Subaru Impreza Car Insurance [How to Find Cheap Rates]

If you want to buy Subaru Impreza auto insurance coverage online then a policy will cost $119 per month ($1,428 per year) on average. You can find cheap Subaru Impreza insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $839 a year.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 20, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,428 a year or $119 each month
  • A liability-only policy costs around $572 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,219 a year or $435 each month
  • Good drivers can save as much as $589 a year by earning policy discounts
  • Subaru Impreza insurance costs around $91 less per year than the average vehicle

Subaru Impreza insurance rates are $48 per month for liability-only coverage and $119 per month for full coverage. Continue reading to learn how you can save $589 per year on Subaru Impreza insurance rates.

You can start comparing quotes for Subaru Impreza auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Subaru Impreza Insurance Cost

The average Subaru Impreza auto insurance costs are $1,428 a year or $119 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Subaru Imprezas Expensive to Insure?

The chart below details how Subaru Impreza insurance rates compare to other sedans like the Chevrolet Impala, Toyota Corolla, and Chrysler 300.

Vehicle Comprehensive Collision Liability Total
Subaru Impreza $336 $562 $372 $1,428
Chevrolet Impala $280 $532 $372 $1,342
Toyota Corolla $294 $542 $390 $1,384
Chrysler 300 $332 $626 $398 $1,514
Honda Accord $280 $500 $372 $1,310
Nissan Maxima $372 $630 $390 $1,550
Hyundai Elantra $280 $562 $372 $1,372
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Impreza Insurance?

The Subaru Impreza trim and model you choose can impact the total price you will pay for Subaru Impreza insurance coverage.

Age of the Vehicle

The average Subaru Impreza auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Subaru Impreza cost $1,428, while 2010 Subaru Impreza rates are $1,166, a difference of $262.

Model Year Comprehensive Collision Liability Total
2020 Subaru Impreza $336 $562 $372 $1,428
2019 Subaru Impreza $320 $542 $390 $1,410
2018 Subaru Impreza $306 $536 $398 $1,398
2017 Subaru Impreza $296 $524 $416 $1,394
2016 Subaru Impreza $286 $502 $430 $1,376
2015 Subaru Impreza $270 $484 $442 $1,354
2014 Subaru Impreza $260 $450 $452 $1,320
2013 Subaru Impreza $250 $424 $456 $1,288
2012 Subaru Impreza $240 $380 $460 $1,238
2011 Subaru Impreza $224 $350 $460 $1,192
2010 Subaru Impreza $216 $328 $464 $1,166
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Subaru Impreza auto insurance. For example, 20-year-old drivers pay as much as $1,809 more each year for their Subaru Impreza auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru Impreza insurance rates. For example, drivers in Houston may pay $1,053 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Impreza auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Impreza auto insurance rates with violations on their driving record.

Subaru Impreza Safety Ratings

Your Subaru Impreza auto insurance rates are tied to the safety ratings of the Subaru Impreza. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Subaru Impreza Crash Test Ratings

Good Subaru Impreza crash test ratings mean the VW is safer, which could mean cheaper Subaru Impreza auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2020 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Subaru Impreza SW AWD 5 stars 4 stars 5 stars 5 stars
2016 Subaru Impreza 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Subaru Impreza Safety Features

The more safety features you have on your Subaru Impreza, the more likely it is that you can earn a discount. The Subaru Impreza’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Impreza Insurance Loss Probability

The Subaru Impreza’s insurance loss probability varies for each form of coverage. The lower percentage means lower Subaru Impreza auto insurance rates; higher percentages mean higher Subaru Impreza auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive 10%
Personal Injury -21%
Medical Payment -22%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Subaru Impreza Finance and Insurance Cost

If you are financing a Subaru Impreza, you will pay more if you purchase Subaru Impreza auto insurance at the dealership, so be sure to shop around and compare Subaru Impreza auto insurance quotes from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Subaru Impreza Insurance

There are many ways that you can save on Subaru Impreza auto insurance. Below are five actions you can take to find cheap Subaru Impreza auto insurance rates.

  • Take Public Transit Instead of Driving Your Subaru Impreza
  • Check the Odometer on Your Subaru Impreza
  • Bundle Your Subaru Impreza Auto Insurance with Home Insurance
  • Buy Winter Tires for Your Subaru Impreza
  • Pay Your Subaru Impreza Insurance Rates Upfront

Top Subaru Impreza Insurance Companies

The best auto insurance companies for Subaru Impreza auto insurance rates will offer competitive rates, discounts, and account for the Subaru Impreza’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Subaru Impreza Insurance Quotes Online

Start comparing Subaru Impreza auto insurance quotes for free by using our FREE online comparison tool.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption