Best Cheap Auto Insurance in Petal, MS (2021)

The average Petal, MS auto insurance rates are $300 per month. The minimum auto insurance in Petal is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Petal, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Petal, MS for senior drivers are $1,932 per year
  • The minimum auto insurance required in Petal, Mississippi is 25/50/25
  • The average commute length in Petal is 24.7 minutes

Petal, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Petal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Petal, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Petal to other Mississippi cities, including Jackson auto insurance rates, Hattiesburg auto insurance rates, and Oxford auto insurance rates to see how Petal, Mississippi auto insurance rates stack up.

Before you buy Petal, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Petal, Mississippi auto insurance quotes.

Minimum Auto Insurance in Petal, Mississippi

Petal, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Petal, Mississippi.

Minimum Required Auto Insurance Coverage in Petal, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Petal, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Petal, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Petal, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,479 $2,332 $2,385 $10,628 $11,357 $2,935 $3,003
GEICO $2,951 $2,788 $2,670 $2,481 $7,509 $7,069 $5,021 $2,390
Liberty Mutual $2,620 $2,835 $2,099 $2,355 $9,653 $10,736 $2,784 $2,932
Nationwide $1,970 $2,016 $1,774 $1,870 $4,015 $5,079 $2,243 $2,420
Progressive $2,530 $2,349 $2,090 $2,026 $9,474 $10,594 $2,597 $2,712
State Farm $1,774 $1,774 $1,599 $1,599 $5,309 $6,668 $1,982 $2,267
Travelers $1,611 $1,638 $1,541 $1,539 $7,237 $11,386 $1,695 $1,956
USAA $1,360 $1,344 $1,273 $1,283 $3,413 $4,047 $1,652 $1,815

Cheap Petal, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Petal, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Petal, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Petal, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,628 $11,357
GEICO $7,509 $7,069
Liberty Mutual $9,653 $10,736
Nationwide $4,015 $5,079
Progressive $9,474 $10,594
State Farm $5,309 $6,668
Travelers $7,237 $11,386
USAA $3,413 $4,047

Cheap Petal, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Petal, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Petal, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,385
GEICO $2,670 $2,481
Liberty Mutual $2,099 $2,355
Nationwide $1,774 $1,870
Progressive $2,090 $2,026
State Farm $1,599 $1,599
Travelers $1,541 $1,539
USAA $1,273 $1,283

Cheap Petal, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Petal, Mississippi compared to the annual auto insurance rates with a clean record in Petal, Mississippi.

Annual Petal, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,682 $5,707 $4,509
GEICO $2,571 $3,884 $5,885 $4,100
Liberty Mutual $3,186 $5,110 $5,227 $4,485
Nationwide $2,147 $2,725 $3,451 $2,371
Progressive $3,669 $4,953 $4,256 $4,308
State Farm $2,595 $3,210 $2,841 $2,841
Travelers $3,121 $3,267 $4,502 $3,411
USAA $1,579 $2,017 $2,741 $1,757

Cheap Petal, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Petal, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Petal, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Petal, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,707
GEICO $5,885
Liberty Mutual $5,227
Nationwide $3,451
Progressive $4,256
State Farm $2,841
Travelers $4,502
USAA $2,741

Cheap Petal, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Petal, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Petal, Mississippi

Insurance Company Poor Fair Good
Allstate $5,459 $4,833 $3,854
GEICO $6,197 $3,512 $2,621
Liberty Mutual $6,452 $3,952 $3,102
Nationwide $3,129 $2,556 $2,336
Progressive $4,853 $4,161 $3,876
State Farm $4,141 $2,510 $1,964
Travelers $4,056 $3,312 $3,358
USAA $2,767 $1,801 $1,502

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Cheap Petal, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Petal, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Petal, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Petal, Mississippi

ZIP Code Average Annual Rates
39465 $3,101

Cheap Petal, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Petal, Mississippi auto insurance. Find the cheapest annual Petal, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Petal, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,715 $4,715
GEICO $4,096 $4,124
Liberty Mutual $4,502 $4,502
Nationwide $2,674 $2,674
Progressive $4,297 $4,297
State Farm $2,802 $2,941
Travelers $3,575 $3,575
USAA $1,962 $2,085

Cheap Petal, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Petal, Mississippi? Check out the comparison of annual Petal, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Petal, Mississippi

Insurance Company Low Medium High
Allstate $4,509 $4,711 $4,926
GEICO $3,873 $4,140 $4,317
Liberty Mutual $4,222 $4,482 $4,801
Nationwide $2,512 $2,665 $2,844
Progressive $3,833 $4,358 $4,699
State Farm $2,694 $2,860 $3,060
Travelers $3,408 $3,597 $3,722
USAA $1,899 $2,013 $2,159

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Best By Category: Cheapest Auto Insurance in Petal, Mississippi

Compare the cheapest auto insurance companies in Petal, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Petal, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Petal, Mississippi Auto Insurance Companies

What auto insurance companies in Petal, Mississippi are the cheapest? Compare the top Petal, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Petal, Mississippi

Insurance Company Average Annual Rates
Allstate $4,715
GEICO $4,110
Liberty Mutual $4,502
Nationwide $2,674
Progressive $4,297
State Farm $2,871
Travelers $3,575
USAA $2,023

What affects auto insurance rates in Petal, Mississippi?

There are a lot of reasons why auto insurance rates in Petal, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Petal, Mississippi. Many local factors may affect your Petal auto insurance rates.

Petal Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Petal, Mississippi auto theft statistics, there have been 6 auto thefts in the city.

Petal Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Petal, Mississippi commute length is 24.7 minutes according to City-Data.

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Compare Petal, Mississippi Auto Insurance Quotes

Before you buy Petal, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Petal, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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