What does an auto insurance policy look like?

All auto insurance policies share some similarities. Most policies include the name of the insurance carrier, your policy number, the expiration date, personal information, the lien holder, a vehicle description, two signatures, coverage details, the premium amount, and riders or exclusions. These are all factors to consider when you manage your car insurance policy. Generally,…

→ Read More

What is an auto insurance binder letter? [Expert Review]

What is a binder for auto insurance? Most auto insurance consumers don’t understand what goes on after they submit an application. When you go to an auto insurance agent’s office and buy same-day cheap auto insurance coverage, it’s easy to assume the process is straightforward. However, there is actually a lot of work that happens behind the scenes….

→ Read More

Is Motor Club of America Auto insurance?

Services like the Motor Club of America can be helpful to drivers. They offer various benefits to drivers to assist with problems you could encounter on the road. For more information, read this National Motor Club Auto Insurance Company review. However, the Motor Club of America does not provide car insurance. Services like the MCA…

→ Read More

How long do you keep auto insurance statements?

If you have an online account for your auto insurance, most of the information will be kept for your online. However, it is always a good idea to retain a copy of the policy agreement and declarations page for any current auto insurance policy. Because the IRS can audit taxpayers for returns regarding the past…

→ Read More

Someone Is Using My Address for Their Auto Insurance

It can be quite frustrating to get other people’s mail in your mailbox on a regular basis. It’s only courteous to people who move from an address to set up a forwarding address so that the new resident’s mailbox isn’t flooded with all of your past due bills, junk mailers, and important documents. Unfortunately, not…

→ Read More

How to Write a Cancellation Letter for an Auto Insurance Policy

Your auto insurance policy is yours to keep or yours to cancel. When you’re insured through a company that’s not providing you the customer service or the claims service that you need and expect, it’s time to start shopping elsewhere. You should never accept poor service when you’re paying a company for coverage. It’s common…

→ Read More

How do I purchase online auto insurance if my contract is still active?

It is simple to purchase online auto insurance if your current contract is still active. In fact, if you are considering changing car insurance providers, you should complete this step first. Switching car insurance companies is your right as a consumer. Many customers believe they must wait until the renewal period; however, this is not…

→ Read More

What are auto insurance deductibles?

Using the term full coverage when you’re referring to an auto insurance policy can be misleading. While it’s a common term, it’s one that leads people to assume that their policies will pay for any claim they present. In actuality, a full coverage policy has limits. When you’re shopping around for auto insurance, it’s important…

→ Read More

How do I know if I have car insurance?

When you buy a car and register it in your name, you’re legally responsible for any damages that you may cause while the vehicle is being operated. Since most states hold negligent drivers accountable for their actions, auto insurance is a common requirement. If you live in a state where insurance or proof of financial…

→ Read More

Who is covered under my car insurance?

When you buy auto insurance, it’s fair to assume that only yourself and other drivers you’ve listed on the policy are covered to drive your cars. There may come a time where a friend may need to borrow your car or a family member from out of town will take the car for errands. Simply…

→ Read More