Best Cheap Auto Insurance in Iron Mountain, MI (2021)

The average Iron Mountain, MI auto insurance rates are $746 per month. The minimum auto insurance in Iron Mountain is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Iron Mountain, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Iron Mountain, Michigan is 20/40/10
  • The average commute length in Iron Mountain is 13.7 minutes
  • Average auto insurance rates in Iron Mountain, MI for senior drivers are $5,939 per year

Iron Mountain, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Iron Mountain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Iron Mountain, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Iron Mountain to other Michigan cities, including Sterling Heights auto insurance rates, Dearborn auto insurance rates, and Grand Rapids auto insurance rates to see how Iron Mountain, Michigan auto insurance rates stack up.

Before you buy Iron Mountain, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Iron Mountain, Michigan auto insurance quotes.

Minimum Auto Insurance in Iron Mountain, Michigan

Iron Mountain, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Iron Mountain, Michigan.

Minimum Required Auto Insurance Coverage in Iron Mountain, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Iron Mountain, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Iron Mountain, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Iron Mountain, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,804 $3,804 $3,550 $3,550 $8,434 $8,434 $4,264 $4,264
GEICO $3,652 $3,652 $3,676 $3,676 $9,999 $9,999 $3,494 $3,494
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $2,724 $2,566 $2,407 $2,654 $9,844 $10,578 $3,179 $3,003
State Farm $6,336 $6,336 $5,833 $5,833 $21,607 $21,607 $7,421 $7,421
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,454 $2,316 $2,310 $2,181 $5,749 $5,416 $2,960 $2,826

Cheap Iron Mountain, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Iron Mountain, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Iron Mountain, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Iron Mountain, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,434 $8,434
GEICO $9,999 $9,999
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $9,844 $10,578
State Farm $21,607 $21,607
Travelers $15,616 $15,616
USAA $5,749 $5,416

Cheap Iron Mountain, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Iron Mountain, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Iron Mountain, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,550 $3,550
GEICO $3,676 $3,676
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,407 $2,654
State Farm $5,833 $5,833
Travelers $4,461 $4,461
USAA $2,310 $2,181

Cheap Iron Mountain, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Iron Mountain, Michigan compared to the annual auto insurance rates with a clean record in Iron Mountain, Michigan.

Annual Iron Mountain, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,224 $5,365 $5,295 $5,167
GEICO $1,895 $3,884 $11,614 $3,427
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $3,938 $5,123 $4,621 $4,795
State Farm $6,675 $7,936 $16,759 $9,827
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,645 $3,287 $4,297 $2,878

Cheap Iron Mountain, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Iron Mountain, Michigan is not easy. Compare the annual rates for DUI auto insurance in Iron Mountain, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Iron Mountain, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,295
GEICO $11,614
Liberty Mutual $28,910
Nationwide $5,903
Progressive $4,621
State Farm $16,759
Travelers $12,018
USAA $4,297

Cheap Iron Mountain, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Iron Mountain, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Iron Mountain, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,590 $4,389 $4,059
GEICO $6,687 $4,921 $4,007
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,316 $4,483 $4,059
State Farm $16,690 $8,457 $5,751
Travelers $7,919 $7,680 $7,583
USAA $4,890 $2,806 $2,133

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Cheap Iron Mountain, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Iron Mountain, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Iron Mountain, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Iron Mountain, Michigan

ZIP Code Average Annual Rates
49801 $6,275

Cheap Iron Mountain, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Iron Mountain, Michigan auto insurance. Find the cheapest annual Iron Mountain, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Iron Mountain, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,013 $5,013
GEICO $5,083 $5,327
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $4,619 $4,619
State Farm $10,027 $10,572
Travelers $7,683 $7,771
USAA $3,239 $3,315

Cheap Iron Mountain, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Iron Mountain, Michigan? Check out the comparison of annual Iron Mountain, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Iron Mountain, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,875 $5,001 $5,163
GEICO $4,870 $5,160 $5,585
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,472 $4,627 $4,759
State Farm $9,827 $10,357 $10,714
Travelers $7,640 $7,737 $7,805
USAA $3,183 $3,284 $3,363

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Best By Category: Cheapest Auto Insurance in Iron Mountain, Michigan

Compare the cheapest auto insurance companies in Iron Mountain, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Iron Mountain, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Iron Mountain, Michigan Auto Insurance Companies

What auto insurance companies in Iron Mountain, Michigan are the cheapest? Compare the top Iron Mountain, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Iron Mountain, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,013
GEICO $5,205
Liberty Mutual $19,375
Nationwide $5,675
Progressive $4,619
State Farm $10,299
Travelers $7,727
USAA $3,277

What affects auto insurance rates in Iron Mountain, Michigan?

There are a lot of reasons why auto insurance rates in Iron Mountain, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Iron Mountain, Michigan. Many local factors may affect your Iron Mountain auto insurance rates.

Iron Mountain Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Iron Mountain, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Iron Mountain Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Iron Mountain, Michigan commute length is 13.7 minutes according to City-Data.

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Compare Iron Mountain, Michigan Auto Insurance Quotes

Before you buy Iron Mountain, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Iron Mountain, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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