Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 18, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Volkswagen Beetle insurance costs around $229 less per year than the average vehicle

Full coverage Volkswagen Beetle insurance rates costs $108 per month. You can save up to $532 per year on your Volkswagen Beetle insurance rate. Find out how you can save money on auto insurance and learn more in our Volkswagen Beetle guide.

You can start comparing quotes for Volkswagen Beetle auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Volkswagen Beetle Insurance Cost

The average Volkswagen Beetle auto insurance costs are $1,290 a year or $108 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Volkswagen Beetles Expensive to Insure?

The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Golf R, and Honda Fit.

Vehicle Comprehensive Collision Liability Total
Volkswagen Beetle $280 $542 $332 $1,290
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf R $372 $660 $390 $1,580
Honda Fit $268 $512 $258 $1,148
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf $306 $600 $390 $1,454
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Beetle Insurance?

The Volkswagen Beetle trim and model you choose will affect the total price you will pay for Volkswagen Beetle insurance coverage.

Age of the Vehicle

The average Volkswagen Beetle auto insurance rates are higher for newer models. For example, auto insurance rates for a 2019 Volkswagen Beetle cost $1,290, while 2012 Volkswagen Beetle rates are $1,116, a difference of $174.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Beetle $280 $542 $332 $1,290
2018 Volkswagen Beetle $270 $536 $338 $1,280
2017 Volkswagen Beetle $260 $524 $354 $1,274
2016 Volkswagen Beetle $250 $502 $364 $1,252
2015 Volkswagen Beetle $238 $484 $376 $1,234
2014 Volkswagen Beetle $228 $450 $384 $1,198
2013 Volkswagen Beetle $218 $424 $388 $1,166
2012 Volkswagen Beetle $210 $380 $390 $1,116
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Volkswagen Beetle auto insurance. For example, 20-year-old drivers pay as much as $1,634 more each year for their Volkswagen Beetle auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Beetle’s insurance rates. For example, drivers in Los Angeles may pay $1,109 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Beetle auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle auto insurance with violations on their driving record.

Volkswagen Beetle Safety Ratings

Your Volkswagen Beetle auto insurance rates are tied to the Volkswagen Beetle’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side M
Small overlap front: passenger-side N/A
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Volkswagen Beetle Crash Test Ratings

The crash test ratings of the Volkswagen Beetle can impact your Volkswagen Beetle auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Beetle C FWD N/R N/R N/R N/R
2019 Volkswagen Beetle 2 DR FWD N/R 4 stars N/R 4 stars
2018 Volkswagen Beetle C FWD N/R N/R N/R N/R
2018 Volkswagen Beetle 2 DR FWD N/R 4 stars N/R 4 stars
2017 Volkswagen Beetle C FWD N/R N/R N/R N/R
2017 Volkswagen Beetle 2 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Beetle C FWD N/R N/R N/R N/R
2016 Volkswagen Beetle 2 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Volkswagen Beetle Safety Features

The Volkswagen Beetle safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Volkswagen Beetle auto insurance rates. The Volkswagen Beetle’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Volkswagen Beetle Insurance Loss Probability

The lower percentage means lower Volkswagen Beetle auto insurance rates; higher percentages mean higher Volkswagen Beetle auto insurance rates. Insurance loss probability on the Volkswagen Beetle fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 1%
Property Damage -7%
Comprehensive 1%
Personal Injury -15%
Medical Payment -5%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Volkswagen Beetle Finance and Insurance Cost

If you are financing a Volkswagen Beetle, most lenders will require your carry higher Volkswagen Beetle coverages including comprehensive coverage, so be sure to compare Volkswagen Beetle auto insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

5 Ways to Save on Volkswagen Beetle Insurance

There are many ways that you can save on Volkswagen Beetle auto insurance. Below are five actions you can take to find cheap Volkswagen Beetle auto insurance rates.

  • Ask About Volkswagen Beetle Low Mileage Discounts
  • Carpool to Work Instead of Driving Your Volkswagen Beetle
  • Check Your Volkswagen Beetle Policy Carefully to Ensure All Information is Correct
  • Make Sure You’re Raising a Safe Driver
  • Take Advantage of Referral Fees

Top Volkswagen Beetle Insurance Companies

Who is the best auto insurance company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 Geico $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Volkswagen Beetle Insurance Quotes Online

Save on your Volkswagen Beetle auto insurance rates by taking advantage of our FREE comparison tool.