Average Annual Rates
21146 $3,786

Cheap Severna Park, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Severna Park, Maryland auto insurance. Find the cheapest annual Severna Park, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Severna Park, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,624 $5,786
GEICO $3,645 $3,767
Liberty Mutual $8,068 $8,511
Nationwide $2,758 $2,758
Progressive $3,891 $3,891
State Farm $3,892 $4,097
USAA $2,629 $2,797

Cheap Severna Park, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Severna Park, Maryland? Check out the comparison of annual Severna Park, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Severna Park, Maryland

Insurance Company Low Medium High
Allstate $5,572 $5,672 $5,871
GEICO $3,575 $3,685 $3,858
Liberty Mutual $8,050 $8,269 $8,548
Nationwide $2,639 $2,765 $2,870
Progressive $3,717 $3,894 $4,061
State Farm $3,771 $4,005 $4,207
USAA $2,571 $2,722 $2,847

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Best By Category: Cheapest Auto Insurance in Severna Park, Maryland

Compare the cheapest auto insurance companies in Severna Park, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Severna Park, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Severna Park, Maryland Auto Insurance Companies

What auto insurance companies in Severna Park, Maryland are the cheapest? Compare the top Severna Park, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Severna Park, Maryland

Insurance Company Average Annual Rates
Allstate $5,705
GEICO $3,706
Liberty Mutual $8,289
Nationwide $2,758
Progressive $3,891
State Farm $3,994
USAA $2,713

What affects auto insurance rates in Severna Park, Maryland?

There are a lot of reasons why auto insurance rates in Severna Park, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Severna Park, Maryland. Many local factors may affect your Severna Park auto insurance rates.

Severna Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Severna Park, Maryland commute length is 32.5 minutes according to City-Data.

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Compare Severna Park, Maryland Auto Insurance Quotes

Before you buy Severna Park, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Severna Park, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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