Are Toyota Sequoias Expensive to Insure?

If you want to buy inexpensive Toyota Sequoia insurance coverage then you should know that a policy will cost $121 per month ($1,454 per year) on average. On average, Toyota Sequoia comprehensive insurance coverage costs $354, collision coverage costs $517, and liability coverage costs $410.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • Toyota Sequoia insurance costs around $65 less per year than the average vehicle

Toyota Sequoia insurance rates are about a little less per year than the average vehicle with full coverage averaging $1,454 a year or $121 a month. Drivers of an older Toyota Sequoia may choose to get liability coverage only which costs around $583 a year or $49 a month.

Good drivers can save up to $599 in policy discounts by practicing safe driving habits. We’re going to look at Toyota Sequoia insurance rates, crash test ratings, and more.

You can start comparing quotes for Toyota Sequoia car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Sequoia Insurance Cost

The average car insurance costs for a Toyota Sequoia are $1,454 a year or $121 a month.

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Are Toyota Sequoias Expensive to Insure?

The chart below details how Toyota Sequoia insurance rates compare to other SUVs like the BMW X3, Chevrolet Traverse, and Mercedes-Benz GLC 300.

Vehicle Comprehensive Collision Liability Total
Toyota Sequoia $332 $566 $398 $1,454
BMW X3 $376 $656 $372 $1,562
Chevrolet Traverse $336 $470 $316 $1,258
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Buick Encore $322 $562 $372 $1,414
BMW X5 $444 $750 $372 $1,724
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Sequoia Insurance?

The Toyota Sequoia trim and model you choose can impact the total price you will pay for Toyota Sequoia car insurance coverage.

Age of the Vehicle

Older Toyota Sequoia models generally cost less to insure. For example, auto insurance for a 2018 Toyota Sequoia costs $1,454, while 2010 Toyota Sequoia insurance costs are $1,202, a difference of $252.

Model Year Comprehensive Collision Liability Total
2018 Toyota Sequoia $332 $566 $398 $1,454
2017 Toyota Sequoia $320 $552 $416 $1,446
2016 Toyota Sequoia $310 $530 $430 $1,428
2015 Toyota Sequoia $292 $512 $442 $1,404
2014 Toyota Sequoia $282 $474 $452 $1,366
2013 Toyota Sequoia $270 $446 $456 $1,330
2012 Toyota Sequoia $258 $400 $460 $1,276
2011 Toyota Sequoia $242 $368 $460 $1,228
2010 Toyota Sequoia $234 $346 $464 $1,202
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Driver Age

Driver age can have a significant effect on Toyota Sequoia car insurance rates. For example, 20-year-old drivers pay $1,778 more for their Toyota Sequoia car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Sequoia insurance rates. For example, drivers in New York may pay $378 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Sequoia car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Sequoia car insurance with violations on their driving record.

Toyota Sequoia Crash Test Ratings

Good Toyota Sequoia crash test ratings mean the VW is safer, which could mean cheaper Toyota Sequoia car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2019 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2018 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2018 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2017 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2017 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2016 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2016 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Sequoia Safety Features

Most drivers don’t realize that not only do Toyota Sequoia safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Toyota Sequoia auto insurance rates. The Toyota Sequoia’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Front Tow Hooks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Cross-Traffic Alert

Toyota Sequoia Insurance Loss Probability

The lower percentage means lower Toyota Sequoia auto insurance rates; higher percentages mean higher Toyota Sequoia car insurance rates. The Toyota Sequoia’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -30%
Property Damage 3%
Comprehensive -20%
Personal Injury -43%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Toyota Sequoia Finance and Insurance Cost

When financing a Toyota Sequoia, most lenders will require your carry higher Toyota Sequoia coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Sequoia car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Toyota Sequoia Insurance

You have more options at your disposal to save money on your Toyota Sequoia car insurance costs. For example, try these five tips:

  • Check the Odometer on Your Toyota Sequoia
  • Buy An Older Toyota Sequoia
  • Don’t Skimp On Toyota Sequoia Liability Coverage
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Toyota Sequoia
  • Install an Aftermarket Anti-Theft Device for Your Toyota Sequoia

Top Toyota Sequoia Insurance Companies

Who is the top auto insurance company for Toyota Sequoia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Sequoia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Sequoia offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Sequoia Insurance Quotes Online

You can start comparing quotes for Toyota Sequoia auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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