Best Cheap Auto Insurance in Vicksburg, MI (2021)

The average Vicksburg, MI auto insurance rates are $717 per month. The minimum auto insurance in Vicksburg is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Vicksburg, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Vicksburg, MI for senior drivers are $5,693 per year
  • The average commute length in Vicksburg is 20.8 minutes
  • The cheapest auto insurance company in Vicksburg is USAA

Vicksburg, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Vicksburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Vicksburg, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Vicksburg to other Michigan cities, including Detroit auto insurance rates, Dearborn auto insurance rates, and Flint auto insurance rates to see how Vicksburg, Michigan auto insurance rates stack up.

Before you buy Vicksburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Vicksburg, Michigan auto insurance quotes.

Minimum Auto Insurance in Vicksburg, Michigan

Vicksburg, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Vicksburg, Michigan.

Minimum Required Auto Insurance Coverage in Vicksburg, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Vicksburg, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Vicksburg, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vicksburg, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,002 $15,002 $13,906 $13,906 $37,518 $37,518 $15,811 $15,811
Farmers $4,082 $4,082 $3,816 $3,816 $8,889 $8,889 $4,581 $4,581
GEICO $3,750 $3,750 $3,829 $3,829 $10,683 $10,683 $3,590 $3,590
Liberty Mutual $12,631 $12,631 $12,507 $12,507 $29,564 $29,564 $12,631 $12,631
Nationwide $3,499 $3,499 $3,122 $3,122 $9,126 $9,126 $3,830 $3,830
Progressive $3,087 $2,870 $2,722 $3,044 $11,206 $11,924 $3,594 $3,322
State Farm $5,592 $5,592 $5,173 $5,173 $19,431 $19,431 $6,564 $6,564
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,344 $2,248 $2,200 $2,095 $5,829 $5,625 $2,884 $2,808

Cheap Vicksburg, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Vicksburg, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Vicksburg, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Vicksburg, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,518 $37,518
Farmers $8,889 $8,889
GEICO $10,683 $10,683
Liberty Mutual $29,564 $29,564
Nationwide $9,126 $9,126
Progressive $11,206 $11,924
State Farm $19,431 $19,431
Travelers $13,395 $13,395
USAA $5,829 $5,625

Cheap Vicksburg, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Vicksburg, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Vicksburg, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,906 $13,906
Farmers $3,816 $3,816
GEICO $3,829 $3,829
Liberty Mutual $12,507 $12,507
Nationwide $3,122 $3,122
Progressive $2,722 $3,044
State Farm $5,173 $5,173
Travelers $3,858 $3,858
USAA $2,200 $2,095

Cheap Vicksburg, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Vicksburg, Michigan compared to the annual auto insurance rates with a clean record in Vicksburg, Michigan.

Annual Vicksburg, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,049 $13,405 $44,747 $14,035
Farmers $4,497 $5,713 $5,648 $5,510
GEICO $1,918 $4,069 $12,313 $3,552
Liberty Mutual $11,651 $14,167 $26,510 $15,005
Nationwide $4,207 $5,572 $5,077 $4,721
Progressive $4,425 $5,813 $5,225 $5,421
State Farm $5,865 $7,021 $15,118 $8,756
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,623 $3,259 $4,276 $2,859

Cheap Vicksburg, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Vicksburg, Michigan is not easy. Compare the annual rates for DUI auto insurance in Vicksburg, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Vicksburg, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,747
Farmers $5,648
GEICO $12,313
Liberty Mutual $26,510
Nationwide $5,077
Progressive $5,225
State Farm $15,118
Travelers $10,331
USAA $4,276

Cheap Vicksburg, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Vicksburg, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Vicksburg, Michigan

Insurance Company Poor Fair Good
Allstate $31,172 $17,265 $13,240
Farmers $7,103 $4,645 $4,279
GEICO $7,021 $5,164 $4,204
Liberty Mutual $26,611 $15,381 $8,508
Nationwide $6,096 $4,630 $3,956
Progressive $6,032 $5,069 $4,562
State Farm $14,875 $7,551 $5,144
Travelers $6,813 $6,608 $6,525
USAA $4,857 $2,772 $2,134

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Cheap Vicksburg, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Vicksburg, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Vicksburg, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Vicksburg, Michigan

ZIP Code Average Annual Rates
49097 $6,082

Cheap Vicksburg, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Vicksburg, Michigan auto insurance. Find the cheapest annual Vicksburg, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Vicksburg, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,559 $20,559
Farmers $5,342 $5,342
GEICO $5,339 $5,586
Liberty Mutual $16,258 $17,409
Nationwide $4,894 $4,894
Progressive $5,221 $5,221
State Farm $8,952 $9,428
Travelers $6,611 $6,686
USAA $3,218 $3,290

Cheap Vicksburg, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Vicksburg, Michigan? Check out the comparison of annual Vicksburg, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vicksburg, Michigan

Insurance Company Low Medium High
Allstate $20,095 $20,600 $20,982
Farmers $5,211 $5,331 $5,485
GEICO $5,121 $5,416 $5,852
Liberty Mutual $16,431 $16,795 $17,275
Nationwide $5,103 $4,816 $4,763
Progressive $5,081 $5,226 $5,356
State Farm $8,775 $9,241 $9,554
Travelers $6,575 $6,656 $6,715
USAA $3,162 $3,261 $3,340

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Best By Category: Cheapest Auto Insurance in Vicksburg, Michigan

Compare the cheapest auto insurance companies in Vicksburg, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Vicksburg, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Vicksburg, Michigan Auto Insurance Companies

What auto insurance companies in Vicksburg, Michigan are the cheapest? Compare the top Vicksburg, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Vicksburg, Michigan

Insurance Company Average Annual Rates
Allstate $20,559
Farmers $5,342
GEICO $5,463
Liberty Mutual $16,833
Nationwide $4,894
Progressive $5,221
State Farm $9,190
Travelers $6,649
USAA $3,254

What affects auto insurance rates in Vicksburg, Michigan?

There are a lot of reasons why auto insurance rates in Vicksburg, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Vicksburg, Michigan. Many local factors may affect your Vicksburg auto insurance rates.

Vicksburg Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Vicksburg, Michigan auto theft statistics, there have been 3 auto thefts in the city.

Vicksburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Vicksburg, Michigan commute length is 20.8 minutes according to City-Data.

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Compare Vicksburg, Michigan Auto Insurance Quotes

Before you buy Vicksburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Vicksburg, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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