Toyota Sequoia Auto Insurance (2023)
If you want to buy inexpensive Toyota Sequoia insurance coverage then you should know that a policy will cost $121 per month ($1,454 per year) on average. On average, Toyota Sequoia comprehensive insurance coverage costs $354, collision coverage costs $517, and liability coverage costs $410.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,454 a year or $121 each month
- A liability-only policy costs around $583 a year or $49 each month
- Highest rates are for teenage drivers at around $5,314 a year or $443 each month
- Good drivers can save as much as $599 a year by earning policy discounts
- Toyota Sequoia insurance costs around $65 less per year than the average vehicle
Toyota Sequoia insurance rates are about a little less per year than the average vehicle with full coverage averaging $1,454 a year or $121 a month. Drivers of an older Toyota Sequoia may choose to get liability coverage only which costs around $583 a year or $49 a month.
Good drivers can save up to $599 in policy discounts by practicing safe driving habits. We’re going to look at Toyota Sequoia insurance rates, crash test ratings, and more.
You can start comparing quotes for Toyota Sequoia car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Sequoia Insurance Cost
The average car insurance costs for a Toyota Sequoia are $1,454 a year or $121 a month.
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Are Toyota Sequoias Expensive to Insure?
The chart below details how Toyota Sequoia insurance rates compare to other SUVs like the BMW X3, Chevrolet Traverse, and Mercedes-Benz GLC 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| BMW X3 | $376 | $656 | $372 | $1,562 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| BMW X5 | $444 | $750 | $372 | $1,724 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Sequoia Insurance?
The Toyota Sequoia trim and model you choose can impact the total price you will pay for Toyota Sequoia car insurance coverage.
Age of the Vehicle
Older Toyota Sequoia models generally cost less to insure. For example, auto insurance for a 2018 Toyota Sequoia costs $1,454, while 2010 Toyota Sequoia insurance costs are $1,202, a difference of $252.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| 2017 Toyota Sequoia | $320 | $552 | $416 | $1,446 |
| 2016 Toyota Sequoia | $310 | $530 | $430 | $1,428 |
| 2015 Toyota Sequoia | $292 | $512 | $442 | $1,404 |
| 2014 Toyota Sequoia | $282 | $474 | $452 | $1,366 |
| 2013 Toyota Sequoia | $270 | $446 | $456 | $1,330 |
| 2012 Toyota Sequoia | $258 | $400 | $460 | $1,276 |
| 2011 Toyota Sequoia | $242 | $368 | $460 | $1,228 |
| 2010 Toyota Sequoia | $234 | $346 | $464 | $1,202 |
Driver Age
Driver age can have a significant effect on Toyota Sequoia car insurance rates. For example, 20-year-old drivers pay $1,778 more for their Toyota Sequoia car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Sequoia insurance rates. For example, drivers in New York may pay $378 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Sequoia car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Sequoia car insurance with violations on their driving record.
Toyota Sequoia Crash Test Ratings
Good Toyota Sequoia crash test ratings mean the VW is safer, which could mean cheaper Toyota Sequoia car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Sequoia SUV 4WD | N/R | N/R | N/R | 4 stars |
| 2019 Toyota Sequoia SUV 2WD | N/R | N/R | N/R | 4 stars |
| 2018 Toyota Sequoia SUV 4WD | N/R | N/R | N/R | 4 stars |
| 2018 Toyota Sequoia SUV 2WD | N/R | N/R | N/R | 4 stars |
| 2017 Toyota Sequoia SUV 4WD | N/R | N/R | N/R | 4 stars |
| 2017 Toyota Sequoia SUV 2WD | N/R | N/R | N/R | 4 stars |
| 2016 Toyota Sequoia SUV 4WD | N/R | N/R | N/R | 4 stars |
| 2016 Toyota Sequoia SUV 2WD | N/R | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Sequoia Safety Features
Most drivers don’t realize that not only do Toyota Sequoia safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Toyota Sequoia auto insurance rates. The Toyota Sequoia’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Front Tow Hooks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Cross-Traffic Alert
Toyota Sequoia Insurance Loss Probability
The lower percentage means lower Toyota Sequoia auto insurance rates; higher percentages mean higher Toyota Sequoia car insurance rates. The Toyota Sequoia’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -30% |
|---|---|
| Property Damage | 3% |
| Comprehensive | -20% |
| Personal Injury | -43% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Toyota Sequoia Finance and Insurance Cost
When financing a Toyota Sequoia, most lenders will require your carry higher Toyota Sequoia coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Sequoia car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Toyota Sequoia Insurance
You have more options at your disposal to save money on your Toyota Sequoia car insurance costs. For example, try these five tips:
- Check the Odometer on Your Toyota Sequoia
- Buy An Older Toyota Sequoia
- Don’t Skimp On Toyota Sequoia Liability Coverage
- Work with a Direct Insurer Instead of an Insurance Broker for Your Toyota Sequoia
- Install an Aftermarket Anti-Theft Device for Your Toyota Sequoia
Top Toyota Sequoia Insurance Companies
Who is the top auto insurance company for Toyota Sequoia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Sequoia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Sequoia offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Sequoia Insurance Quotes Online
You can start comparing quotes for Toyota Sequoia auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
What factors can affect the cost of auto insurance for a Toyota Sequoia?
Several factors can impact the cost of auto insurance for a Toyota Sequoia. The seven factors include:
- The driver’s age
- Driving history
- Location
- Credit score
- Coverage options chosen
- Deductible amount
- The specific model and trim of the Toyota Sequoia
Is the cost of auto insurance higher for a Toyota Sequoia compared to other vehicles?
The cost of auto insurance can vary depending on various factors, including the make and model of the vehicle. Generally, larger and more expensive vehicles like the Toyota Sequoia may have higher insurance premiums due to the potential cost of repairs or replacement. However, insurance rates can also be influenced by the vehicle’s safety features, crash test ratings, and theft rates.
Are there any specific safety features in the Toyota Sequoia that can help reduce insurance premiums?
The Toyota Sequoia is equipped with several safety features that may help lower insurance premiums. Here are the seven features include:
- Anti-lock brakes
- Traction control
- Stability control
- Adaptive cruise control
- Lane departure warning
- Collision mitigation systems
- Advanced airbag systems
Insurance providers often consider these safety features when determining rates.
What type of coverage should I consider for my Toyota Sequoia?
The type of coverage you should consider for your Toyota Sequoia depends on your individual needs and preferences. However, it is generally recommended to have liability insurance, which is required by law in most states. Additionally, comprehensive and collision coverage can help protect your vehicle from damage or theft. It’s advisable to consult with an insurance agent to determine the coverage options that best suit your situation.
Can I get discounts on auto insurance for my Toyota Sequoia?
Yes, many insurance providers offer discounts that may be applicable to your Toyota Sequoia. Five common discounts include:
- Safe driver discounts
- Multi-vehicle discounts
- Multi-policy discounts (if you have other policies with the same insurer)
- Anti-theft device discounts
- Discounts for certain safety features
It’s recommended to inquire about available discounts from your insurance provider to maximize your savings.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.