What are SR-22 and FR-44 insurance in Florida?

If you live in Florida, it’s important to know about your state’s SR-22 and FR-44 insurance laws. SR-22 and FR-44 coverages are necessary if you commit a serious driving infraction, but the rules vary regarding which type of coverage you might need in any given situation. Several companies in Florida offer coverage for SR-22 and…

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Does auto insurance cover engine failure?

Does insurance cover engine failure? Engine failure is one thing no car owner ever wants to deal with. Not only does it make the vehicle completely unusable for a while, but it also comes with a significant price tag. That’s why it’s reasonable to ask whether your car insurance covers engine failure. In some cases,…

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How to Insure a Car for 1 Month in 2024

Whenever you drive a car, having insurance is important. Whether you get a full policy or month-to-month auto insurance, you need coverage. Accidents happen all the time no matter how carefully you drive, and even when an accident is not your fault, there are situations that can end up costing you a lot of money….

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Should I get gap insurance for a used car? (2024)

A top question readers ask is, “Should I get gap insurance on a used car?” You should get gap insurance for a used car if you finance it and the loan exceeds its market value, which could be the case for newer used vehicles, long-term loans, or loans without a down payment.  So, what’s gap…

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Do you need auto insurance to be towed?

If your car has ever stalled out on the side of the road, or if you’ve ever been in a car accident, you may have had to get your vehicle towed. Getting towed is not the end of the world, but it can be a hassle. Depending on the type of insurance you have, you…

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How Vehicle Year Affects Auto Insurance Rates in 2024

The age of your vehicle affects auto insurance rates significantly. For example, older cars have depreciated value, meaning they cost less for insurance companies to replace. However, new cars could see cheap auto insurance rates too if they’re equipped with safety and anti-theft features. Read More: How to Get an Anti-Theft Auto Insurance Discount However,…

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Does auto insurance cover key replacement?

If you’ve ever lost your car keys, you know how stressful it can be to get a new set. Unfortunately, the stress of replacing lost or stolen car keys can multiply if you have to get a new key fob, which can cost hundreds of dollars. Depending on the type of car insurance coverage you…

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8 Best Pay-As-You-Go Auto Insurance Companies (2024)

Nationwide and Allstate are the best pay-as-you-go auto insurance companies for being available in more states than other pay-per-mile car insurance companies. If you don’t drive often, compare the best pay-as-you-go auto insurance companies to get low-mileage discounts. Allstate Milewise has the lowest rates for high-mileage drivers. Worried about tracking devices? MileAuto only asks for…

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Best 3-Month Auto Insurance (2024)

Can I get a three-month car insurance plan? If you’re wondering how to get auto insurance for three months or other monthly car insurance, you’re not alone. A driver who comes across a question like this is generally looking for temporary car insurance policies, and there are many reasons why someone would need a short-term…

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Best Auto Insurance for Families in 2024 (Your Guide to the Top 10 Companies)

American Family distinguishes itself as the best auto insurance for families, offering competitive rates beginning at just $22 monthly for comprehensive coverage. In conjunction with Erie and Allstate, they offer affordable prices and a wide selection of full coverage options tailored to meet your specific driving needs. Auto insurance is mandatory for US drivers, but…

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Mechanical Breakdown Insurance (MBI) (2024)

Mechanical breakdown coverage (MBI) is optional auto insurance that covers repairs. You can add mechanical breakdown insurance to your policy to help with major systems, like your car’s engine and transmission. In addition, MBI covers things on your vehicle not covered by a standard auto insurance policy. Mechanical breakdown insurance functions like an extended warranty,…

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Toyota vs. Mazda Auto Insurance (2024)

It is tough to compare auto insurance company options for two cars that are manufactured by different companies. Besides the model, year, and condition of the Toyota and Mazda cars, the personal information of the driver also plays an important role in calculating premiums. While Mazda and Toyota models are relatively inexpensive to insure, a recent…

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Types of Auto Insurance (2024)

When purchasing a car insurance policy, picking and choosing the types of auto insurance coverage you need from the best auto insurance companies can be overwhelming. Not having enough coverage can result in high out-of-pocket costs, while having unnecessary auto insurance coverage types means paying higher rates. While states require drivers to carry some coverages, other coverages,…

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Cheap Usage-Based Auto Insurance in 2024 (Save With These 7 Companies)

When it comes to cheap usage-based auto insurance, our top choices are Safeco, Mercury, and Travelers, which offer programs that track your driving habits to offer generous discounts to safe drivers. Safeco is the top choice for telematics insurance companies because it provides personalized feedback to help you drive better. Although Safeco may not be…

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Washington, D.C. Auto Insurance (2024)

Finding cheap auto insurance quotes in Washington, D.C. will come down to your habits as a driver and the kind of company you shop with. D.C. insurance companies consider various factors that affect auto insurance rates, such as age, driving record, credit score, and ZIP code. You’ll get the cheapest car insurance in D.C. when…

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Who is covered on my auto insurance?

When you buy auto insurance, it’s fair to assume that only yourself and other drivers you’ve listed on the policy are covered to drive your cars. There may come a time where a friend may need to borrow your car or a family member from out of town will take the car for errands. Simply…

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Do you need insurance to test drive a car at the dealership?

Yes, you can usually test drive a car without insurance. But you must make sure that you have insurance under the dealership’s coverage. Otherwise, you are better off getting separate insurance to cover you while you test drive the vehicles you are checking out before buying. Test driving a vehicle gives you an accurate picture…

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Do I need proof of insurance when buying a used car? (2024)

Do you need proof of insurance to buy a used car? Let’s dive into the answers in detail, so you understand everything you need to know before purchasing a used vehicle. Looking to buy auto insurance for a used car? Keep reading to learn how to get proof of insurance before buying a car, whether…

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Oregon Auto Insurance (2024)

If your Oregon auto insurance is expensive, there are ways you can save. Picking the right company and coverages can go a long way to helping you find affordable Oregon auto insurance quotes.  Read on to learn more about insurance laws in the Beaver State, then explore which companies might offer cheap car insurance in…

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Dodge Ram 1500 vs. Chevrolet Silverado Auto Insurance (2024)

Those drivers who own trucks love the versatility and toughness of their rides, and most have a fierce loyalty to one brand or another. The Dodge Ram 1500 and the Chevy Silverado are both popular pickups that are driven in every corner of the United States. Comparing the auto insurance of two different trucks requires…

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When should I drop my full coverage auto insurance?

You’re required by state law to carry auto insurance, but there’s no vehicle code that says that you must buy insurance that protects your vehicle. Instead, state auto insurance requirements indicate that vehicle owners must carry third-party liability in the case of an accident. Since the state is only concerned with liability coverage, you’re left…

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Auto Insurance for Different Types of Drivers (2024)

Perhaps you’ve spent time serving this country. Or you’re the parent of a bright-eyed teenager learning what it’s like to get behind the wheel for the first time. Maybe you’re strapped for cash, waiting for the next financial breakthrough. Or, you’ve had one too many violations, and now you’re struggling to find coverage. When it…

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Pennsylvania Auto Insurance (2024)

Are you looking for cheap car insurance in Pennsylvania? Auto insurance in Pennsylvania can be expensive, but drivers can reduce their auto insurance rates with a little effort. One of the best ways to lower rates is to compare different insurance companies in PA based on factors affecting driver’s rates, such as DUIs or bad…

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Best Rideshare Auto Insurance in 2024 (Find the Top 10 Providers Here)

State Farm is the best rideshare auto insurance company because it extends personal coverage to all phases. State Farm, Allstate, and Geico are the top rideshare insurance companies for their wide availability, customizable coverage, and low rates. Allstate rideshare policy add-ons are the cheapest, costing $20 annually. Be aware that liability insurance doesn’t apply during…

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One-Day Auto Insurance (2024)

Car insurance is a unique product offered by an insurance carrier. Customers drive what is offered by car insurance carriers due to the immense competition that exists in the marketplace. You as a consumer can dictate what you want regarding the coverage provided by the following: The policy The policy length And more Taking this…

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Garageless Classic Car Insurance (2024)

Classic cars are more than just vehicles. They often represent a beloved hobby as well. In many cases, classic car owners consider these vehicles to be among their most prized possessions. While many owners opt for securing their car in a garage, the reality is not everyone has access to this resource. Classic car auto…

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Does damage to a parked car cause insurance rate increases?

Damage to a parked car can cause insurance rate increases if you have to file a claim on your uninsured/underinsured (UM/UIM) motorist coverage. However, this only applies if it was a hit-and-run or the other driver has inadequate or no insurance. The at-fault driver’s liability auto insurance will pay your damages if you locate them….

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Does auto insurance cover car seats?

When you have a baby, one of the most important purchases you make is their car seat. And if you’re ever in an accident with your child, a proper car seat will help to protect your most precious cargo. However, you will also need to replace your car seat after it has been in an…

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What is a good auto insurance score?

What is an auto insurance score? Even though they sound similar, your insurance score and your credit score are actually two different things. Your insurance score helps auto insurance companies determine what coverage rate to charge you, as it evaluates your risk as a driver. Insurance companies are trying to figure out the likelihood that…

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Auto Insurance for Turbocharged Vehicles (2024)

Many people enjoy fixing up their cars by adding features such as new radios, external accents like high-level spoilers, risers, and even turbochargers to rev up the engine and get their vehicles noticed. If you make such additions to your vehicle, you are required to report any changes you make to your auto insurance company…

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Do you need auto insurance to get a license plate? (2024)

Can you get a license plate without insurance? In most states, you do need auto insurance to get a license plate, though it isn’t required in eight states. However, you’ll still need to show some financial responsibility by paying an uninsured motorist fee or getting a surety bond. Read More: How to Create a Surety Bond…

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Is full coverage auto insurance required to lease a car?

Leasing a car is a convenient way to get a brand-new car while still preserving your money. However, you should also examine if it is the best way that you can use your money. Can you lease a car without insurance? Driving without insurance is illegal in almost every state, but is full coverage auto insurance…

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Does auto insurance cover car dents?

It can be frustrating to see dents mar the once-smooth, gleaming surface of your car, and even more so to find that the price to restore your vehicle to its former condition is so high. If you have a wreck involving another party, their insurer may offer compensation for cosmetic damage, but this is not…

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Cheap Auto Insurance for Rebuilt or Salvage Title Vehicles in 2024

If you’re a California driver whose car has recently been declared a “dismantled” or “junk” vehicle, you’re probably wondering what comes next for you and your car or truck. Is a salvage title hard to insure? It’s a common question for vehicle owners hoping to hold onto a car they love that is no longer…

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How much commission do auto insurance agents make? (2024)

Usually, auto insurance agents make around 10%-15% in commission, and the average annual salary is $49,840. The primary work of insurance agents is to sell one or more types of insurance products to their clients on behalf of the companies they work for or partner with. Read More: How do I become an auto insurance…

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Can you drive a car if your name is not on the insurance?

There may be times when you need to borrow a relative’s or friend’s car. So, you may ask yourself, “Does my name have to be on the car insurance to drive it?” On the other hand, the owner may wonder, “Do I have to name every driver on my insurance policy? Can other people drive…

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Do you need medical payment coverage on auto insurance?

Three million people are injured in six million car accidents each year. Due to this, 49 of the 50 states mandate that all drivers carry auto insurance with at least liability coverage. When you are in an accident, it can be frightening, and paying for medical care may be the last thing on your mind….

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Auto Insurance Comprehensive Claim Defined (2024)

Choosing the right type of auto insurance coverage for your vehicle can get confusing. Many drivers find themselves wondering — what is the difference between collision insurance and comprehensive coverage, and what is a comprehensive loss? The information in this article is intended to help answer the important questions you have about your auto insurance…

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How does gap insurance work after a car is stolen? (2024)

You may be wondering how gap insurance works after your car gets stolen. Will gap insurance cover a stolen car? If you have gap insurance on a stolen car, some insurers will cover you if you carry comprehensive auto insurance coverage. Read More: Does auto insurance pay if my car is stolen? This article answers the question, “Does…

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Government Assistance Programs for Low-Income Drivers in 2024

Government assistance programs for low-income drivers can help with car insurance payments if you live in California, New Jersey, or Hawaii. These state-sponsored insurance options offer affordable car insurance for low-income families who need to meet state minimum auto insurance requirements. Also, if low-income auto insurance assistance programs are unavailable in your state, there are still…

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Cheap Non-Owner Auto Insurance in 2024 (Save Big With These 8 Companies!)

Progressive, State Farm, and Nationwide have the cheapest non-owner auto insurance. Each has affordable rates and multiple coverage options for non-owners.  If you don’t own a car but frequently borrow or rent cars, then non-owner car insurance from one of the best auto insurance companies may be for you.  Luckily, there are plenty of affordable…

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Audi vs. Mercedes Auto Insurance (2024)

Audi and Mercedes-Benz have been producing stylish-looking vehicles for decades that are famous for their engineering and reliability. If you’re in the market for an Audi or Mercedes, then you may also be wondering which manufacturer gets the best auto insurance rates before you make your decision! There are many things to consider when you’re…

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Scion tC Auto Insurance (2024)

The Scion tC is a sleek looking vehicle with some zip, but unlike many sports cars, you won’t break the bank to buy it. What’s even better is that there are several ways to get affordable and reliable auto insurance for the cool looking car. Check out great insurance for a Scion tC by entering…

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Nissan 370Z Auto Insurance (2024)

Key takeaways: Full coverage costs around $1,676 a year or $140 each month A liability-only policy costs around $672 a year or $56 each month The highest rates are for teenage drivers at around $6,126 a year or $511 each month Good drivers can save as much as $691 a year by earning policy discounts…

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Cheap Volkswagen Auto Insurance (2024)

Since Volkswagen auto insurance can be expensive depending on factors such as your driving record, your place of residence, and your credit score, finding a decent rate usually takes some research. Compare auto insurance rates online by vehicle make and model to find the most affordable car insurance for Volkswagens. The Volkswagen Beetle is the cheapest…

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Cheap Assigned Risk Pool Auto Insurance (2024)

When seeking auto insurance, drivers are assessed according to their risk factor. Some drivers ultimately end up purchasing an assigned risk auto insurance policy, but there are some benefits to be had in this situation. By entering your ZIP code into the FREE quote tool on this page, you will be on your way to…

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Uninsured Motorist Property Damage (UMPD) Coverage (2024)

Uninsured motorist property damage (UMPD) coverage is an important coverage to have for most drivers. If your car or property gets damaged by a driver without car insurance, uninsured motorist property damage will cover your repair bills. Not all states require uninsured motorist property damage insurance, but you may want to consider buying it from…

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How Celebrities Purchase Auto Insurance for Their Cars (2024)

As Americans, fascination with celebrity life is part of our culture. It is no wonder, then, that we are often interested in not only the most salacious aspects of celebrities’ lives but also the most mundane. Many people wonder how celebrities purchase car insurance, and if it is fundamentally different from how the rest of us…

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What are the average collateral insurance premiums? (2024)

One of the most exciting times for a consumer is purchasing a new car. For the average consumer, though, you most likely had to buy the finance the vehicle instead of paying for it outright. If this was the case and you did finance your vehicle, you probably signed a series of documents outlining your…

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Best Commercial Auto Insurance Companies (2024)

Commercial auto insurance providers know that your business cannot move forward without properly insured vehicles. They know that you count on auto insurance for those vehicles for tasks of the highest importance, such as mobility for delivery of products or transporting your employees and guests to those necessary destinations that keep you in business. Hazardous…

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Who are the reputable auto insurance companies? (2024)

Many individuals and families seek a reputable auto insurance company to provide insurance coverage for their vehicles. It may be to purchase a new automobile, or it may be to find a new company because an existing policy raised premium costs. With so many companies selling auto insurance in the current market, it is difficult…

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What are the recommended auto insurance coverage levels?

Knowing which level of auto insurance you need can be confusing.  There is no end-all-be-all of coverage that will suit each customer perfectly. Compare rates to see all the options available for you so you can choose the best available. Enter your ZIP code above into our free auto insurance comparison tool to see the…

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Cheap Auto Insurance for Teachers in 2024 (Save With These 8 Companies!)

Geico, Farmers, and Progressive have the cheapest auto insurance for teachers. However, our top pick for the cheapest teachers car insurance is Geico, averaging $70/mo for minimum coverage. Several different companies also offer auto insurance discounts for teachers and educators. Still, there’s a chance you could also save more money through other ways. Educators should…

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Best Auto Insurance for Limousines in 2024

All individuals are required to have auto insurance in case they are involved in an accident; however; it is critical to have proper insurance coverage if you drive a limousine. You want to make sure your passengers, employees, and limousines are taken care of if there is an accident. Therefore, there are several things that…

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Does auto insurance cover a second driver when renting a car? (2024)

Does car rental insurance cover other drivers? Auto insurance does cover a second driver when renting a car if they’re on your insurance or rental agreement. The best auto insurance companies usually extend your policy to rental cars, covering other named drivers. However, if this isn’t the case, you’ll need coverage from the rental car company, and…

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Collision vs. Comprehensive Auto Insurance (2024)

Figuring out the difference between comprehensive and collision can be tricky since they both involve damage to your vehicle. In this guide, we’ll break down collision vs. comprehensive insurance so you know if you should add either or both to your policy. Collision coverage is just like it sounds. It pays for damages to your…

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Save Money by Switching to PLPD Insurance (2024)

Unless you’re one of those people who buy brand new cars with cash, you may be better off switching to public liability and property damage, or PLPD, insurance as soon as you can. PLPD insurance can save you money, as it’s a type of auto insurance that pays for damage you cause to others. While…

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