What discounts does Allstate offer?

FREE Auto Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top auto insurance companies and save!

Things to remember...
  • When shopping for low car insurance rates, comparing discounts is a great step to take
  • Allstate offers 29 discounts to its drivers, but you may not qualify for each of these discounts
  • Comparing at least three to four different quotes will help you to determine if you should buy coverage through Allstate


Your car insurance premium will understandably be one of the larger expenses in your budget. A certain level of car insurance is required by law, but many drivers prefer to purchase additional coverage types and to increase limits to enjoy the additional benefits that more coverage can provide.

A car accident or another damaging event can cost a fortune, and the right car insurance coverage need can dramatically reduce your related out-of-pocket expenses.

Make sure you aren’t overpaying for the coverage you need by using our free insurance comparison tool above! 

Who to Purchase Coverage From

Dollarphotoclub_61848568-1600x1600

Some drivers will request a quote for car insurance coverage from the first provider that comes to mind. Others, however, will focus on an insurance company’s overall reputation as well as its financial strength before deciding whether or not to request a quote. When you compare the options available, you likely will decide that you want to request a quote from Allstate.

More About Allstate

Since Allstate was founded in 1931, it has worked hard to develop great relationships with its customers and to offer insurance products that meet their needs.

Currently, this is the second largest insurance company in the United States.

The company offers car insurance as well as coverage from home, life, condo, boat and more. In addition, banking and investments products are available through Allstate.

Factors That Affect Allstate Insurance Rates

Before you request a quote for a new auto insurance policy through Allstate, it is important to understand which factors the company uses to determine rates. Like other insurance companies, Allstate analyzes a number of important factors when you request a quote. These include:

  • Your desired coverage types and limits
  • Your driving record
  • The vehicle that will be insured
  • Your age and gender
  • The zip code where you live
  • Your credit rating

These and other factors will be taken into account to determine your rate, but you may be able to lower this rate by taking advantage of some of the company’s many car insurance discounts.

Exploring Allstate Car Insurance Discounts

Altogether, Allstate offers 29 possible discounts to its drivers. This may sound like a high number of discounts, but keep in mind that some insurance companies offer as many as 36 or 38 discounts. You will need to review these auto insurance discounts and learn more about their savings potential and qualification requirements before can fully determine how they will benefit you.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

– Vehicle Discounts

If you have a newer vehicle, you may qualify for a discount right away simply based on the age of your vehicle. Many modern models also boast safety equipment that could qualify you for additional savings, and these features include passive restraint features, anti-lock brakes, anti-theft features, daytime running lights, and stability control features.

In addition, if you have a green vehicle, such as a hybrid or electric car, you can continue to add up savings from Allstate discounts.

– Driver’s Safety Discounts

adobestock_82307154-1600x1600-6

Safe drivers are well-rewarded at Allstate, and this is through the claims-free discount that can yield substantial savings. If you recently completed a driver’s education course, you may also qualify for a discount. Even if you have a blemish or two on your record, you may still qualify for Allstate’s safe driver discount.

– Use of the Vehicle

Your use and storage of the vehicle will also play a role in the discounts that you can qualify for. For example, when you use a vehicle for farming activities, you may benefit from financial savings. If you have a utility vehicle or if you normally travel very limited miles in your car, you could save money by qualifying for other discounts available through Allstate.

– Customer Loyalty

Allstate rewards its loyal customers through financial savings. For example, the insurer offers discounts for continuous coverage as well as for signing up for coverage early.

In addition, if you purchase life insurance through Allstate, you could qualify for additional financial savings through a bundled policies discount.

– Your Payments

Your financial management may play a role in your premium through Allstate. Those who elect to receive paperless statements or who enroll in automated payments can qualify for savings. Other discounts are available if you pay your premium in full and if you pay your bills on time regularly.

– Military and Student Discounts

AdobeStock_33153607-1600x1600

 

Allstate is an insurance company that recognizes the financial needs of certain individuals. If you are in the military or if you are a student, you may benefit from an additional car insurance premium discount. The company offers discounts for both good students as well as distant students.

Finding Other Ways to Save on Car Insurance

Using car insurance discounts from Allstate is just one of many ways to save money on car insurance. When you are comparing quotes from Allstate and other insurance companies, keep these additional money-saving ideas in mind:

  • Bundle your policies together
  • Choose a higher deductible
  • Improve your credit rating
  • Move to a more affordable area
  • Trade in your car for one that is more affordable to insure

Some of these opportunities to save money may be easier to implement than others, but they all can play a dramatic role on your auto insurance expense. Whether you are planning to get a new car soon, to move into a new area, or to make other significant changes, you can use these changes strategically to save money on car insurance when you plan ahead.

As you can see, you have many opportunities to save money on your car insurance premium through Allstate, but perhaps the most significant opportunity involves shopping around and comparing rates offered by different insurance companies.

In addition to requesting a new insurance rate quote from Allstate, choose at least two to three other reputable providers to request insurance quotes from as well. By taking this step, you may be able to easily get the full amount of car insurance coverage that you need at a price that is affordable for your budget.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

[0-9]
[0-9]