How Much is Insurance for a Ford F-250 Super Duty?

Ford F-250 Super Duty insurance rates cost $132 per month ($1,580 per year). On average, comprehensive coverage costs $385, collision coverage costs $562, and liability coverage costs $446 for Ford F-250 Super Duty insurance.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Ford F-250 Super Duty insurance costs around $61 more per year than the average vehicle

Ford F-250 Super Duty insurance rates are $132 per month for full coverage. Teen drivers could pay up yo $481 per month. Continue reading to learn how you can save money on Ford F-250 Super Duty insurance rates.

You can start comparing quotes for Ford F-250 Super Duty insurance rates from some of the best auto insurance companies by using our free online tool now.

Ford F-250 Super Duty Insurance Cost

The average auto insurance costs for a Ford F-250 Super Duty are $1,580 a year or $132 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Is Ford F-250 Super Duty Expensive to Insure?

The chart below details how Ford F-250 Super Duty insurance rates compare to other trucks like the Toyota Tacoma, Chevrolet Silverado, and Dodge Ram.

Vehicle Comprehensive Collision Liability Total
Toyota Tacoma $294 $482 $390 $1,324
Chevrolet Silverado $322 $562 $420 $1,484
Dodge Ram $362 $562 $420 $1,524
Chevrolet Colorado $254 $438 $372 $1,222
Ford Ranger $254 $470 $372 $1,254
Ford F-150 $322 $470 $372 $1,322
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford F-250 Super Duty Insurance?

The Ford F-250 Super Duty trim and model you choose can impact the total price you will pay for Ford F-250 Super Duty auto insurance coverage.

Age of the Vehicle

The average Ford F-250 Super Duty auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Ford F-250 Super Duty cost $1,580, while the 2010 Ford F-250 Super Duty rates are $1,320, a difference of $260.

Model Year Comprehensive Collision Liability Total
2017 Ford F-250 Super Duty $320 $610 $470 $1,580
2016 Ford F-250 Super Duty $310 $586 $486 $1,562
2015 Ford F-250 Super Duty $292 $564 $500 $1,536
2014 Ford F-250 Super Duty $282 $524 $510 $1,496
2013 Ford F-250 Super Duty $270 $494 $514 $1,458
2012 Ford F-250 Super Duty $258 $442 $520 $1,400
2011 Ford F-250 Super Duty $242 $408 $520 $1,350
2010 Ford F-250 Super Duty $234 $382 $524 $1,320
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Ford F-250 Super Duty auto insurance. For example, 20-year-old drivers pay as much as $2,002 more each year for their Ford F-250 Super Duty auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Ford F-250 Super Duty insurance rates. For example, drivers in Houston may pay $1,165 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on your Ford F-250 Super Duty auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford F-250 Super Duty auto insurance with violations on their driving record.

Ford F-250 Super Duty Safety Ratings

The Ford F-250 Super Duty’s safety ratings will affect your Ford F-250 Super Duty auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Ford F-250 Super Duty Crash Test Ratings

Not only do good Ford F-250 Super Duty crash test ratings mean you are better protected in a crash, but good Ford F-250 Super Duty crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Ford F-250 Super Duty 5 stars 5 stars N/R 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Ford F-250 Super Duty Safety Features

The more safety features you have on your Ford F-250 Super Duty, the more likely it is that you can earn a discount. The Ford F-250 Super Duty’s safety features include:

Source: (try this link first. If it doesn’t work, use the second) Try me first

Fallback link: https://cars.usnews.com/cars-trucks/

  • AdvanceTrac w/Roll Stability Control Electronic Stability Control (ESC) And Roll Stability Control (RSC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags w/Passenger Off Switch
  • Safety Canopy System Curtain 1st Row Airbags
  • Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
  • Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters
  • Safety Canopy System Curtain 1st And 2nd Row Airbags
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Height Adjusters
  • Dual Stage Driver And Passenger Front Airbags
  • Back-Up Camera

Ford F-250 Super Duty Finance and Insurance Cost

If you are financing a Ford F-250 Super Duty, you will pay more if you purchase Ford F-250 Super Duty auto insurance at the dealership, so be sure to shop around and compare Ford F-250 Super Duty insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Ford F-250 Super Duty Insurance

If you want to reduce the cost of your Ford F-250 Super Duty insurance rates, follow these tips below:

  • Consider Using a Tracking Device on Your Ford F-250 Super Duty
  • Wait Six Years for Accidents to Disappear from Your Record
  • Compare Apples to Apples When Comparing Ford F-250 Super Duty Insurance Quotes and Policies
  • Use an Accurate Job Title When Requesting Ford F-250 Super Duty Auto Insurance
  • Ask About Seasonal Insurance for Your Ford F-250 Super Duty

Top Ford F-250 Super Duty Insurance Companies

The best auto insurance companies for Ford F-250 Super Duty insurance rates will offer competitive rates, discounts, and account for the Ford F-250 Super Duty’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Ford F-250 Super Duty Insurance Quotes Online

You can start comparing quotes for Ford F-250 Super Duty insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption