Best Volkswagen Golf Insurance Rates [Rates + Coverage Guide]

Volkswagen Golf R insurance rates cost $132 per month ($1,580 per year) on average. Teens pay the highest rates at up to $5,775 a year, while good drivers may only pay $929.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 20, 2020

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Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Volkswagen Golf R insurance costs around $61 more per year than the average vehicle

Volkswagen Golf R insurance rates don’t have to trip you up. We’ll give you everything you need to know to find affordable Volkswagen Golf R  auto insurance. For example, good drivers can save as much as $651 a year by earning policy discounts, but Volkswagen Golf R insurance costs around $61 more per year than the average vehicle.

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best auto insurance companies by using our free online tool now.

Volkswagen Golf R Insurance Cost

The average auto insurance costs for a Volkswagen Golf R are $1,580 a year or $132 a month.

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Are Volkswagen Golf Rs Expensive to Insure?

The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Mitsubishi Mirage, and Honda Fit.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Ford Focus RS $332 $656 $398 $1,544
Mitsubishi Mirage $244 $448 $398 $1,248
Honda Fit $268 $512 $258 $1,148
Volkswagen Beetle $280 $542 $332 $1,290
Volkswagen Golf $306 $600 $390 $1,454
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Golf R Insurance?

Even though the average annual rate for the Volkswagen Golf R is $1,580, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Golf R.

Age of the Vehicle

Older Volkswagen Golf R models generally cost less to insure. For example, auto insurance for a 2019 Volkswagen Golf R costs $1,580, while 2012 Volkswagen Golf R insurance costs are $1,360, a difference of $220.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Golf R $372 $660 $390 $1,580
2018 Volkswagen Golf R $356 $656 $398 $1,568
2017 Volkswagen Golf R $344 $640 $416 $1,558
2016 Volkswagen Golf R $332 $612 $430 $1,532
2015 Volkswagen Golf R $314 $592 $442 $1,506
2013 Volkswagen Golf R $290 $516 $456 $1,420
2012 Volkswagen Golf R $278 $464 $460 $1,360
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Driver Age

Driver age can have a significant effect on the cost of Volkswagen Golf R auto insurance. For example, 30-year-old drivers pay approximately $70 more for their Volkswagen Golf R auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in New York may pay $410 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Volkswagen Golf R auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Volkswagen Golf R auto insurance with violations on their driving record.

Volkswagen Golf R Safety Ratings

Your Volkswagen Golf R auto insurance rates are tied to the safety ratings of the Volkswagen Golf R. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side A
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Volkswagen Golf R Crash Test Ratings

Volkswagen Golf R crash test ratings can impact the cost of your Volkswagen Golf R auto insurance. See Volkswagen Golf R crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Golf R Safety Features

Having a variety of safety features on your Volkswagen Golf R can help lower your Volkswagen Golf R insurance costs. The Volkswagen Golf R’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor

Volkswagen Golf R Finance and Insurance Cost

When financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Golf R auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volkswagen Golf R Insurance

There are many ways that you can save on Volkswagen Golf R auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volkswagen Golf R auto insurance rates low.

  • Buy An Older Volkswagen Golf R
  • Take Advantage of Referral Fees
  • Buy Winter Tires for Your Volkswagen Golf R
  • Ask About a Student Away from Home Discount
  • Ask About Mature Driver Discounts for Drivers Over 50

Top Volkswagen Golf R Insurance Companies

Who is the best auto insurance company for Volkswagen Golf R insurance rates? While the actual rates you pay will depend on many factors, here are some of the top auto insurance companies offering Volkswagen Golf R auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Golf R offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volkswagen Golf R Insurance Quotes Online

You can start comparing quotes for Volkswagen Golf R insurance from some of the top auto insurance companies by using our free online tool today.

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