Best Cheap Auto Insurance in Sitka, AK (2021)

The average Sitka, AK auto insurance rates are $198 per month. The minimum auto insurance in Sitka is at least 50/100/25 in coverage to comply with Alaska auto insurance laws. To find the best cheap auto insurance in Sitka, Alaska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Sitka, Alaska is 50/100/25
  • Average auto insurance rates in Sitka, AK for senior drivers are $1,396 per year
  • The average commute length in Sitka is 10.9 minutes

Sitka, Alaska auto insurance requirements are 50/100/25 according to Alaska auto insurance laws. Finding cheap auto insurance in Sitka can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sitka, Alaska, including driving record, credit, commute time, and more.

Compare auto insurance in Sitka to other Alaska cities, including Fairbanks auto insurance rates, Sitka auto insurance rates, and Kenai auto insurance rates to see how Sitka, Alaska auto insurance rates stack up.

Before you buy Sitka, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sitka, Alaska auto insurance quotes.

Minimum Auto Insurance in Sitka, Alaska

Sitka, Alaska auto insurance laws require that you have at least the Alaska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sitka, Alaska.

Minimum Required Auto Insurance Coverage in Sitka, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sitka, Alaska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sitka, Alaska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sitka, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,875 $1,795 $1,795 $4,487 $5,862 $2,113 $2,310
GEICO $1,655 $1,603 $1,561 $1,485 $3,656 $4,653 $1,634 $1,747
Progressive $1,610 $1,424 $1,359 $1,390 $5,663 $6,310 $1,806 $1,790
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,228 $1,225 $1,149 $1,144 $3,899 $4,312 $1,749 $1,851

Cheap Sitka, Alaska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sitka, Alaska is a challenge. Take a look at the annual teen auto insurance rates in Sitka, Alaska.

Annual Auto Insurance Rates for Teen Drivers in Sitka, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,487 $5,862
GEICO $3,656 $4,653
Progressive $5,663 $6,310
State Farm $3,926 $5,082
USAA $3,899 $4,312

Cheap Sitka, Alaska Auto Insurance for Seniors

What are senior auto insurance rates in Sitka, Alaska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sitka, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,795 $1,795
GEICO $1,561 $1,485
Progressive $1,359 $1,390
State Farm $1,139 $1,139
USAA $1,149 $1,144

Cheap Sitka, Alaska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sitka, Alaska compared to the annual auto insurance rates with a clean record in Sitka, Alaska.

Annual Sitka, Alaska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,199 $3,115 $3,117 $2,624
GEICO $1,616 $2,378 $3,357 $1,646
Progressive $2,391 $3,059 $2,538 $2,688
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,633 $2,088 $2,711 $1,847

Cheap Sitka, Alaska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sitka, Alaska is not easy. Compare the annual rates for DUI auto insurance in Sitka, Alaska to find the best deal.

Annual Auto Insurance Rates After a DUI in Sitka, Alaska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,117
GEICO $3,357
Progressive $2,538
State Farm $2,108
USAA $2,711

Cheap Sitka, Alaska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sitka, Alaska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sitka, Alaska

Insurance Company Poor Fair Good
Allstate $3,260 $2,606 $2,426
GEICO $2,556 $2,222 $1,969
Progressive $2,913 $2,608 $2,486
State Farm $2,914 $1,886 $1,524
USAA $2,816 $1,847 $1,547

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Cheap Sitka, Alaska Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sitka, Alaska can vary. Compare the annual cost of auto insurance by ZIP code in Sitka, Alaska to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sitka, Alaska

ZIP Code Average Annual Rates
99835 $2,372

Cheap Sitka, Alaska Auto Insurance Rates By Commute

Commute length and annual mileage affect Sitka, Alaska auto insurance. Find the cheapest annual Sitka, Alaska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sitka, Alaska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,710 $2,818
GEICO $2,221 $2,278
Progressive $2,669 $2,669
State Farm $2,050 $2,165
USAA $2,033 $2,106

Cheap Sitka, Alaska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sitka, Alaska? Check out the comparison of annual Sitka, Alaska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sitka, Alaska

Insurance Company Low Medium High
Allstate $2,699 $2,701 $2,892
GEICO $2,203 $2,212 $2,333
Progressive $2,607 $2,611 $2,789
State Farm $2,044 $2,073 $2,206
USAA $2,033 $2,046 $2,130

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Best By Category: Cheapest Auto Insurance in Sitka, Alaska

Compare the cheapest auto insurance companies in Sitka, Alaska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sitka, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Sitka, Alaska Auto Insurance Companies

What auto insurance companies in Sitka, Alaska are the cheapest? Compare the top Sitka, Alaska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sitka, Alaska

Insurance Company Average Annual Rates
Allstate $2,764
GEICO $2,249
Progressive $2,669
State Farm $2,108
USAA $2,070

What affects auto insurance rates in Sitka, Alaska?

There are a lot of reasons why auto insurance rates in Sitka, Alaska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sitka, Alaska. Many local factors may affect your Sitka auto insurance rates.

Sitka Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sitka, Alaska commute length is 10.9 minutes according to City-Data.

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Compare Sitka, Alaska Auto Insurance Quotes

Before you buy Sitka, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sitka, Alaska auto insurance quotes.

Free Auto Insurance Comparison

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