How Much is Insurance for a Mercedes-Benz CLS 550?

Mercedes-Benz CLS 550 insurance rates cost $162 per month ($1,940 per year). On average, comprehensive coverage costs $473, collision coverage costs $690, and liability coverage costs $547 for Mercedes-Benz CLS 550 insurance.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,940 a year or $162 each month
  • A liability-only policy costs around $777 a year or $65 each month
  • Highest rates are for teenage drivers at around $7,091 a year or $591 each month
  • Good drivers can save as much as $800 a year by earning policy discounts
  • Mercedes-Benz CLS 550 insurance costs around $421 more per year than the average vehicle

Mercedes-Benz CLS 550 insurance rates $421 more expensive than the average vehicle. The average rate for full coverage is $162 per month. Continue reading to learn how you can save money on Mercedes-Benz CLS 550 insurance rates.

You can start comparing quotes for Mercedes-Benz CLS 550 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Mercedes-Benz CLS 550 Insurance Cost

The average Mercedes-Benz CLS 550 auto insurance costs are $1,940 a year or $162 a month.

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Are Mercedes-Benz CLS 550s Expensive to Insure?

The chart below details how Mercedes-Benz CLS 550 insurance rates compare to other luxury cars like the BMW M3, Audi A4, and Acura TLX.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
BMW M3 $406 $804 $398 $1,766
Audi A4 $332 $656 $398 $1,544
Acura TLX $332 $686 $398 $1,574
Jaguar XF $406 $804 $398 $1,766
Mercedes-Benz C300 $404 $718 $372 $1,652
Cadillac CT6 $382 $774 $398 $1,712
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However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.

What Impacts the Cost of Mercedes-Benz CLS 550 Insurance?

The Mercedes-Benz CLS 550 trim and model you choose will affect the total price you will pay for Mercedes-Benz CLS 550 insurance coverage.

Age of the Vehicle

Older Mercedes-Benz CLS 550 models generally cost less to insure. For example, auto insurance rates for a 2018 Mercedes-Benz CLS 550 are $1,940, while 2010 Mercedes-Benz CLS 550 rates are $1,506, a difference of $434.

Model Year Comprehensive Collision Liability Total
2018 Mercedes-Benz CLS 550 $432 $952 $398 $1,940
2017 Mercedes-Benz CLS 550 $418 $930 $416 $1,922
2016 Mercedes-Benz CLS 550 $402 $890 $430 $1,880
2015 Mercedes-Benz CLS 550 $380 $860 $442 $1,840
2014 Mercedes-Benz CLS 550 $366 $798 $452 $1,774
2013 Mercedes-Benz CLS 550 $352 $752 $456 $1,718
2012 Mercedes-Benz CLS 550 $336 $674 $460 $1,628
2011 Mercedes-Benz CLS 550 $314 $620 $460 $1,552
2010 Mercedes-Benz CLS 550 $304 $580 $464 $1,506
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Driver Age

Driver age can have a significant effect on Mercedes-Benz CLS 550 auto insurance rates. For example, 20-year-old drivers pay $2,373 more for their Mercedes-Benz CLS 550 auto insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mercedes-Benz CLS 550 insurance rates. For example, drivers in New York may pay $504 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Mercedes-Benz CLS 550 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz CLS 550 auto insurance with violations on their driving record.

Mercedes-Benz CLS 550 Safety Ratings

Your Mercedes-Benz CLS 550 auto insurance rates are influenced by the safety ratings of the Mercedes-Benz CLS 550. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Mercedes-Benz CLS 550 Crash Test Ratings

If the Mercedes-Benz CLS 550 crash test ratings are good, you could have lower Mercedes-Benz CLS 550 auto insurance rates. See Mercedes-Benz CLS 550 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mercedes-Benz CLS 550 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mercedes-Benz CLS 550 Safety Features

Having a variety of safety features on your Mercedes-Benz CLS 550 can help lower your insurance costs. According to AutoBlog, the 2020 Mercedes-Benz CLS 550’s safety features include:

  • ESP w/Crosswind Assist Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • eCall Emergency System Emergency Sos
  • Active Parking Assist Automated Parking Sensors
  • Blind Spot Assist Blind Spot
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Childseat Sensor and Rear Child Safety Locks
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Mercedes-Benz CLS 550 Finance and Insurance Cost

When financing a Mercedes-Benz CLS 550, most lenders will require your carry higher Mercedes-Benz CLS 550 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz CLS 550 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mercedes-Benz CLS 550 Insurance

You can save more money on your Mercedes-Benz CLS 550 auto insurance rates by employing any of the following five strategies.

  • Ask for New Mercedes-Benz CLS 550 Insurance Rates Based on Your Improved Credit Score
  • Get Cheaper Mercedes-Benz CLS 550 Insurance Rates as a Full-Time Parent
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Ask About Discounts for People with Disabilities
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Mercedes-Benz CLS 550

Top Mercedes-Benz CLS 550 Insurance Companies

Who is the top auto insurance company for Mercedes-Benz CLS 550 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz CLS 550 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz CLS 550 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mercedes-Benz CLS 550 Insurance Quotes Online

You can start comparing quotes for Mercedes-Benz CLS 550 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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